long-term liability of long-term debt

简明释义

长期负债

英英释义

例句

1.A high long-term liability of long-term debt can indicate potential risks for creditors.

高水平的长期债务的长期负债可能会给债权人带来潜在风险。

2.Investors are often concerned about the long-term liability of long-term debt when assessing a company's financial health.

投资者在评估公司的财务健康状况时，通常会关注长期债务的长期负债。

3.The management team decided to refinance the long-term liability of long-term debt to reduce interest expenses.

管理团队决定重新融资长期债务的长期负债以减少利息支出。

4.The company's balance sheet shows a significant long-term liability of long-term debt, which indicates future financial obligations.

公司的资产负债表显示了显著的长期债务的长期负债，这表明未来的财务义务。

5.Understanding the long-term liability of long-term debt is crucial for making informed investment decisions.

理解长期债务的长期负债对于做出明智的投资决策至关重要。

作文

Understanding financial terms is crucial for anyone involved in business or personal finance. One such term that often comes up is the long-term liability of long-term debt. This phrase refers to the obligations a company or individual has that are due to be paid over a period exceeding one year. In simpler terms, it represents debts that are not expected to be settled in the short term, which can include loans, bonds, or mortgages that extend beyond a year. When evaluating a company's financial health, understanding the long-term liability of long-term debt is essential. Investors and stakeholders look at these liabilities to assess how much debt a company is carrying and whether it can meet its future financial obligations. High levels of long-term debt can indicate potential risk, especially if the company's cash flow is insufficient to cover interest payments and principal repayments. For instance, consider a construction company that takes out a large loan to finance new projects. The loan might have a repayment term of ten years, classifying it as a long-term liability. While this debt allows the company to invest in growth opportunities, it also means that the company must manage its cash flow carefully to ensure that it can meet the long-term liability of long-term debt as it comes due. If the company fails to generate enough revenue from its projects, it may struggle to pay back the loan, leading to financial distress. On a personal finance level, individuals also encounter long-term liability of long-term debt. A common example is a mortgage on a home. When someone takes out a mortgage, they commit to paying back the loan over many years, typically 15 to 30 years. This long-term obligation can impact an individual's financial planning, as they must budget for monthly payments while also saving for other goals, such as retirement or education. Furthermore, managing the long-term liability of long-term debt effectively can lead to better credit scores and financial stability. Regularly making payments on time demonstrates reliability to creditors, which can open doors for future borrowing at lower interest rates. Conversely, failing to manage these liabilities can lead to defaults, bankruptcies, and a damaged credit history. In conclusion, both businesses and individuals must understand the implications of the long-term liability of long-term debt. It is not merely a number on a balance sheet; it represents future obligations that require careful management and planning. By recognizing the importance of these liabilities, one can make informed decisions that promote financial health and sustainability. Whether in the context of a corporation or personal finances, mastering the concept of long-term liabilities is a step towards achieving financial success and stability.

理解财务术语对于任何参与商业或个人财务的人来说都是至关重要的。一个常常出现的术语是长期债务的长期负债。这个短语指的是公司或个人在超过一年的时间内到期需要偿还的义务。简单来说，它代表着不预期在短期内结清的债务，这可能包括贷款、债券或超过一年的抵押贷款。在评估公司的财务健康状况时，理解长期债务的长期负债至关重要。投资者和利益相关者会关注这些负债，以评估公司所承担的债务水平，以及它是否能够履行未来的财务义务。高水平的长期债务可能表明潜在风险，特别是当公司的现金流不足以支付利息和本金时。例如，考虑一家建筑公司为融资新项目而借取的大额贷款。该贷款的偿还期限可能为十年，这使其被归类为长期负债。虽然这笔债务使公司能够投资于增长机会，但它也意味着公司必须仔细管理现金流，以确保能够按时偿还长期债务的长期负债。如果公司未能从其项目中产生足够的收入，它可能会在偿还贷款上遇到困难，从而导致财务困境。在个人财务层面，个人也会遇到长期债务的长期负债。一个常见的例子是房屋抵押贷款。当某人申请抵押贷款时，他们承诺在多年内偿还这笔贷款，通常为15到30年。这项长期义务可能会影响个人的财务规划，因为他们必须在每月付款的同时为其他目标储蓄，例如退休或教育。此外，有效管理长期债务的长期负债可以带来更好的信用评分和财务稳定性。按时定期还款向债权人展示了可靠性，这可以为未来以更低利率的借款打开大门。相反，未能管理这些负债可能导致违约、破产和信用历史受损。总之，无论是企业还是个人，都必须理解长期债务的长期负债的含义。这不仅仅是资产负债表上的一个数字；它代表着需要仔细管理和规划的未来义务。通过认识到这些负债的重要性，人们可以做出明智的决策，促进财务健康和可持续发展。在公司或个人财务的背景下，掌握长期负债的概念是实现财务成功和稳定的第一步。