original maturity

简明释义

原始到期期限

英英释义

例句

1.The bond was issued with an original maturity of ten years, meaning it will mature in 2030.

这只债券的原始到期为十年，这意味着它将在2030年到期。

2.A loan with a longer original maturity typically has lower monthly payments.

具有较长原始到期的贷款通常每月还款较低。

3.When refinancing, you should compare the original maturity of your current loan to the new one.

在再融资时，您应该将当前贷款的原始到期与新贷款进行比较。

4.The original maturity of this certificate of deposit is five years.

这张存款证的原始到期为五年。

5.Investors often consider the original maturity when assessing the risk of a fixed-income security.

投资者在评估固定收益证券的风险时，通常会考虑原始到期。

作文

In the world of finance, understanding various terms is crucial for making informed decisions. One such term that often comes up in discussions about investments and loans is original maturity. The concept of original maturity refers to the length of time until a financial instrument, such as a bond or a loan, reaches its due date from the moment it is issued. This period is significant because it affects the risk and return profile of the investment. For instance, a bond with a longer original maturity typically carries more risk due to the uncertainty of market conditions over time.When investors consider bonds, they often look at the original maturity to determine how long their money will be tied up and what interest rate they can expect. Generally, longer maturities offer higher yields to compensate for the increased risk. However, this does not mean that all investors should chase after long-term bonds. Individual investment strategies, risk tolerance, and market conditions play a crucial role in deciding the appropriate original maturity for an investor.Moreover, the original maturity also influences the interest rate environment. For example, during periods of rising interest rates, bonds with longer original maturities may lose value more quickly than those with shorter maturities. This is because as new bonds are issued at higher rates, existing bonds with lower rates become less attractive. Therefore, understanding the implications of original maturity helps investors navigate the complexities of the bond market more effectively.In addition to bonds, the original maturity concept is also relevant in the context of loans. When individuals take out loans, whether for a mortgage or a personal loan, the original maturity indicates how long they will be making payments. A longer original maturity means lower monthly payments, but it also means paying more interest over time. Conversely, a shorter original maturity results in higher monthly payments but less total interest paid. Thus, borrowers must weigh their financial situations and goals when choosing the original maturity of their loans.In conclusion, the term original maturity is a fundamental concept in finance that plays a vital role in both investing and borrowing decisions. It signifies the time frame until a financial obligation is due, influencing the risk and return associated with investments, as well as the cost of borrowing. By understanding original maturity, investors and borrowers can make better choices that align with their financial objectives and risk tolerance. Whether one is investing in bonds or taking out a loan, considering the original maturity is essential for effective financial planning and management.

在金融世界中，理解各种术语对于做出明智的决策至关重要。其中一个在投资和贷款讨论中经常出现的术语是原始到期日。原始到期日的概念是指从金融工具（如债券或贷款）发行之日起，到达到期日的时间长度。这个期限非常重要，因为它会影响投资的风险和回报特征。例如，具有较长原始到期日的债券通常由于市场条件的不确定性而承担更多风险。当投资者考虑债券时，他们通常会查看原始到期日以确定他们的资金将被锁定多久以及他们可以期待什么利率。一般来说，较长的到期日提供更高的收益，以补偿增加的风险。然而，这并不意味着所有投资者都应该追逐长期债券。个人投资策略、风险承受能力和市场条件在决定适当的原始到期日方面发挥着关键作用。此外，原始到期日还会影响利率环境。例如，在利率上升期间，具有较长原始到期日的债券可能比那些具有较短到期日的债券更快地贬值。这是因为随着新债券以更高的利率发行，现有低利率的债券变得不那么吸引人。因此，理解原始到期日的影响有助于投资者更有效地应对债券市场的复杂性。除了债券，原始到期日的概念在贷款的背景下也很相关。当个人申请贷款时，无论是抵押贷款还是个人贷款，原始到期日指示他们将支付多长时间。较长的原始到期日意味着每月支付较低，但也意味着随着时间的推移支付更多的利息。相反，较短的原始到期日导致每月支付更高，但总的利息支出较少。因此，借款人在选择贷款的原始到期日时必须权衡他们的财务状况和目标。总之，原始到期日这一术语是金融中的基本概念，在投资和借贷决策中发挥着重要作用。它表示财务义务到期的时间框架，影响与投资相关的风险和回报，以及借款的成本。通过理解原始到期日，投资者和借款人可以做出更符合他们财务目标和风险承受能力的更好选择。无论是投资债券还是申请贷款，考虑原始到期日对于有效的财务规划和管理至关重要。