gross income

简明释义

收入总额

英英释义

例句

1.Calculating your gross income helps you understand your financial situation.

计算你的总收入有助于你了解自己的财务状况。

2.Freelancers often find it challenging to predict their gross income each year.

自由职业者通常发现预测每年的总收入具有挑战性。

3.Your gross income includes all earnings before any deductions.

你的总收入包括所有收入，未扣除任何费用之前的金额。

4.The bank requires proof of gross income for loan approval.

银行要求提供总收入的证明以批准贷款。

5.Before taxes, my annual gross income is $50,000.

在扣除税款之前，我的年总收入是50,000美元。

作文

Understanding financial terms is essential for anyone looking to manage their finances effectively. One such term that often comes up in discussions about personal finance and taxation is gross income. The concept of gross income refers to the total amount of money earned by an individual or a business before any deductions, such as taxes, retirement contributions, and other expenses, are taken out. It serves as the starting point for calculating an individual's or a company's taxable income, which ultimately determines how much tax they will owe to the government.For individuals, gross income includes wages, salaries, bonuses, rental income, dividends, interest, and any other sources of income. For example, if someone earns a salary of $50,000 per year and receives an additional $5,000 from investments, their gross income would be $55,000. This figure is crucial because it helps individuals understand their overall earning potential and provides a baseline for budgeting and financial planning.On the other hand, businesses also calculate their gross income, which is often referred to as gross revenue. This includes all sales and revenue generated from operations before any costs of goods sold (COGS) or operating expenses are deducted. For instance, if a company sells products worth $200,000 in a year but incurs $120,000 in costs to produce those products, its gross income would be $80,000. Understanding this figure is vital for businesses as it helps them assess their profitability and make informed financial decisions.The distinction between gross income and net income is important to grasp. While gross income represents the total earnings, net income is what remains after all deductions have been made. For individuals, net income is often referred to as take-home pay, while for businesses, it reflects the actual profit after all expenses have been accounted for. Knowing both figures allows individuals and businesses to plan better for future expenditures and investments.In terms of taxation, understanding gross income is critical. Tax authorities typically require taxpayers to report their gross income to determine their tax liabilities. Different types of income may be taxed at different rates, so knowing how much one has earned in total is essential for accurate tax reporting. Additionally, many deductions and credits are based on gross income, making it a pivotal figure in the tax preparation process.In conclusion, mastering the concept of gross income is fundamental for anyone engaged in personal finance or business management. By understanding what gross income entails and how it differs from net income, individuals and businesses can make more informed financial decisions, prepare for tax obligations, and ultimately achieve their financial goals. Whether you are an employee, a freelancer, or a business owner, keeping track of your gross income is a crucial step in ensuring financial stability and success in the long run.

理解财务术语对于任何希望有效管理财务的人来说都是至关重要的。在个人财务和税收的讨论中，常常会提到一个术语——总收入。总收入的概念指的是个人或企业在扣除任何费用（如税款、退休金和其他支出）之前所赚取的总金额。它作为计算个人或公司应纳税所得额的起点，最终决定他们需要向政府支付多少税款。对于个人来说，总收入包括工资、薪金、奖金、租金收入、股息、利息以及其他任何收入来源。例如，如果某人每年的工资为50,000美元，并且从投资中获得额外的5,000美元，那么他们的总收入将为55,000美元。这个数字至关重要，因为它帮助个人了解他们的整体收入潜力，为预算和财务规划提供了基准。另一方面，企业也会计算其总收入，通常称为总收入。这包括所有销售和运营产生的收入，在扣除销售成本（COGS）或经营费用之前。例如，如果一家公司在一年内销售产品价值200,000美元，但为生产这些产品花费了120,000美元，那么它的总收入将为80,000美元。理解这一数字对企业至关重要，因为它帮助他们评估盈利能力并做出明智的财务决策。理解总收入和净收入之间的区别也很重要。虽然总收入代表总收入，但净收入是扣除所有费用后剩下的金额。对于个人而言，净收入通常被称为实得工资，而对于企业而言，它反映了扣除所有费用后的实际利润。了解这两个数字使个人和企业能够更好地规划未来的支出和投资。在税务方面，理解总收入至关重要。税务机关通常要求纳税人报告其总收入以确定其税务责任。不同类型的收入可能会按不同的税率征税，因此了解一个人总共赚了多少钱对于准确的税务申报至关重要。此外，许多扣除和抵免是基于总收入的，这使得它在税务准备过程中成为一个关键数字。总之，掌握总收入的概念对于参与个人财务或企业管理的任何人来说都是基础。通过理解总收入的含义及其与净收入的区别，个人和企业可以做出更明智的财务决策，准备税务义务，并最终实现他们的财务目标。无论您是雇员、自由职业者还是企业主，跟踪您的总收入都是确保财务稳定和长期成功的重要一步。