financial statement

简明释义

财务报表

英英释义

例句

1.A detailed financial statement 财务报表 can help identify areas where costs can be cut.

详细的financial statement 财务报表可以帮助识别可以削减成本的领域。

2.Before applying for a loan, you need to present your financial statement 财务报表 to the bank.

在申请贷款之前，你需要向银行提交你的financial statement 财务报表。

3.Investors often review a company's financial statement 财务报表 to assess its profitability.

投资者通常会审查公司的financial statement 财务报表以评估其盈利能力。

4.The accountant prepared the annual financial statement 财务报表 for the shareholders meeting.

会计为股东大会准备了年度的financial statement 财务报表。

5.The financial statement 财务报表 must comply with accounting standards.

该financial statement 财务报表必须符合会计标准。

作文

In today's business world, understanding the concept of a financial statement is crucial for both professionals and individuals who wish to manage their finances effectively. A financial statement is a formal record of the financial activities and position of a business, organization, or individual. It provides a summary of the financial performance over a specific period and is essential for decision-making processes. There are three primary types of financial statements: the income statement, the balance sheet, and the cash flow statement.The income statement, also known as the profit and loss statement, outlines the revenues and expenses of a company during a particular period. It shows how much money was made or lost in that timeframe. By analyzing the income statement, stakeholders can assess the profitability of the business and identify areas where costs can be reduced or revenues increased. For example, if a company reports high expenses relative to its income, it may indicate inefficiencies that need to be addressed.The balance sheet, on the other hand, provides a snapshot of a company's assets, liabilities, and equity at a specific point in time. This financial statement helps investors understand what the company owns and owes, thus giving insight into its net worth. A strong balance sheet typically indicates a financially healthy company, while a weak one may signal potential risks. Investors often look for a favorable debt-to-equity ratio, which reflects how much debt a company has compared to its equity. A lower ratio suggests a more stable financial position.The cash flow statement is another vital financial statement that tracks the flow of cash in and out of a business. It is divided into three sections: operating activities, investing activities, and financing activities. Understanding cash flow is essential because it shows how well a company generates cash to fund its operations and pay its debts. A positive cash flow indicates that a company can cover its expenses and invest in growth opportunities, while negative cash flow may raise concerns about its sustainability.For individuals, personal financial statements can help track income, expenses, assets, and liabilities. Creating a personal financial statement can provide clarity regarding one's financial health and assist in budgeting and saving for future goals. By regularly reviewing these statements, individuals can make informed decisions about their spending habits and investment strategies.In conclusion, financial statements play a pivotal role in the financial world, providing critical information for businesses and individuals alike. They help stakeholders evaluate performance, make informed decisions, and plan for the future. Understanding how to read and interpret these documents is essential for anyone looking to succeed in managing their finances. Whether you are an investor, a business owner, or an individual trying to get a grasp on your financial situation, becoming familiar with financial statements is a step toward achieving financial literacy and stability.

在当今的商业世界中，理解“财务报表”这一概念对专业人士和希望有效管理自己财务的个人来说至关重要。“财务报表”是企业、组织或个人财务活动和状况的正式记录。它提供了特定时期内财务表现的摘要，并且对于决策过程至关重要。主要有三种类型的财务报表：损益表、资产负债表和现金流量表。损益表，也称为利润和亏损表，概述了公司在特定时期内的收入和支出。它显示了在该时间段内赚取或亏损了多少钱。通过分析损益表，利益相关者可以评估公司的盈利能力，并识别可以减少成本或增加收入的领域。例如，如果一家公司报告的支出相对于其收入很高，这可能表明需要解决的低效问题。另一方面，资产负债表提供了公司在特定时刻的资产、负债和股东权益的快照。这份财务报表帮助投资者了解公司拥有和欠下的东西，从而洞察其净资产。强劲的资产负债表通常表明公司财务健康，而弱势则可能发出潜在风险的信号。投资者通常关注良好的债务与股本比率，这反映出公司债务与股本的比例。较低的比率表明财务状况更稳定。现金流量表是另一个重要的财务报表，跟踪企业现金的流入和流出。它分为三个部分：经营活动、投资活动和融资活动。理解现金流至关重要，因为它显示了一家公司如何产生现金以资助其运营和偿还债务。正现金流表明公司能够覆盖其费用并投资于增长机会，而负现金流可能会引起对其可持续性的担忧。对于个人来说，个人财务报表可以帮助跟踪收入、支出、资产和负债。创建个人财务报表可以清晰地了解个人财务状况，并协助预算和为未来目标储蓄。通过定期审查这些报表，个人可以就消费习惯和投资策略做出明智的决策。总之，财务报表在金融世界中发挥着关键作用，为企业和个人提供重要信息。它们帮助利益相关者评估表现，做出明智的决策，并为未来规划。理解如何阅读和解释这些文件对于任何希望成功管理自己财务的人来说都是必不可少的。无论你是投资者、企业主，还是试图掌握自己财务状况的个人，熟悉财务报表是实现财务素养和稳定的第一步。