national bank

简明释义

中央银行

英英释义

例句

1.The national bank plays a crucial role in managing the country's monetary policy.

这家国家银行在管理国家的货币政策中扮演着至关重要的角色。

2.The national bank is responsible for issuing currency in the country.

这家国家银行负责在国内发行货币。

3.During a financial crisis, the national bank can provide emergency funds to stabilize the economy.

在金融危机期间，国家银行可以提供紧急资金以稳定经济。

4.The national bank sets interest rates that affect the entire economy.

这家国家银行设定的利率会影响整个经济。

5.Many citizens trust the national bank for their savings and investments.

许多公民信任国家银行来进行储蓄和投资。

作文

The concept of a national bank is crucial in understanding the financial systems of countries around the world. A national bank is typically a government-owned institution that serves as the central bank for a nation. It plays a vital role in managing the country's monetary policy, regulating the banking system, and providing financial services to the government and commercial banks. In many cases, the national bank is responsible for issuing currency and maintaining the stability of the national economy.One of the primary functions of a national bank is to control inflation and stabilize the currency. By adjusting interest rates and using various monetary tools, the national bank can influence economic activity. For instance, during times of economic downturn, the national bank may lower interest rates to encourage borrowing and spending, which can help stimulate the economy. Conversely, if inflation is rising too quickly, the national bank might increase interest rates to cool down the economy and bring prices back under control.Moreover, a national bank often acts as a lender of last resort to commercial banks. This means that when banks face liquidity issues, they can borrow from the national bank to ensure they have enough funds to meet their obligations. This function is essential for maintaining confidence in the banking system and preventing bank runs, where large numbers of customers withdraw their deposits simultaneously due to fears about the bank's solvency.In addition to these roles, the national bank also oversees the country’s financial system. It establishes regulations that govern the banking sector, ensuring that banks operate safely and soundly. This regulatory framework helps protect depositors' funds and maintain public trust in the financial system. The national bank conducts regular assessments of banks to ensure they are complying with these regulations and are in good financial health.Furthermore, national banks often engage in international financial activities. They manage the country’s foreign exchange reserves and work to stabilize the national currency in relation to other currencies. This is particularly important in a globalized economy where exchange rates can fluctuate significantly due to various factors, including trade balances and geopolitical events.In conclusion, the role of a national bank is multifaceted and essential for the economic health of a nation. It not only manages monetary policy and regulates the banking system but also acts as a stabilizing force in times of financial uncertainty. Understanding the functions and importance of a national bank can provide valuable insights into how economies operate and respond to challenges. As such, it is a key institution that influences the daily lives of citizens and the overall prosperity of a country.

国家银行的概念对于理解世界各国的金融系统至关重要。国家银行通常是一个由政府拥有的机构，作为一个国家的中央银行。它在管理国家的货币政策、监管银行系统和为政府及商业银行提供金融服务方面发挥着重要作用。在许多情况下，国家银行负责发行货币并维护国家经济的稳定。国家银行的主要职能之一是控制通货膨胀和稳定货币。通过调整利率和使用各种货币工具，国家银行可以影响经济活动。例如，在经济衰退时期，国家银行可能会降低利率以鼓励借贷和消费，从而刺激经济。相反，如果通货膨胀上升过快，国家银行可能会提高利率，以冷却经济并使价格回归控制。此外，国家银行通常充当商业银行的最后贷款人。这意味着当银行面临流动性问题时，它们可以向国家银行借款，以确保它们有足够的资金来满足其义务。这个功能对维护公众对银行系统的信心和防止银行挤兑至关重要，即大量客户因对银行偿付能力的担忧而同时提取存款。除了这些角色之外，国家银行还监督国家的金融系统。它建立监管框架，规范银行业，确保银行安全稳健地运营。这个监管框架有助于保护存款人的资金，并维持公众对金融系统的信任。国家银行定期评估银行，以确保它们遵守这些规定，并且财务状况良好。此外，国家银行通常参与国际金融活动。它管理国家的外汇储备，并努力稳定国家货币相对于其他货币的价值。在全球化经济中，这一点尤其重要，因为汇率可能由于贸易平衡和地缘政治事件等各种因素而显著波动。总之，国家银行的角色是多方面的，对于一个国家的经济健康至关重要。它不仅管理货币政策和监管银行系统，还在金融不确定时期充当稳定力量。理解国家银行的职能和重要性可以为我们提供有关经济如何运作和应对挑战的宝贵见解。因此，它是一个影响公民日常生活和国家整体繁荣的关键机构。