money laundering

简明释义

洗黑钱

英英释义

例句

1.Investigators uncovered a network of businesses used for money laundering 洗钱 operations.

调查人员发现了一网络企业被用于洗钱 money laundering 操作。

2.The bank implemented new policies to prevent money laundering 洗钱 transactions.

该银行实施了新政策以防止洗钱 money laundering 交易。

3.The authorities are cracking down on money laundering 洗钱 activities in the financial sector.

当局正在打击金融部门的洗钱 money laundering 活动。

4.She was arrested for her involvement in a large-scale money laundering 洗钱 scheme.

她因参与一个大规模的洗钱 money laundering 计划而被捕。

5.He was charged with money laundering 洗钱 after authorities traced the funds back to illegal activities.

在当局将资金追溯到非法活动后，他被控以洗钱 money laundering。

作文

Money laundering is a complex process that involves making illegally obtained money appear legitimate. This practice is often associated with organized crime, drug trafficking, and corruption. Criminals seek to disguise the origins of their money to avoid detection by law enforcement agencies. The term money laundering refers to this method of concealing the illicit nature of funds through various transactions and layers of financial activity. The process typically consists of three stages: placement, layering, and integration.In the first stage, known as placement, the criminal introduces the illegal funds into the financial system. This can be done through various means, such as depositing cash into banks, purchasing assets, or using businesses that deal in cash. The goal is to distance the money from its illegal source. For example, a drug dealer may take their cash earnings and deposit them into a bank account under the name of a legitimate business.The second stage, layering, involves separating the illicit money from its original source through a series of complex transactions. This can include transferring funds between different accounts, converting cash into other forms of currency, or investing in financial instruments. By doing so, criminals aim to create confusion and obscurity around the money’s origin. For instance, a money launderer might wire funds to offshore accounts or buy and sell stocks to further complicate the paper trail.Finally, the third stage is integration, where the laundered money is reintroduced into the economy as seemingly legitimate funds. At this point, the criminals can use the money without fear of it being traced back to its illegal origins. This could involve buying properties, luxury goods, or even funding legitimate businesses. The end result is that the money appears clean, allowing criminals to enjoy their profits without legal repercussions.The consequences of money laundering are far-reaching and can have significant impacts on economies and societies. It undermines the integrity of financial institutions, facilitates corruption, and can contribute to economic instability. Governments around the world are aware of these dangers and have implemented various measures to combat money laundering. These include stricter regulations for financial institutions, increased reporting requirements, and international cooperation to track and seize illicit funds.In conclusion, understanding money laundering is essential for recognizing the broader implications of financial crime. It is not merely a victimless crime; it affects everyone by eroding trust in financial systems and enabling further criminal activities. As global economies become more interconnected, the fight against money laundering must continue to evolve. Law enforcement agencies, financial institutions, and governments must work together to develop effective strategies to detect and prevent this insidious practice. Public awareness and education about money laundering can also play a crucial role in combating this issue, as informed citizens can help identify suspicious activities and report them to the authorities.

洗钱是一个复杂的过程，涉及将非法获得的钱变得看似合法。这种做法通常与有组织犯罪、毒品贩运和腐败有关。罪犯试图掩盖他们资金的来源，以避免被执法机构发现。术语洗钱指的是通过各种交易和金融活动层次来隐瞒资金的非法性质。该过程通常包括三个阶段：投放、分层和整合。在第一个阶段，即投放阶段，罪犯将非法资金引入金融系统。这可以通过各种手段实现，例如将现金存入银行、购买资产或使用现金交易的企业。目标是将资金与其非法来源隔离。例如，毒贩可能会将他们的现金收入存入一个以合法商业名义开的银行账户。第二个阶段，分层，涉及通过一系列复杂的交易将非法资金与其原始来源分开。这可能包括在不同账户之间转移资金、将现金转换为其他货币形式或投资于金融工具。通过这样做，罪犯旨在创造混淆和模糊资金来源的情况。例如，洗钱者可能会将资金汇至离岸账户，或买卖股票以进一步复杂化纸质记录。最后，第三个阶段是整合，在这一阶段，洗钱后的资金作为看似合法的资金重新引入经济。在这一点上，罪犯可以毫无顾虑地使用这些资金，而不必担心它们被追溯到其非法来源。这可能涉及购买房地产、奢侈品，甚至资助合法企业。最终结果是，这些资金看起来是干净的，使罪犯能够享受他们的利润而不受法律追究。洗钱的后果是深远的，并可能对经济和社会产生重大影响。它破坏了金融机构的完整性，促进了腐败，并可能导致经济不稳定。世界各国政府意识到这些危险，实施了各种措施来打击洗钱。这些措施包括对金融机构的更严格监管、增加报告要求以及国际合作以追踪和没收非法资金。总之，理解洗钱对于认识金融犯罪的更广泛影响至关重要。这不仅仅是一种无受害者的犯罪；它通过侵蚀人们对金融系统的信任并使进一步的犯罪活动得以进行，影响着每一个人。随着全球经济变得更加相互关联，打击洗钱的斗争必须继续发展。执法机构、金融机构和政府必须共同努力，制定有效的策略来检测和防止这一阴险的做法。公众对洗钱的意识和教育也可以在打击这一问题中发挥关键作用，因为知情的公民可以帮助识别可疑活动并向当局报告。