long-term government bonds

简明释义

长期国债

英英释义

例句

1.During times of economic uncertainty, long-term government bonds are often seen as a safe haven.

在经济不确定时期，长期政府债券通常被视为避风港。

2.Many pension funds allocate a significant portion of their portfolios to long-term government bonds.

许多养老基金将其投资组合的很大一部分分配给长期政府债券。

3.The yield on long-term government bonds can indicate investor confidence in the economy.

长期政府债券的收益率可以反映投资者对经济的信心。

4.Investors often prefer long-term government bonds for their stability and lower risk.

投资者通常更喜欢长期政府债券，因为它们的稳定性和较低的风险。

5.The government issued new long-term government bonds to finance infrastructure projects.

政府发行了新的长期政府债券以资助基础设施项目。

作文

Long-term government bonds are financial instruments that represent a loan made by an investor to a government. These bonds typically have maturities ranging from ten years to thirty years, making them an attractive option for investors seeking stable and predictable returns over an extended period. The appeal of long-term government bonds lies in their ability to provide a fixed interest rate, which is paid out to the bondholder at regular intervals until the bond matures. Upon maturity, the principal amount is returned to the investor. This structure makes long-term government bonds a popular choice among conservative investors who prioritize capital preservation and income generation.One of the primary benefits of investing in long-term government bonds is the level of safety they offer. Government bonds are generally considered low-risk investments because they are backed by the full faith and credit of the issuing government. This means that, barring any extraordinary circumstances, investors can expect to receive their interest payments and principal back in full. For instance, U.S. Treasury bonds are viewed as one of the safest investments available, which is why many investors flock to them during times of economic uncertainty.Moreover, long-term government bonds can play a crucial role in diversifying an investment portfolio. By including these bonds in a portfolio, investors can reduce overall risk, particularly when the stock market is volatile. Bonds tend to have an inverse relationship with stocks; when stock prices fall, bond prices often rise. This characteristic can help stabilize an investor's portfolio during turbulent market conditions.However, investing in long-term government bonds is not without its risks. One significant risk is interest rate risk. When interest rates rise, the value of existing bonds tends to fall. This is because new bonds are issued at higher rates, making older bonds less attractive to investors. Consequently, if an investor needs to sell their long-term government bonds before maturity, they may incur a loss if interest rates have increased since their purchase.Inflation risk is another concern for holders of long-term government bonds. If inflation rises significantly, the purchasing power of the fixed interest payments may diminish over time. For example, if a bond pays a 3% interest rate but inflation rises to 4%, the real return on the investment becomes negative. This scenario highlights the importance of considering inflation expectations when investing in long-term securities.In conclusion, long-term government bonds are a fundamental component of many investment strategies due to their stability and predictable income. They offer safety and diversification benefits, making them an appealing option for risk-averse investors. Nevertheless, potential investors should be aware of the associated risks, such as interest rate and inflation risks. By carefully assessing these factors, investors can make informed decisions about incorporating long-term government bonds into their financial portfolios, ultimately contributing to their long-term financial goals.

长期政府债券是代表投资者向政府贷款的金融工具。这些债券的到期时间通常在十年到三十年之间，使其成为寻求长期稳定和可预测回报的投资者的一个有吸引力的选择。长期政府债券的吸引力在于它们能够提供固定的利率，这一利率将在债券到期之前定期支付给债券持有人。到期时，投资者将获得本金。这种结构使得长期政府债券成为保守投资者的热门选择，他们优先考虑资本保值和收入生成。投资长期政府债券的主要好处之一是它们提供的安全性。政府债券通常被视为低风险投资，因为它们由发行政府的全部信任和信用支持。这意味着，除非发生特殊情况，投资者可以期待全额收回利息支付和本金。例如，美国国债被视为可用的最安全的投资之一，这就是为什么许多投资者在经济不确定时期纷纷涌向它们。此外，长期政府债券在投资组合多样化中也起着至关重要的作用。通过在投资组合中包括这些债券，投资者可以降低整体风险，特别是在股市波动时。债券与股票通常呈现出反向关系；当股价下跌时，债券价格往往会上涨。这一特性可以帮助投资者在动荡的市场条件下稳定他们的投资组合。然而，投资长期政府债券并非没有风险。一个显著的风险是利率风险。当利率上升时，现有债券的价值往往下降。这是因为新债券以更高的利率发行，使得旧债券对投资者的吸引力减弱。因此，如果投资者需要在到期之前出售他们的长期政府债券，如果自购买以来利率上升，他们可能会遭受损失。通货膨胀风险是持有长期政府债券的另一个关注点。如果通货膨胀显著上升，固定利息支付的购买力可能会随着时间的推移而减少。例如，如果一只债券支付3%的利率，但通货膨胀上升到4%，则投资的实际回报变为负数。这种情况突显了在投资长期证券时考虑通货膨胀预期的重要性。总之，长期政府债券由于其稳定性和可预测的收入，成为许多投资策略的基本组成部分。它们提供安全性和多样化的好处，使其成为规避风险的投资者的一个有吸引力的选择。然而，潜在投资者应意识到相关的风险，如利率风险和通货膨胀风险。通过仔细评估这些因素，投资者可以就如何将长期政府债券纳入其财务投资组合做出明智的决定，最终为其长期财务目标做出贡献。