Fed fund

简明释义

联邦基金

英英释义

例句

1.Investors closely monitor changes in the Fed fund 联邦基金利率 for signs of economic growth.

投资者密切关注Fed fund 联邦基金利率的变化，以寻找经济增长的迹象。

2.The Federal Reserve raised the Fed fund 联邦基金利率 by 0.25% to combat inflation.

美联储将Fed fund 联邦基金利率上调了0.25%，以应对通货膨胀。

3.The Fed fund 联邦基金利率 is a key tool for the Federal Reserve in managing monetary policy.

对于美联储来说，Fed fund 联邦基金利率是管理货币政策的关键工具。

4.A lower Fed fund 联邦基金利率 can stimulate borrowing and spending.

较低的Fed fund 联邦基金利率可以刺激借贷和消费。

5.Many banks adjust their interest rates based on the current Fed fund 联邦基金利率.

许多银行根据当前的Fed fund 联邦基金利率调整其利率。

作文

The term Fed fund refers to the federal funds rate, which is the interest rate at which depository institutions lend reserve balances to other depository institutions overnight on an uncollateralized basis. Understanding the Fed fund rate is crucial for anyone interested in the economy and financial markets because it influences various aspects of economic activity. When the Federal Reserve, often referred to simply as the Fed, adjusts the Fed fund rate, it sends ripples through the financial system that can affect everything from consumer loans to mortgage rates. To grasp the significance of the Fed fund rate, it is essential to recognize its role in monetary policy. The Federal Reserve uses this rate as a tool to control inflation and stabilize the economy. For instance, when the economy is growing too quickly and inflation rises above the desired level, the Fed may decide to increase the Fed fund rate. This action makes borrowing more expensive, which can slow down spending and investment, helping to cool off inflation. Conversely, during economic downturns, the Fed may lower the Fed fund rate to encourage borrowing and spending, stimulating economic growth. The impacts of changes in the Fed fund rate are felt throughout the economy. For businesses, a higher Fed fund rate can lead to increased costs of financing, which may result in reduced capital expenditures and hiring. For consumers, higher rates can mean higher interest payments on credit cards, auto loans, and mortgages, leading to decreased disposable income and spending. On the other hand, lower Fed fund rates typically lead to lower interest rates across various types of loans, making it cheaper for consumers and businesses to borrow money. Investors also pay close attention to the Fed fund rate, as it can influence stock prices and bond yields. A rising Fed fund rate often leads to lower bond prices, as existing bonds with lower rates become less attractive compared to new issues with higher rates. Additionally, higher interest rates can make stocks less appealing as the cost of borrowing increases for companies, potentially squeezing profit margins. In conclusion, the Fed fund rate is a vital component of the U.S. economic landscape. Its influence extends beyond banks and financial institutions to impact businesses, consumers, and investors alike. Understanding how the Fed fund rate works and its implications can provide valuable insights into the broader economic environment. As we navigate through economic cycles, keeping an eye on the Fed fund rate will help us make informed decisions about spending, investing, and saving.

“Fed fund”指的是联邦基金利率，即存款机构在无担保基础上，向其他存款机构隔夜借贷准备金余额的利率。理解Fed fund利率对于任何对经济和金融市场感兴趣的人来说都是至关重要的，因为它影响着经济活动的各个方面。当美联储（通常简称为Fed）调整Fed fund利率时，会在金融系统中引起涟漪效应，影响从消费者贷款到抵押贷款利率的方方面面。要理解Fed fund利率的重要性，有必要认识到其在货币政策中的作用。美联储利用这一利率作为控制通货膨胀和稳定经济的工具。例如，当经济增长过快，通货膨胀超过预期水平时，美联储可能会决定提高Fed fund利率。这一举措使借贷成本增加，从而可能减缓支出和投资，帮助抑制通货膨胀。相反，在经济衰退期间，美联储可能会降低Fed fund利率，以鼓励借贷和消费，刺激经济增长。Fed fund利率的变化对整个经济产生影响。对于企业而言，更高的Fed fund利率可能导致融资成本增加，这可能导致资本支出和招聘减少。对于消费者而言，更高的利率可能意味着信用卡、汽车贷款和抵押贷款的利息支付增加，从而导致可支配收入和消费减少。另一方面，较低的Fed fund利率通常会导致各种贷款的利率降低，使消费者和企业借款变得更便宜。投资者也密切关注Fed fund利率，因为它可以影响股票价格和债券收益率。上升的Fed fund利率通常会导致债券价格下跌，因为现有的低利率债券相比新发行的高利率债券变得不那么吸引人。此外，更高的利率可能使股票的吸引力下降，因为借贷成本增加，可能压缩公司的利润率。总之，Fed fund利率是美国经济格局中一个重要的组成部分。它的影响超越了银行和金融机构，对企业、消费者和投资者都有影响。理解Fed fund利率的运作及其影响可以为我们提供宝贵的洞察力，帮助我们更好地了解更广泛的经济环境。在我们经历经济周期时，关注Fed fund利率将帮助我们做出关于消费、投资和储蓄的明智决策。