indebtedness date

简明释义

负债日

英英释义

例句

1.If you miss the indebtedness date 债务日期, it could negatively impact your credit score.

如果错过了indebtedness date 债务日期，可能会对你的信用评分产生负面影响。

2.The loan agreement specifies the indebtedness date 债务日期 as the day when the borrower must start making repayments.

贷款协议规定了indebtedness date 债务日期，即借款人必须开始还款的日期。

3.Make sure to mark the indebtedness date 债务日期 on your calendar to stay organized.

确保在日历上标记indebtedness date 债务日期以保持条理。

4.The company announced that the indebtedness date 债务日期 for the bond will be next month.

公司宣布债券的indebtedness date 债务日期将在下个月。

5.It's crucial to know your indebtedness date 债务日期 to avoid late fees.

了解你的indebtedness date 债务日期对于避免滞纳金至关重要。

作文

In the world of finance, understanding various terms is crucial for making informed decisions. One such term that often arises in discussions about loans and credit is indebtedness date. The indebtedness date refers to the specific date on which a borrower becomes legally obligated to repay the borrowed amount. This date is significant as it marks the beginning of the repayment period and can influence the terms of the loan, including interest rates and payment schedules.When an individual or a business takes out a loan, the indebtedness date is typically outlined in the loan agreement. It serves as a reference point for both the lender and the borrower. For lenders, knowing the indebtedness date helps them track when payments are due and manage their cash flow. For borrowers, it is essential to be aware of this date to ensure timely repayments and avoid penalties.The implications of the indebtedness date extend beyond just the repayment schedule. For instance, if a borrower fails to make a payment by this date, it could lead to defaulting on the loan. Defaulting can have severe consequences, including damage to the borrower’s credit score, legal action from the lender, and even loss of collateral if the loan is secured by assets.Moreover, the indebtedness date can also play a role in refinancing decisions. If a borrower is considering refinancing their loan, they must be mindful of the indebtedness date to ensure they are not incurring additional fees or penalties. Timing the refinancing process correctly can save money and reduce the overall debt burden.In summary, the concept of indebtedness date is vital in the realm of borrowing and lending. It signifies the moment a borrower is committed to repaying a loan, impacting their financial planning and obligations. Understanding this term can help individuals and businesses navigate their financial responsibilities more effectively, ultimately leading to better financial health and stability.In conclusion, being aware of the indebtedness date is essential for anyone who engages in borrowing. Whether it’s for personal loans, mortgages, or business financing, this date marks a critical point in the borrowing process. By keeping track of the indebtedness date and understanding its implications, borrowers can make more informed decisions, stay on top of their repayment schedules, and maintain a good credit standing. Financial literacy is key, and grasping the significance of terms like indebtedness date is an important step towards achieving financial success.

在金融世界中，理解各种术语对于做出明智的决策至关重要。一个在贷款和信用讨论中经常出现的术语是indebtedness date。indebtedness date指的是借款人合法有义务偿还借款金额的具体日期。这个日期是重要的，因为它标志着还款期的开始，并且可以影响贷款的条款，包括利率和还款计划。当个人或企业申请贷款时，indebtedness date通常会在贷款协议中列出。它作为贷方和借款人之间的参考点。对于贷方来说，了解indebtedness date有助于他们跟踪付款到期时间并管理现金流。对于借款人来说，了解这个日期至关重要，以确保及时还款，避免罚款。indebtedness date的影响不仅限于还款计划。例如，如果借款人在此日期之前未能进行付款，可能会导致违约。违约可能会带来严重后果，包括损害借款人的信用评分、贷方采取法律行动，甚至如果贷款是以资产作为担保，可能会失去抵押品。此外，indebtedness date在再融资决策中也可能发挥作用。如果借款人考虑再融资他们的贷款，他们必须注意indebtedness date，以确保不会产生额外费用或罚款。正确地安排再融资过程的时机可以节省资金并减少整体债务负担。总之，indebtedness date的概念在借贷领域至关重要。它标志着借款人承诺偿还贷款的时刻，影响他们的财务规划和义务。理解这个术语可以帮助个人和企业更有效地管理他们的财务责任，最终实现更好的财务健康和稳定。最后，了解indebtedness date对任何参与借贷的人来说都是必不可少的。无论是个人贷款、抵押贷款还是商业融资，这个日期都标志着借贷过程中的一个关键点。通过跟踪indebtedness date并理解其影响，借款人可以做出更明智的决策，保持在还款计划的顶部，并维护良好的信用状况。金融素养是关键，而掌握像indebtedness date这样的术语的重要性是实现财务成功的重要一步。