margin financing

简明释义

保证金融资

英英释义

例句

1.Investors often use margin financing to increase their buying power in the stock market.

投资者通常使用保证金融资来增加他们在股市中的购买力。

2.With margin financing, you can borrow money from your broker to purchase more shares than you can afford.

通过保证金融资，您可以向经纪人借钱购买超出您负担能力的更多股票。

3.Many traders prefer margin financing because it allows them to leverage their investments.

许多交易者喜欢使用保证金融资，因为它允许他们杠杆投资。

4.Be cautious when using margin financing, as it can amplify both gains and losses.

使用保证金融资时要小心，因为它会放大收益和损失。

5.A sudden market downturn can lead to a margin call if you're using margin financing.

如果您使用保证金融资，市场突然下跌可能会导致追加保证金通知。

作文

Margin financing is a term that refers to the practice of borrowing money from a broker to purchase securities. This financial strategy allows investors to buy more shares than they could with just their own capital, thereby amplifying potential returns. However, it also comes with increased risks, as losses can be magnified in the same way. Understanding the concept of margin financing (保证金融资) is crucial for anyone looking to engage in trading or investing in the stock market.When an investor uses margin financing (保证金融资), they typically open a margin account with a brokerage firm. This account allows them to borrow funds to buy additional securities. The investor is required to put down a certain percentage of the total investment as collateral, known as the margin requirement. For example, if an investor wants to purchase $10,000 worth of stocks and the margin requirement is 50%, they would need to deposit $5,000 of their own money while borrowing the remaining $5,000 from the broker.One of the significant advantages of margin financing (保证金融资) is the potential for higher returns. If the value of the purchased securities increases, the investor can sell them at a profit, repaying the borrowed amount and keeping the gains. For instance, if the stocks bought with borrowed money rise to $12,000, the investor can sell them, repay the broker, and pocket a profit of $2,000 after covering the initial investment.However, the risks associated with margin financing (保证金融资) cannot be overlooked. If the value of the securities falls instead of rising, the investor still owes the borrowed amount to the broker. This situation can lead to a margin call, where the broker demands additional funds to cover the losses. If the investor fails to meet this demand, the broker has the right to sell the securities to recover the loan, potentially resulting in significant financial loss for the investor.Moreover, the use of margin financing (保证金融资) can lead to emotional decision-making. The pressure of owing money can cause investors to make hasty decisions, selling off securities in a panic rather than waiting for a recovery. Therefore, it is essential for investors to have a solid understanding of their risk tolerance and to develop a well-thought-out strategy before engaging in margin trading.In conclusion, margin financing (保证金融资) offers both opportunities and challenges for investors. While it can enhance the potential for returns, it also increases the risk of significant losses. Investors must educate themselves about the mechanics of margin accounts, the implications of margin calls, and the importance of maintaining a balanced portfolio. By doing so, they can navigate the complexities of margin financing and make informed decisions that align with their financial goals. Ultimately, a careful approach to margin financing (保证金融资) can lead to successful investment outcomes, but it requires diligence and a thorough understanding of the associated risks.

保证金融资是指向经纪人借款以购买证券的做法。这种金融策略使投资者能够购买比他们自己资本更多的股票，从而放大潜在的回报。然而，它也伴随着更高的风险，因为损失也可能以同样的方式被放大。理解保证金融资（margin financing）的概念对任何希望参与股票市场交易或投资的人来说都是至关重要的。当投资者使用保证金融资（margin financing）时，他们通常会在一家经纪公司开设一个保证金账户。该账户允许他们借款以购买额外的证券。投资者需要将总投资的一定百分比作为抵押品存入，这称为保证金要求。例如，如果投资者想购买价值$10,000的股票，而保证金要求为50%，他们需要存入$5,000自己的钱，同时从经纪人那里借入剩余的$5,000。保证金融资（margin financing）的一个显著优势是潜在的更高回报。如果所购买的证券的价值上升，投资者可以以盈利的价格出售这些证券，偿还借款并保留收益。例如，如果用借来的钱购买的股票涨到$12,000，投资者可以出售这些股票，偿还经纪人，并在扣除初始投资后获得$2,000的利润。然而，与保证金融资（margin financing）相关的风险不容忽视。如果证券的价值下降而不是上升，投资者仍然欠经纪人借款。在这种情况下，可能会发生保证金追缴，要求投资者提供额外资金以弥补损失。如果投资者未能满足这一要求，经纪人有权出售证券以收回贷款，这可能导致投资者遭受重大财务损失。此外，使用保证金融资（margin financing）可能导致情绪化决策。欠债的压力可能导致投资者做出匆忙的决定，在恐慌中出售证券，而不是等待市场恢复。因此，投资者必须清楚了解自己的风险承受能力，并在进行保证金交易之前制定周密的策略。总之，保证金融资（margin financing）为投资者提供了机会和挑战。虽然它可以增强回报潜力，但也增加了重大损失的风险。投资者必须了解保证金账户的机制、保证金追缴的影响以及保持投资组合平衡的重要性。通过这样做，他们可以驾驭保证金融资的复杂性，并做出与其财务目标一致的明智决策。最终，对保证金融资（margin financing）采取谨慎的方法可以带来成功的投资结果，但这需要勤奋和对相关风险的透彻理解。