gilt-edged bond

简明释义

金边债券

英英释义

例句

1.The government issued a new gilt-edged bond to fund infrastructure projects.

政府发行了一种新的国债来资助基础设施项目。

2.During economic downturns, many turn to gilt-edged bonds for stability.

在经济衰退期间，许多人转向国债以寻求稳定。

3.The yield on gilt-edged bonds is typically lower than that of corporate bonds.

与企业债券相比，国债的收益率通常较低。

4.Investors often prefer a gilt-edged bond because it is considered a safe investment.

投资者通常更喜欢国债，因为它被认为是一种安全的投资。

5.A portfolio with gilt-edged bonds can reduce overall risk.

包含国债的投资组合可以降低整体风险。

作文

In the world of finance, various investment options are available to individuals and institutions looking to grow their wealth. Among these options, one type of investment that stands out for its stability and reliability is the gilt-edged bond. A gilt-edged bond is a bond issued by the government or a highly reputable entity, which is considered to have a very low risk of default. This characteristic makes it an attractive choice for conservative investors who prioritize safety over high returns.The term 'gilt-edged' originates from the practice of binding books in gold leaf, symbolizing something of high quality and value. Similarly, gilt-edged bonds are perceived as high-quality investments. Investors can expect regular interest payments, known as coupon payments, and the return of the principal amount upon maturity. This predictable income stream is particularly appealing to those who may rely on the income generated from their investments for living expenses.One of the primary advantages of investing in gilt-edged bonds is their ability to provide a safe haven during times of economic uncertainty. When stock markets are volatile, many investors flock to these bonds as they offer a sense of security. For instance, during financial crises, such as the 2008 recession, gilt-edged bonds often outperform riskier assets, allowing investors to preserve their capital.Moreover, gilt-edged bonds are typically backed by the full faith and credit of the issuing government, making them one of the safest investment vehicles available. Countries with strong economies and stable political environments, like the United States or Germany, are known for issuing these bonds. This backing significantly reduces the likelihood of default, providing peace of mind to bondholders.However, it is essential to note that while gilt-edged bonds are low-risk, they also tend to offer lower yields compared to more aggressive investments, such as stocks or corporate bonds. This trade-off between risk and return is a fundamental principle of investing. Investors seeking higher returns may need to explore other avenues, but they must be prepared to accept a higher level of risk.Additionally, the interest rates on gilt-edged bonds can be influenced by broader economic conditions. For example, when central banks raise interest rates to combat inflation, the prices of existing bonds may fall, leading to potential capital losses for investors. Therefore, while gilt-edged bonds are generally safe, they are not entirely devoid of risks.In conclusion, gilt-edged bonds represent a cornerstone of conservative investment strategies. Their low-risk profile and reliable income make them an ideal choice for individuals seeking to secure their financial future. While they may not provide the highest returns, the safety and stability they offer can be invaluable, particularly in uncertain economic times. As with any investment, it is crucial for investors to assess their risk tolerance and financial goals before incorporating gilt-edged bonds into their portfolios.

在金融世界中，个人和机构有多种投资选择，以寻求财富增长。在这些选项中，一种因其稳定性和可靠性而脱颖而出的投资类型是金边债券。金边债券是由政府或信誉极高的实体发行的债券，被认为违约风险非常低。这一特性使其成为保守投资者的一个吸引人的选择，他们更看重安全性而非高回报。“金边”这一术语源于用金箔装订书籍的做法，象征着高质量和价值的东西。同样，金边债券被视为高质量的投资。投资者可以期待定期的利息支付，即票息支付，以及到期时本金的返还。这种可预测的收入流对那些可能依赖投资所产生的收入来维持生活开支的人尤其具有吸引力。投资金边债券的主要优势之一是它们在经济不确定时期提供避风港的能力。当股票市场波动时，许多投资者涌向这些债券，因为它们提供了安全感。例如，在2008年金融危机期间，金边债券往往表现优于风险较高的资产，使投资者能够保护他们的资本。此外，金边债券通常由发行政府的全部信任和信用支持，使其成为可用的最安全的投资工具之一。经济强劲、政治环境稳定的国家，如美国或德国，因其发行这些债券而闻名。这种支持显著降低了违约的可能性，为债券持有者提供了安心。然而，值得注意的是，尽管金边债券风险低，但与更积极的投资（如股票或公司债券）相比，它们的收益率通常较低。这种风险与回报之间的权衡是投资的基本原则。寻求更高回报的投资者可能需要探索其他途径，但他们必须准备接受更高的风险。此外，金边债券的利率可能会受到更广泛经济条件的影响。例如，当中央银行提高利率以应对通货膨胀时，现有债券的价格可能会下跌，从而导致投资者潜在的资本损失。因此，尽管金边债券通常是安全的，但并非完全没有风险。总之，金边债券代表了保守投资策略的基石。它们的低风险特征和可靠的收入使其成为寻求保障财务未来的个人的理想选择。虽然它们可能不会提供最高的回报，但它们所提供的安全性和稳定性在不确定的经济时期可以是无价的。与任何投资一样，投资者在将金边债券纳入投资组合之前，评估自己的风险承受能力和财务目标至关重要。