intra-day money market

简明释义

即日拆借市场

英英释义

例句

1.The intra-day money market provides a platform for banks to lend and borrow funds within the same day.

日内货币市场为银行提供了一个在同一天内借贷资金的平台。

2.The central bank monitors the intra-day money market closely to ensure financial stability.

中央银行密切监控日内货币市场以确保金融稳定。

3.The bank utilized the intra-day money market to manage its liquidity needs effectively.

银行利用日内货币市场有效管理其流动性需求。

4.Traders in the intra-day money market often take advantage of interest rate fluctuations.

在日内货币市场中的交易者常常利用利率波动获利。

5.During periods of high volatility, institutions often turn to the intra-day money market for short-term funding.

在高波动时期，机构通常转向日内货币市场寻求短期融资。

作文

The financial world is filled with various terms and concepts that can be quite complex, but one term that stands out in the realm of short-term financing is the intra-day money market. This market plays a crucial role in maintaining liquidity within the banking system, allowing banks and financial institutions to manage their cash flow effectively throughout the day. In essence, the intra-day money market refers to the transactions that occur within a single business day, where institutions lend and borrow funds for very short periods, often just a few hours. Understanding the intra-day money market requires a grasp of its significance in the broader context of financial operations. Banks and other financial entities frequently encounter fluctuations in their cash reserves. For instance, a bank may have excess funds at certain times of the day but face a shortage at others due to varying customer demands. To address these discrepancies, they turn to the intra-day money market, which facilitates the borrowing and lending of funds to balance their accounts. The mechanics of the intra-day money market are relatively straightforward. Financial institutions engage in transactions by either borrowing from or lending to one another, often using repurchase agreements (repos) or other short-term instruments. The interest rates on these loans are typically lower than those found in longer-term markets, reflecting the reduced risk associated with such brief lending periods. One of the key benefits of the intra-day money market is its ability to enhance liquidity. By enabling banks to access immediate funds, this market ensures that they can meet their operational needs without delay. This is particularly important during peak business hours when transaction volumes are high, and the demand for cash can surge unexpectedly. Without the intra-day money market, banks might struggle to maintain sufficient liquidity, leading to potential disruptions in their services. Moreover, the intra-day money market contributes to the overall stability of the financial system. By allowing institutions to manage their cash flows efficiently, it helps prevent systemic risks that could arise from liquidity shortages. In times of economic uncertainty, the importance of this market becomes even more pronounced, as banks rely on it to navigate volatile conditions and maintain confidence among their clients. In conclusion, the intra-day money market is an essential component of the financial landscape, facilitating short-term borrowing and lending among financial institutions. Its role in ensuring liquidity and stability cannot be overstated, making it a vital area of focus for anyone looking to understand the intricacies of modern finance. As we continue to explore the evolving dynamics of global markets, the significance of the intra-day money market will undoubtedly remain a topic of interest and importance for both practitioners and scholars alike.

金融世界充满了各种术语和概念，这些术语和概念可能相当复杂，但在短期融资领域，一个突出的术语是日内货币市场。这个市场在维持银行系统的流动性方面发挥着至关重要的作用，使银行和金融机构能够有效地管理全天的现金流。实际上，日内货币市场指的是在一个营业日内发生的交易，其中机构借贷资金的时间非常短，通常只有几个小时。理解日内货币市场需要掌握它在更广泛的金融操作背景下的重要性。银行和其他金融实体经常会遇到现金储备的波动。例如，一家银行在某些时段可能会有多余的资金，但由于客户需求的变化，在其他时段又面临资金短缺。为了解决这些差异，它们转向日内货币市场，该市场促进了资金的借贷，以平衡其账户。日内货币市场的机制相对简单。金融机构通过向彼此借贷进行交易，通常使用回购协议（repos）或其他短期工具。这些贷款的利率通常低于长期市场的利率，反映了这种短期借贷所涉及的风险较小。日内货币市场的一个关键好处是增强流动性。通过使银行能够获得即时资金，该市场确保它们能够及时满足运营需求。这在业务高峰时段尤为重要，此时交易量大，现金需求可能会意外激增。如果没有日内货币市场，银行可能会难以维持足够的流动性，从而导致其服务出现潜在中断。此外，日内货币市场还有助于整体金融系统的稳定。通过使机构能够有效管理现金流，它有助于防止可能因流动性短缺而产生的系统性风险。在经济不确定时期，这个市场的重要性变得更加明显，因为银行依赖于它来应对波动的条件，并保持客户的信心。总之，日内货币市场是金融格局中的一个重要组成部分，促进了金融机构之间的短期借贷。它在确保流动性和稳定性方面的作用不可低估，使其成为任何希望理解现代金融复杂性的人的重要关注领域。随着我们继续探索全球市场不断演变的动态，日内货币市场的重要性无疑将继续成为从业者和学者关注和重视的话题。