financial lease

简明释义

财务租赁

英英释义

例句

1.Many startups prefer a financial lease 融资租赁 to acquire necessary technology without large upfront costs.

许多初创公司更喜欢通过融资租赁 financial lease来获取必要的技术，而无需大额预付款。

2.With a financial lease 融资租赁, the business can use the equipment without having to purchase it outright.

通过融资租赁 financial lease，企业可以使用设备，而不必一次性购买。

3.The financial lease 融资租赁 agreement included maintenance services for the leased equipment.

该融资租赁 financial lease协议包括对租赁设备的维护服务。

4.The company decided to enter into a financial lease 融资租赁 for new machinery to preserve cash flow.

公司决定为新机器设备签订一项融资租赁 financial lease，以保持现金流。

5.A financial lease 融资租赁 typically has lower monthly payments compared to traditional loans.

与传统贷款相比，融资租赁 financial lease 通常每月支付的金额较低。

作文

A financial lease is a crucial component in the world of finance and asset management. It refers to a leasing agreement where the lessee (the party that receives the asset) has the right to use an asset for a specified period while making regular payments to the lessor (the party that owns the asset). Unlike traditional leases, a financial lease typically transfers some of the risks and rewards of ownership to the lessee. This arrangement is particularly beneficial for businesses that may not have the capital to purchase expensive equipment outright but still need to utilize it for their operations.One of the primary advantages of a financial lease is that it allows companies to preserve their cash flow. By leasing rather than buying, businesses can allocate their financial resources more efficiently, investing in other areas such as research and development or marketing. For example, a startup might opt for a financial lease on high-end machinery instead of purchasing it, thus freeing up funds to enhance their product offerings or expand their customer base.Additionally, a financial lease often comes with tax benefits. Lease payments can frequently be deducted as an expense, which can lower the overall taxable income of a business. This tax efficiency makes leasing an attractive option, especially for small to medium-sized enterprises that are looking to minimize their tax liabilities while maximizing operational capabilities.Moreover, a financial lease can provide flexibility in asset management. At the end of the lease term, the lessee often has the option to purchase the asset at a predetermined price, renew the lease, or return the asset to the lessor. This flexibility allows businesses to adapt to changing market conditions and technological advancements without being tied down by outdated equipment.However, there are also potential drawbacks to consider. A financial lease can sometimes lead to higher total costs over time compared to purchasing the asset outright. This is especially true if the asset is kept for a long duration beyond the lease term. Businesses must carefully evaluate their needs and the terms of the lease to ensure it aligns with their long-term financial strategy.In conclusion, a financial lease serves as a valuable tool for businesses seeking to manage their assets effectively while maintaining liquidity and operational flexibility. Understanding the intricacies of this leasing arrangement can empower companies to make informed decisions that align with their financial goals. As industries continue to evolve, the role of financial leases will likely become increasingly significant in facilitating growth and innovation within the business landscape.

金融租赁是金融和资产管理领域的一个关键组成部分。它指的是一种租赁协议，在这种协议中，承租人（接收资产的一方）在向出租人（拥有资产的一方）定期支付费用的同时，有权在指定的期限内使用资产。与传统租赁不同，金融租赁通常将部分所有权的风险和收益转移给承租人。这种安排对那些可能没有资本直接购买昂贵设备但仍需要在其运营中利用这些设备的企业尤为有利。金融租赁的主要优点之一是它允许公司保持现金流。通过租赁而不是购买，企业可以更有效地分配其财务资源，将资金投入到其他领域，例如研究与开发或市场营销。例如，一家初创公司可能选择对高端机械进行金融租赁，而不是购买，从而释放资金以增强其产品供应或扩大客户基础。此外，金融租赁通常伴随税收优惠。租赁付款通常可以作为费用扣除，这可以降低企业的整体应纳税收入。这种税收效率使得租赁成为一种吸引人的选择，特别是对于希望在最大化运营能力的同时最小化税务负担的小型和中型企业。另外，金融租赁还可以提供资产管理的灵活性。在租赁期结束时，承租人通常可以选择以预定价格购买资产、续租或将资产归还给出租人。这种灵活性使企业能够适应不断变化的市场条件和技术进步，而不必被过时的设备束缚。然而，也有潜在的缺点需要考虑。金融租赁有时可能导致总成本高于直接购买资产，尤其是在租赁期结束后长期保留资产的情况下。企业必须仔细评估其需求和租赁条款，以确保其与长期财务战略一致。总之，金融租赁作为一种有价值的工具，帮助企业有效管理其资产，同时保持流动性和运营灵活性。理解这种租赁安排的复杂性可以使公司做出与其财务目标一致的明智决策。随着行业的不断发展，金融租赁在促进商业增长和创新中的作用可能会变得越来越重要。