guarenteed bond

简明释义

有信用担保的债券

英英释义

例句

1.Investors often seek a guaranteed bond for its stability and lower risk.

投资者通常寻求担保债券以获得其稳定性和较低的风险。

2.When the market is volatile, guaranteed bonds can provide a safe investment option.

当市场波动时，担保债券可以提供安全的投资选择。

3.A guaranteed bond typically offers a fixed interest rate over its term.

一只担保债券通常在其期限内提供固定的利率。

4.Many retirees prefer guaranteed bonds for predictable income.

许多退休人员更喜欢担保债券以获得可预测的收入。

5.The government issued a new guaranteed bond to fund infrastructure projects.

政府发行了一种新的担保债券来资助基础设施项目。

作文

In the world of finance, investment opportunities abound, and one of the most secure options available to investors is the guaranteed bond. A guaranteed bond is a type of debt security that provides a promise from the issuer to pay back the principal amount along with interest at specified intervals. The security of these bonds comes from the backing they receive, often from a government or a highly rated corporation. This backing ensures that investors have a lower risk of losing their principal investment compared to other types of bonds. When considering investments, many individuals seek ways to minimize risk while still achieving reasonable returns. This is where guaranteed bonds shine. They are particularly appealing to conservative investors who prioritize capital preservation and stability over high-risk, high-reward opportunities. For instance, during times of economic uncertainty, investors may flock to guaranteed bonds as a safe haven for their funds, knowing that their investment is protected by a reliable source.One of the key advantages of guaranteed bonds is their predictable income stream. Investors receive regular interest payments, which can be a vital source of income, especially for retirees or those looking to supplement their earnings. This predictability allows investors to plan their finances with greater certainty. Moreover, the interest rates on guaranteed bonds are generally higher than those offered by traditional savings accounts, making them an attractive option for those looking to grow their wealth steadily.However, it is essential to understand that while guaranteed bonds offer a degree of safety, they are not entirely without risks. One potential downside is the opportunity cost associated with investing in these bonds. Because they tend to offer lower returns compared to more volatile investments like stocks, investors might miss out on greater gains in a booming market. Additionally, inflation can erode the purchasing power of the interest payments received from guaranteed bonds, making them less appealing in times of rising prices.Another important aspect to consider is the creditworthiness of the issuer. While government-backed guaranteed bonds are typically very safe, corporate bonds depend heavily on the financial health of the issuing company. If a corporation faces financial difficulties, it may struggle to meet its obligations to bondholders. Therefore, it is crucial for investors to conduct thorough research before committing their funds to any guaranteed bond.In conclusion, guaranteed bonds represent a solid investment choice for those seeking stability and security in their financial portfolio. Their ability to provide regular income and protect the principal makes them a favored option among risk-averse investors. Nonetheless, careful consideration of the associated risks, including credit risk and inflation, is essential. By understanding the nature of guaranteed bonds and their place within the broader investment landscape, individuals can make informed decisions that align with their financial goals and risk tolerance.

在金融世界中，投资机会层出不穷，而对投资者来说，最安全的选择之一就是担保债券。担保债券是一种债务证券，发行方承诺在特定时间内偿还本金及利息。这些债券的安全性来自于它们所获得的支持，通常是来自政府或评级极高的公司。这种支持确保投资者在与其他类型的债券相比，损失本金的风险较低。在考虑投资时，许多人寻求降低风险，同时仍能实现合理的回报。这正是担保债券的优势所在。它们尤其吸引那些优先考虑资本保值和稳定的保守型投资者。例如，在经济不确定时期，投资者可能会涌向担保债券，作为资金的避风港，因为他们知道自己的投资得到了可靠来源的保护。担保债券的一个关键优势是其可预测的收入流。投资者定期收到利息支付，这对于退休人员或希望补充收入的人来说，可能是一个重要的收入来源。这种可预测性使投资者能够更有把握地规划财务。此外，担保债券的利率通常高于传统储蓄账户所提供的利率，使其成为希望稳步增长财富的人的一种吸引选择。然而，重要的是要理解，虽然担保债券提供了一定程度的安全性，但并非完全没有风险。一个潜在的缺点是投资这些债券所涉及的机会成本。由于它们往往提供的回报低于股票等波动性投资，投资者可能会在市场繁荣时错失更大的收益。此外，通货膨胀可能会侵蚀从担保债券获得的利息支付的购买力，从而在价格上涨时使其吸引力下降。另一个需要考虑的重要方面是发行方的信用状况。虽然政府支持的担保债券通常非常安全，但企业债券在很大程度上依赖于发行公司的财务健康。如果一家公司面临财务困难，它可能会难以履行对债券持有人的义务。因此，投资者在将资金投入任何担保债券之前，进行彻底的研究是至关重要的。总之，担保债券代表了那些寻求在财务投资组合中实现稳定和安全的投资者的坚实选择。它们提供定期收入和保护本金的能力，使其成为风险厌恶型投资者的首选。然而，仔细考虑相关风险，包括信用风险和通货膨胀，是必不可少的。通过理解担保债券的性质及其在更广泛投资环境中的位置，个人可以做出符合其财务目标和风险承受能力的明智决策。