nominal value

简明释义

面值

英英释义

例句

1.Inflation can erode the purchasing power of money, making the nominal value less significant over time.

通货膨胀会侵蚀货币的购买力，使得名义价值随着时间的推移变得不那么重要。

2.The nominal value of the currency is printed on the banknotes to indicate their worth.

货币的名义价值印刷在纸币上，以表明它们的价值。

3.The nominal value of the shares is set at $10 each, regardless of their actual trading price.

这些股票的名义价值定为每股10美元，无论其实际交易价格如何。

4.The bond was issued at a nominal value of $1,000, which means it will pay interest based on that amount.

这只债券的名义价值为1000美元，这意味着它将根据该金额支付利息。

5.In accounting, the nominal value of an asset does not reflect its market value.

在会计中，资产的名义价值并不反映其市场价值。

作文

In the world of finance and economics, understanding the concept of nominal value is crucial for making informed decisions. The term nominal value refers to the face value of a financial instrument, such as a bond or a stock, without taking into account any adjustments for inflation or other factors. This means that the nominal value represents the amount stated on the instrument itself, which may not reflect its true worth in terms of purchasing power or market conditions. For instance, if a bond has a nominal value of $1,000, this is the amount that will be repaid to the bondholder at maturity, regardless of what inflation has done to the currency over time.Many investors mistakenly equate nominal value with actual value, which can lead to poor investment decisions. For example, if an investor buys a bond with a nominal value of $1,000 but fails to consider the impact of rising inflation, they might overlook that the purchasing power of that $1,000 could significantly decrease by the time the bond matures. Thus, while the nominal value remains constant, its real value diminishes.Another aspect to consider is how nominal value plays a role in the pricing of stocks. When a company issues shares, it may set a nominal value per share, which is often a small amount, like $0.01 or $1.00. However, the market price of the stock can fluctuate widely based on supply and demand, investor sentiment, and overall economic conditions. Therefore, the nominal value of a stock does not necessarily indicate its market value or the potential returns an investor might expect.Additionally, in the context of currency, nominal value can refer to the stated value of a currency note. For example, a $20 bill has a nominal value of $20, but its purchasing power may vary depending on inflation rates and economic stability. Understanding the difference between nominal value and real value is essential for anyone looking to navigate the complexities of financial markets effectively.In summary, while the term nominal value may seem straightforward, its implications are far-reaching. Investors must be diligent in considering both nominal value and real value when making financial decisions. By recognizing the limitations of nominal value and the importance of adjusting for factors like inflation, individuals can better position themselves to achieve their financial goals. Ultimately, a comprehensive understanding of nominal value is a vital component of financial literacy and investment strategy.

在金融和经济的世界中，理解名义价值的概念对做出明智的决策至关重要。术语名义价值指的是金融工具（如债券或股票）的面值，而不考虑通货膨胀或其他因素的调整。这意味着名义价值代表了工具本身上所述的金额，这可能并不反映其在购买力或市场条件下的真实价值。例如，如果一只债券的名义价值为1000美元，那么这是到期时将偿还给债券持有人的金额，无论通货膨胀对货币的影响如何。许多投资者错误地将名义价值等同于实际价值，这可能导致糟糕的投资决策。例如，如果一位投资者购买了一只名义价值为1000美元的债券，但未能考虑通货膨胀上升的影响，他们可能会忽视到，到债券到期时，那1000美元的购买力可能会大幅下降。因此，尽管名义价值保持不变，其实际价值却在减少。另一个需要考虑的方面是名义价值在股票定价中的作用。当一家公司发行股票时，可能会设定每股的名义价值，这通常是一个很小的金额，比如0.01美元或1.00美元。然而，股票的市场价格可能会根据供需、投资者情绪和整体经济条件大幅波动。因此，股票的名义价值并不一定表示其市场价值或投资者可能期望的潜在回报。此外，在货币的背景下，名义价值可以指货币纸币的标示价值。例如，一张20美元的钞票具有名义价值20美元，但其购买力可能会因通货膨胀率和经济稳定性而有所不同。理解名义价值与实际价值之间的区别对于任何希望有效应对金融市场复杂性的人来说都是至关重要的。总之，虽然术语名义价值看似简单，但其影响深远。投资者必须在做出财务决策时认真考虑名义价值和实际价值。通过认识到名义价值的局限性以及调整通货膨胀等因素的重要性，个人可以更好地为实现财务目标做好准备。最终，全面理解名义价值是金融素养和投资策略的重要组成部分。