outstanding account

简明释义

未清帐目

英英释义

例句

1.The company sent a reminder about the outstanding account 未结清账户 that needs to be settled by the end of the month.

公司发出了关于需要在月底前结清的outstanding account 未结清账户的提醒。

2.The client was informed that their outstanding account 未结清账户 would incur late fees if not paid soon.

客户被告知，如果不尽快支付，他们的outstanding account 未结清账户将会产生滞纳金。

3.If you have an outstanding account 未结清账户, please contact customer service for assistance.

如果您有一个outstanding account 未结清账户，请联系客户服务以获得帮助。

4.Our finance department is currently following up on several outstanding accounts 未结清账户 from last quarter.

我们的财务部门目前正在跟进上个季度的几个outstanding accounts 未结清账户。

5.Please review your records and clear any outstanding account 未结清账户 with us as soon as possible.

请尽快查看您的记录，并清理与我们之间的任何outstanding account 未结清账户。

作文

In today's fast-paced world, managing finances has become increasingly important for both individuals and businesses. One term that often comes up in financial discussions is the phrase outstanding account, which refers to an account that has not yet been settled or paid off. Understanding this term can help individuals and organizations maintain better control over their financial obligations and avoid potential pitfalls associated with unpaid debts. Outstanding account（未结清账户）can refer to various types of accounts, including credit accounts, loans, or any financial obligation that remains unpaid beyond its due date.For individuals, having an outstanding account can lead to several consequences. Firstly, it may negatively impact one's credit score, which is a crucial factor when applying for loans or credit cards in the future. Lenders often check an individual's credit history, and a record of outstanding accounts can signal to them that the person may be a risky borrower. This could result in higher interest rates or even denial of credit altogether.Moreover, if an outstanding account remains unpaid for too long, it may be sent to collections. This process can be stressful and damaging to one’s financial reputation. Collection agencies are known for their persistent attempts to recover debts, and dealing with them can be overwhelming for many. It is essential for individuals to stay on top of their accounts and address any outstanding balances promptly to avoid these situations.On the other hand, businesses also face challenges related to outstanding accounts. When a company provides goods or services on credit, they often allow customers to pay later. While this can boost sales, it also creates the risk of having numerous outstanding accounts that could affect cash flow. If clients fail to pay their invoices on time, it can hinder the business's ability to meet its own financial obligations, such as paying suppliers or employees.To mitigate the risks associated with outstanding accounts, businesses should implement effective credit management strategies. This includes conducting thorough credit checks before extending credit to new customers, setting clear payment terms, and following up on overdue invoices in a timely manner. By keeping track of outstanding accounts and addressing them proactively, businesses can maintain healthier cash flow and reduce the likelihood of bad debts.In conclusion, understanding the concept of an outstanding account is vital for both individuals and businesses. It serves as a reminder of the importance of managing financial obligations responsibly. Whether it involves personal finances or business operations, staying informed about outstanding accounts can help prevent negative consequences and ensure a more stable financial future. Regularly reviewing accounts, making timely payments, and maintaining open communication with creditors can all contribute to better financial health and peace of mind. By prioritizing the settlement of outstanding accounts, individuals and organizations alike can foster a culture of financial responsibility and accountability.

在当今快节奏的世界中，管理财务变得越来越重要，无论是对个人还是企业。一个常常出现在财务讨论中的术语是短语outstanding account，它指的是尚未结清或支付的账户。理解这个术语可以帮助个人和组织更好地控制他们的财务义务，避免与未支付债务相关的潜在陷阱。Outstanding account（未结清账户）可以指各种类型的账户，包括信用账户、贷款或任何逾期未付的财务义务。对于个人来说，拥有一个outstanding account可能会导致几个后果。首先，它可能会对个人的信用评分产生负面影响，信用评分是未来申请贷款或信用卡时的关键因素。贷方通常会检查个人的信用历史，而记录有outstanding accounts可能会向他们发出警告，表明此人可能是一个高风险借款人。这可能导致更高的利率，甚至完全拒绝信用。此外，如果一个outstanding account长时间未支付，可能会被送往催收。这一过程可能会让人感到压力，并损害个人的财务声誉。催收机构以其持续努力追回债务而闻名，许多人在处理这些问题时可能会感到不堪重负。个人需要及时关注他们的账户，并迅速解决任何未结清的余额，以避免这些情况。另一方面，企业也面临与outstanding accounts相关的挑战。当公司提供信用商品或服务时，他们通常允许客户稍后付款。虽然这可以促进销售，但也会带来许多outstanding accounts的风险，这可能会影响现金流。如果客户未能按时支付发票，可能会妨碍企业履行自己的财务义务，例如支付供应商或员工。为了降低与outstanding accounts相关的风险，企业应实施有效的信用管理策略。这包括在向新客户授予信用之前进行全面的信用检查，设定明确的付款条款，并及时跟进逾期发票。通过跟踪outstanding accounts并主动解决它们，企业可以保持更健康的现金流，减少坏账的可能性。总之，理解outstanding account的概念对个人和企业都至关重要。它提醒我们负责管理财务义务的重要性。无论是涉及个人财务还是商业运营，了解outstanding accounts都可以帮助防止负面后果，并确保更稳定的财务未来。定期审查账户、及时付款以及与债权人保持开放的沟通都可以为更好的财务健康和内心的平静做出贡献。通过优先解决outstanding accounts，个人和组织都可以培养财务责任和问责文化。