national bank

简明释义

国家银行

英英释义

例句

1.The national bank 国家银行 sets interest rates that affect the entire financial system.

国家银行设定的利率会影响整个金融系统。

2.The national bank 国家银行 issues currency and manages the country’s money supply.

国家银行发行货币并管理国家的货币供应。

3.The national bank 国家银行 plays a crucial role in stabilizing the economy.

国家银行在稳定经济方面发挥着至关重要的作用。

4.Many people trust the national bank 国家银行 with their savings.

许多人信任国家银行来保管他们的储蓄。

5.During a financial crisis, the national bank 国家银行 often intervenes to provide liquidity.

在金融危机期间，国家银行通常会介入提供流动性。

作文

The concept of a national bank (国家银行) is pivotal in understanding the financial infrastructure of a country. A national bank typically serves as the central banking institution, responsible for managing a nation’s currency, money supply, and interest rates. It plays a crucial role in regulating the financial system and ensuring economic stability. In many countries, the national bank is tasked with overseeing monetary policy, which involves controlling inflation and fostering economic growth through various financial mechanisms.One of the primary functions of a national bank is to act as a lender of last resort. This means that during times of financial crisis, the national bank can provide emergency funding to banks and other financial institutions that are struggling to maintain liquidity. This function is essential for preventing bank runs and maintaining public confidence in the financial system. For instance, during the 2008 financial crisis, many national banks around the world intervened to stabilize their economies by providing necessary funds to failing banks.Additionally, a national bank often manages the country’s foreign exchange and gold reserves. By holding these reserves, the national bank can influence the value of the national currency in the global market. This is particularly important for countries that rely heavily on exports, as a stable currency can enhance competitiveness abroad. Furthermore, the national bank can intervene in foreign exchange markets to prevent excessive volatility in the currency’s value.Another critical role of a national bank is to issue currency. In most countries, the national bank has the exclusive authority to print and distribute banknotes, which are essential for daily transactions. This control over currency issuance allows the national bank to manage the money supply effectively, ensuring that there is enough currency in circulation to meet the needs of the economy without triggering inflation.Moreover, the national bank also supervises and regulates commercial banks and other financial institutions. This oversight helps to ensure that these institutions operate safely and soundly, protecting consumers' deposits and maintaining the overall health of the financial system. The national bank establishes rules and regulations that govern lending practices, capital requirements, and risk management strategies for commercial banks.In conclusion, the role of a national bank (国家银行) is multifaceted and vital for the economic well-being of a country. From managing monetary policy to acting as a lender of last resort, the national bank ensures the stability and integrity of the financial system. Its ability to issue currency and regulate financial institutions further underscores its importance in promoting economic growth and stability. Understanding the functions and responsibilities of a national bank is essential for anyone interested in economics or finance, as it provides insights into how national economies operate and respond to various challenges.