national insurance

简明释义

国家保险

英英释义

例句

1.Many employees have their national insurance 国家保险 deducted from their paychecks automatically.

许多员工的国家保险 国家保险 会自动从他们的工资中扣除。

2.Self-employed individuals must file their national insurance 国家保险 returns annually.

自雇人士必须每年提交他们的国家保险 国家保险 报告。

3.If you stop working, you may still need to pay national insurance 国家保险 if you want to maintain your benefits.

如果你停止工作，你可能仍然需要支付国家保险 国家保险，如果你想维持你的福利。

4.You need to pay your national insurance 国家保险 contributions to qualify for certain benefits.

你需要支付你的国家保险 国家保险 贡献才能有资格获得某些福利。

5.Your national insurance 国家保险 number is important for tracking your contributions.

你的国家保险 国家保险 编号对于追踪你的贡献非常重要。

作文

In the United Kingdom, the term national insurance refers to a system of contributions paid by workers and employers to fund various social security benefits. The concept of national insurance was introduced in the early 20th century as part of the government's efforts to provide financial support to citizens during times of need. It is essential for individuals to understand how national insurance works, as it plays a crucial role in ensuring that they are covered for certain benefits, such as pensions, unemployment benefits, and healthcare services.The national insurance scheme operates on a pay-as-you-go basis, meaning that the contributions collected from current workers are used to pay for the benefits of those who are currently receiving them. This system creates a sense of solidarity among citizens, as everyone contributes to a collective fund that supports those who are less fortunate or facing difficult circumstances. For many people, national insurance contributions are automatically deducted from their salaries, making it easier for them to participate in this important system.Understanding the different classes of national insurance contributions is vital for employees and self-employed individuals alike. There are several classes, each with specific eligibility criteria and benefits associated with them. For instance, Class 1 contributions are made by employees and are based on their earnings, while Class 2 contributions are paid by self-employed individuals at a flat rate. Additionally, there are Class 3 contributions, which are voluntary and allow individuals to fill gaps in their contribution history, ensuring they qualify for certain benefits in the future.One of the most significant benefits funded by national insurance contributions is the state pension. Individuals who have paid sufficient contributions over their working lives may be eligible to receive a state pension upon reaching retirement age. This financial support is crucial for many elderly citizens, providing them with a stable income after they have stopped working. Furthermore, national insurance also funds other essential services, such as the National Health Service (NHS), which provides healthcare to all UK residents, regardless of their income level.Moreover, national insurance contributions can also impact an individual’s eligibility for other benefits, such as maternity allowance, bereavement benefits, and jobseeker's allowance. Thus, understanding the intricacies of national insurance is not only beneficial for securing financial stability but also for ensuring access to necessary services and support throughout one’s life.In conclusion, national insurance is a vital component of the UK's social security system, providing essential support to individuals during various life stages. By contributing to this system, citizens help create a safety net for themselves and others, promoting a sense of community and shared responsibility. It is crucial for everyone to familiarize themselves with the workings of national insurance to fully understand their rights and benefits within the system, ensuring they are adequately prepared for the future.

在英国，术语national insurance指的是由工人和雇主支付的一种贡献体系，用于资助各种社会保障福利。national insurance的概念是在20世纪初引入的，作为政府为公民在需要时提供经济支持的努力的一部分。个人了解national insurance的运作方式是至关重要的，因为它在确保他们获得某些福利（如养老金、失业救济金和医疗服务）方面发挥着关键作用。national insurance计划以“现收现付”的方式运作，这意味着从当前工人收集的贡献用于支付目前正在领取福利的人的费用。这一制度在公民之间创造了一种团结感，因为每个人都为一个集体基金贡献力量，以支持那些不幸或面临困难的人。对于许多人来说，national insurance的贡献会自动从他们的工资中扣除，使他们更容易参与这一重要体系。理解不同类别的national insurance贡献对于员工和自雇人士同样至关重要。存在几类，每类都有特定的资格标准和相关福利。例如，Class 1贡献是由员工根据其收入支付的，而Class 2贡献是自雇人士按固定费率支付的。此外，还有Class 3贡献，这是自愿的，允许个人填补其贡献历史中的空白，以确保他们将来有资格获得某些福利。由national insurance贡献资助的最重要的福利之一是国家养老金。那些在工作生涯中支付了足够贡献的人，可能在达到退休年龄时有资格领取国家养老金。这种经济支持对许多老年公民至关重要，为他们在停止工作后提供稳定的收入。此外，national insurance还资助其他基本服务，例如国家健康服务（NHS），为所有英国居民提供医疗保健，无论其收入水平如何。此外，national insurance的贡献还会影响个人获得其他福利的资格，例如产假津贴、丧亲福利和求职者津贴。因此，了解national insurance的复杂性不仅有利于确保财务稳定，还能确保在生活的各个阶段获得必要的服务和支持。总之，national insurance是英国社会保障体系的重要组成部分，为个人在各个生活阶段提供必要的支持。通过为这一体系做出贡献，公民帮助为自己和他人创建安全网，促进社区和共同责任感。每个人都应熟悉national insurance的运作，以充分理解自己在这一体系中的权利和福利，确保他们为未来做好充分准备。