money at call and short notice

简明释义

短期放款

英英释义

例句

1.You can withdraw money at call and short notice 随时可用的资金和短期通知资金 from your account without any penalties.

您可以在没有任何罚款的情况下从您的账户中提取money at call and short notice 随时可用的资金和短期通知资金.

2.The fund manager suggested allocating a portion of the portfolio to money at call and short notice 随时可用的资金和短期通知资金 for liquidity.

基金经理建议将投资组合的一部分分配给money at call and short notice 随时可用的资金和短期通知资金以增加流动性.

3.Investors prefer to keep some of their assets as money at call and short notice 随时可用的资金和短期通知资金 for emergencies.

投资者倾向于将部分资产保持为money at call and short notice 随时可用的资金和短期通知资金以应对紧急情况.

4.The bank offers a competitive interest rate on money at call and short notice 随时可用的资金和短期通知资金.

这家银行为money at call and short notice 随时可用的资金和短期通知资金提供了具有竞争力的利率.

5.Our company maintains a reserve of money at call and short notice 随时可用的资金和短期通知资金 to handle unexpected expenses.

我们公司保持一笔money at call and short notice 随时可用的资金和短期通知资金作为应对意外支出的储备.

作文

In the world of finance, liquidity is a crucial aspect that determines how quickly an asset can be converted into cash without affecting its market price. One of the terms that often comes up in discussions about liquidity is money at call and short notice. This phrase refers to funds that can be accessed immediately or with very little warning, making them highly liquid assets. Understanding this concept is essential for anyone involved in financial markets, whether they are investors, banks, or corporations.To elaborate, money at call and short notice typically includes funds deposited in savings accounts, money market accounts, or other similar financial instruments that allow for quick withdrawals. These funds are not tied up in long-term investments, which means they can be utilized for immediate needs or opportunities that arise unexpectedly. For instance, a business might need to access these funds to cover unexpected expenses or to seize a sudden investment opportunity.The importance of money at call and short notice cannot be overstated. In an ever-changing economic environment, having quick access to cash can be a significant advantage. For individuals, it can mean the difference between seizing a great deal on a property or missing out because of a lack of available funds. For businesses, it can ensure smooth operations by providing the necessary cash flow to handle day-to-day expenses or unexpected costs.Moreover, money at call and short notice plays a vital role in the banking sector. Banks often maintain a certain level of liquidity to meet the withdrawal demands of their customers. This liquidity is often managed through various means, including maintaining reserves and investing in short-term securities. The ability to quickly access funds allows banks to manage their operations effectively and meet regulatory requirements.However, while having money at call and short notice is advantageous, it is essential to consider the trade-offs involved. Typically, funds that are readily accessible may offer lower returns compared to longer-term investments. For example, a savings account might yield minimal interest compared to stocks or bonds held for several years. Therefore, individuals and businesses must balance the need for liquidity with the desire for higher returns on their investments.In conclusion, money at call and short notice represents a fundamental aspect of financial management and liquidity. It provides individuals and businesses with the flexibility to respond to immediate financial needs and opportunities. As the financial landscape continues to evolve, understanding how to effectively manage and utilize these liquid assets will remain a critical skill for anyone navigating the complexities of finance. By recognizing the importance of liquidity and the role of money at call and short notice, individuals and organizations can make more informed financial decisions that align with their goals and circumstances.

在金融世界中，流动性是一个至关重要的方面，它决定了资产转变为现金的速度，而不会影响其市场价格。一个常常出现在关于流动性的讨论中的术语是随叫随到和短期通知的资金。这个短语指的是可以立即或在很短时间内获取的资金，使其成为高度流动的资产。理解这一概念对于任何参与金融市场的人来说都是至关重要的，无论他们是投资者、银行还是企业。具体而言，随叫随到和短期通知的资金通常包括存放在储蓄账户、货币市场账户或其他类似金融工具中的资金，这些账户允许快速取款。这些资金没有被锁定在长期投资中，这意味着它们可以用于应对突发需求或意外出现的机会。例如，一家公司可能需要访问这些资金来支付意外费用或抓住突然出现的投资机会。随叫随到和短期通知的资金的重要性不容小觑。在不断变化的经济环境中，能够迅速获取现金可能是一个显著的优势。对于个人来说，这可能意味着在购买房产时抓住一个绝佳的交易，或者因为缺乏可用资金而错失良机。对于企业而言，这可以确保日常运营的顺利进行，提供必要的现金流以应对日常开支或意外成本。此外，随叫随到和短期通知的资金在银行业中也起着至关重要的作用。银行通常保持一定水平的流动性，以满足客户的提款需求。这种流动性通常通过多种方式进行管理，包括维持准备金和投资于短期证券。快速访问资金的能力使银行能够有效管理其运营并满足监管要求。然而，尽管拥有随叫随到和短期通知的资金是有利的，但必须考虑所涉及的权衡。通常，随时可用的资金可能提供的回报低于长期投资。例如，储蓄账户的利息收益可能与持有数年的股票或债券相比微不足道。因此，个人和企业必须在流动性需求与对更高投资回报的渴望之间取得平衡。总之，随叫随到和短期通知的资金代表了财务管理和流动性的基本方面。它为个人和企业提供了灵活性，以应对即时财务需求和机会。随着金融环境的不断演变，理解如何有效管理和利用这些流动资产将继续成为任何应对金融复杂性的人的关键技能。通过认识到流动性的重要性以及随叫随到和短期通知的资金的作用，个人和组织可以做出更明智的财务决策，以符合他们的目标和情况。