idle capital

简明释义

游资

英英释义

例句

1.One strategy to combat idle capital 闲置资本 is to invest in short-term projects that can generate quick returns.

应对闲置资本 idle capital的一种策略是投资于可以快速产生回报的短期项目。

2.The bank offered a special account to help businesses earn interest on their idle capital 闲置资本.

银行提供了一种特别账户，帮助企业对其闲置资本 idle capital赚取利息。

3.Many businesses struggle with idle capital 闲置资本 during economic downturns, as they have funds that are not being utilized effectively.

许多企业在经济低迷时期面临闲置资本 idle capital的问题，因为他们有资金未得到有效利用。

4.Investors are always looking for ways to reduce idle capital 闲置资本 in their portfolios to maximize returns.

投资者总是寻找减少其投资组合中闲置资本 idle capital的方法，以最大化回报。

5.The company's decision to invest in new technology was partly driven by the need to put its idle capital 闲置资本 to work.

公司的投资新技术的决定部分是由于需要将其闲置资本 idle capital投入使用。

作文

In the world of economics, the term idle capital refers to financial resources that are not being utilized effectively or efficiently in productive activities. These funds could be invested in various ventures or projects that generate returns, yet they remain unproductive, sitting in bank accounts or other low-yielding assets. Understanding the implications of idle capital is crucial for both individual investors and businesses aiming for growth and sustainability.The phenomenon of idle capital can arise from several factors. One common reason is market uncertainty. When investors are unsure about the future performance of the economy or specific sectors, they may choose to hold onto their cash rather than invest it. This cautious approach can lead to a significant amount of capital remaining idle, which ultimately hampers economic growth. In times of recession or economic downturns, the levels of idle capital tend to increase as individuals and companies become more risk-averse.Another factor contributing to idle capital is the lack of viable investment opportunities. In some cases, businesses may find themselves with surplus cash but unable to identify projects that promise adequate returns. This situation often occurs in saturated markets where competition is fierce, and the potential for innovation is limited. As a result, instead of investing in new ventures or expanding existing operations, companies may choose to keep their funds in reserve, leading to an accumulation of idle capital.The consequences of idle capital can be far-reaching. For the economy as a whole, high levels of uninvested funds can slow down growth and innovation. When capital is not put to work, it does not create jobs, stimulate demand, or foster advancements in technology. This stagnation can create a vicious cycle, where low investment leads to slow economic growth, which in turn discourages further investment.For individual investors, idle capital can represent missed opportunities. By keeping funds in low-yielding accounts, investors may fail to take advantage of higher-return investments available in the market. This lack of action can erode purchasing power over time, especially in an environment of rising inflation. Therefore, understanding the importance of deploying capital effectively is essential for maximizing returns and achieving financial goals.To mitigate the issues associated with idle capital, both policymakers and investors must take proactive steps. Governments can implement measures to enhance investor confidence, such as providing incentives for investment in key sectors, improving regulatory frameworks, and fostering a stable economic environment. On the other hand, investors should actively seek out opportunities to deploy their capital in ways that align with their risk tolerance and long-term objectives.In conclusion, idle capital represents a significant challenge in the realm of finance and economics. By recognizing the factors that contribute to unproductive capital and understanding its implications, both individuals and businesses can make informed decisions that promote growth and prosperity. It is crucial to find ways to put this capital to work, ensuring that it contributes to economic development and personal wealth creation.

在经济学中，短语闲置资本指的是未被有效或高效地用于生产活动的金融资源。这些资金本可以投资于各种能够产生回报的企业或项目，但它们却保持不生产，存放在银行账户或其他低收益资产中。理解闲置资本的影响对于个人投资者和寻求增长与可持续发展的企业来说至关重要。闲置资本现象的产生可能由多个因素造成。一个常见原因是市场不确定性。当投资者对经济或特定行业的未来表现感到不确定时，他们可能选择持有现金，而不是进行投资。这种谨慎的做法可能导致大量资本闲置，从而最终阻碍经济增长。在经济衰退或下行时期，闲置资本的水平往往会增加，因为个人和公司变得更加厌恶风险。另一个导致闲置资本的因素是缺乏可行的投资机会。在某些情况下，公司可能面临多余现金但无法识别出承诺足够回报的项目。这种情况通常发生在竞争激烈、市场饱和的环境中，创新的潜力有限。因此，公司可能选择将其资金保留在储备中，而不是投资于新项目或扩展现有业务，从而导致闲置资本的积累。闲置资本的后果可能是深远的。对于整体经济而言，高水平的未投资资金可能会减缓增长和创新。当资本未被投入使用时，它不会创造就业、刺激需求或推动技术进步。这种停滞可能形成恶性循环，低投资导致经济增长缓慢，反过来又抑制进一步投资。对于个人投资者来说，闲置资本可能意味着错失机会。通过将资金保留在低收益账户中，投资者可能未能利用市场上可用的高回报投资。这种缺乏行动可能随着时间的推移侵蚀购买力，尤其是在通货膨胀上升的环境中。因此，了解有效部署资本的重要性对于最大化回报和实现财务目标至关重要。为了缓解与闲置资本相关的问题，政策制定者和投资者都必须采取积极措施。政府可以实施措施以增强投资者信心，例如为关键行业的投资提供激励、改善监管框架和促进稳定的经济环境。另一方面，投资者应积极寻求将资本投入与其风险承受能力和长期目标相一致的机会。总之，闲置资本在金融和经济领域代表了一个重大挑战。通过认识到导致资本未生产的因素并理解其影响，个人和企业都可以做出明智的决策，促进增长和繁荣。找到将这些资本投入使用的方法至关重要，确保其为经济发展和个人财富创造作出贡献。