gilt-edged bonds

简明释义

金边债券

英英释义

例句

1.During times of economic uncertainty, gilt-edged bonds become a popular choice.

在经济不确定时期，国债成为一种受欢迎的选择。

2.Financial advisors often recommend gilt-edged bonds to conservative investors.

金融顾问通常向保守型投资者推荐国债。

3.The government issued new gilt-edged bonds to fund infrastructure projects.

政府发行了新的国债以资助基础设施项目。

4.Investors often prefer gilt-edged bonds for their safety and reliability.

投资者通常更喜欢国债因为它们的安全性和可靠性。

5.Many retirees invest in gilt-edged bonds for a stable income stream.

许多退休人员投资于国债以获得稳定的收入来源。

作文

In the world of finance, various investment options are available to individuals and institutions alike. One such option that has gained a reputation for its stability and reliability is gilt-edged bonds. These are government securities that are considered to be virtually risk-free because they are backed by the full faith and credit of the government. The term 'gilt-edged' originates from the practice of binding these bonds in gold-edged paper, symbolizing their high quality and low risk. Investors often seek gilt-edged bonds as a safe haven during times of economic uncertainty or market volatility.The appeal of gilt-edged bonds lies in their ability to provide a steady stream of income through interest payments, also known as coupon payments. This makes them particularly attractive to retirees or individuals looking for a reliable source of income without exposing themselves to the risks associated with stocks or other more volatile investments. Furthermore, the interest rates on gilt-edged bonds tend to be lower than those of corporate bonds, reflecting their lower risk profile.Another significant advantage of investing in gilt-edged bonds is their liquidity. These bonds can be easily bought and sold in the secondary market, providing investors with the flexibility to adjust their portfolios as needed. This characteristic is especially important for those who may need to access their funds quickly, as it ensures that they can do so without facing substantial penalties or losses.However, it is essential to note that while gilt-edged bonds are generally considered safe investments, they are not entirely without risk. For instance, changes in interest rates can affect the market value of these bonds. When interest rates rise, the value of existing gilt-edged bonds may decline, leading to potential capital losses for investors who decide to sell before maturity. Additionally, inflation can erode the purchasing power of the interest payments received from these bonds, making it crucial for investors to consider their overall financial strategy and goals.In conclusion, gilt-edged bonds represent a valuable investment option for those seeking safety and stability in their portfolios. Their low-risk nature, combined with the ability to generate consistent income, makes them an appealing choice for many investors. However, as with any investment, it is vital to weigh the benefits against the potential risks and to consider how gilt-edged bonds fit into one's broader financial objectives. By understanding the characteristics and implications of investing in gilt-edged bonds, investors can make informed decisions that align with their financial goals and risk tolerance.

在金融世界中，各种投资选择可供个人和机构使用。其中一种因其稳定性和可靠性而声名显赫的选择是金边债券。这些是政府证券，被认为几乎没有风险，因为它们得到了政府的全力支持和信用。“金边”一词源于将这些债券装订成金边纸的做法，象征着它们的高质量和低风险。投资者通常在经济不确定或市场波动时期寻求金边债券作为安全避风港。金边债券的吸引力在于它们能够通过利息支付，即所谓的票息支付，提供稳定的收入流。这使得它们对退休人员或希望获得可靠收入来源而不愿承担股票或其他更波动投资风险的个人特别具有吸引力。此外，金边债券的利率往往低于公司债券，反映出其较低的风险特征。投资金边债券的另一个重要优势是其流动性。这些债券可以在二级市场上轻松买卖，为投资者提供了根据需要调整投资组合的灵活性。这一特性对于那些可能需要快速获取资金的人尤其重要，因为它确保他们可以在不面临重大罚款或损失的情况下做到这一点。然而，必须注意的是，尽管金边债券通常被认为是安全的投资，但它们并非完全没有风险。例如，利率的变化可能会影响这些债券的市场价值。当利率上升时，现有的金边债券的价值可能会下降，导致那些在到期前决定出售的投资者可能面临资本损失。此外，通货膨胀可能会侵蚀从这些债券中获得的利息支付的购买力，因此投资者必须考虑他们整体的财务策略和目标。总之，金边债券代表了一种有价值的投资选择，适合那些寻求在投资组合中获得安全和稳定的人。它们低风险的特性，加上产生持续收入的能力，使其成为许多投资者的吸引选择。然而，与任何投资一样，权衡好处与潜在风险至关重要，并考虑金边债券如何融入更广泛的财务目标。通过理解投资金边债券的特点和影响，投资者可以做出符合其财务目标和风险承受能力的明智决策。