domestic bank

简明释义

国内银行

英英释义

例句

1.The domestic bank has launched a new mobile app that makes banking easier for customers.

这家国内银行推出了一款新的移动应用，使客户的银行业务变得更加方便。

2.Many expatriates prefer to use a domestic bank for their everyday transactions.

许多外籍人士更喜欢使用国内银行进行日常交易。

3.The domestic bank offers various financial products tailored to meet the needs of local businesses.

这家国内银行提供多种金融产品，以满足当地企业的需求。

4.I decided to open an account at a domestic bank because they offer better interest rates than foreign banks.

我决定在一家国内银行开一个账户，因为他们提供的利率比外国银行更好。

5.When applying for a loan, it is advisable to choose a domestic bank as they understand the local market better.

申请贷款时，建议选择一家国内银行，因为他们对当地市场的了解更深入。

作文

In today's globalized economy, the role of a domestic bank is crucial for both individuals and businesses. A domestic bank refers to a financial institution that operates within a specific country, providing services to residents and local companies. These banks play a vital role in the economic development of their respective nations by facilitating various financial transactions and offering essential banking services. Firstly, domestic banks offer a range of services that cater to the needs of the local population. They provide savings accounts, checking accounts, loans, and mortgages, which are fundamental for personal financial management. By having access to a domestic bank, individuals can save money securely, earn interest on their deposits, and obtain loans for significant purchases like homes or cars. This accessibility to financial services enhances the quality of life for many citizens, allowing them to achieve their financial goals. Secondly, domestic banks support local businesses by providing essential funding and financial advice. Small and medium-sized enterprises (SMEs) often rely on these banks for loans to start or expand their operations. A domestic bank understands the local market dynamics better than foreign banks, enabling them to assess risks and opportunities more effectively. This localized knowledge allows them to tailor their products to meet the specific needs of the businesses they serve, fostering entrepreneurship and innovation within the community. Moreover, domestic banks contribute to the stability of the national economy. During times of economic uncertainty, such as a financial crisis, domestic banks are typically more resilient than international banks. They are subject to the regulations and policies of their home country, which helps mitigate risks associated with foreign investments. Additionally, domestic banks are more likely to prioritize the interests of their local clients over those of international investors, ensuring that the needs of the community are met. Furthermore, domestic banks play a significant role in promoting financial inclusion. Many people in developing countries lack access to traditional banking services, which can hinder their ability to save money and invest in their future. By establishing branches in rural areas and offering microfinance options, domestic banks help bridge this gap. They empower individuals by providing them with the necessary tools to manage their finances and improve their economic situations. In conclusion, the significance of domestic banks cannot be overstated. They serve as the backbone of the financial system within a country, offering essential services to individuals and businesses alike. By understanding the unique needs of their local communities, domestic banks foster economic growth, stability, and financial inclusion. As we move forward in an increasingly interconnected world, the role of domestic banks will continue to be vital in shaping the economic landscape of nations around the globe.

在当今全球化经济中，国内银行的角色对个人和企业至关重要。国内银行是指在特定国家内运营的金融机构，为居民和当地公司提供服务。这些银行通过促进各种金融交易和提供基本的银行服务，在各自国家的经济发展中发挥着重要作用。首先，国内银行提供一系列满足当地人口需求的服务。它们提供储蓄账户、支票账户、贷款和抵押贷款，这些都是个人财务管理的基础。通过访问国内银行，个人可以安全地存钱，赚取存款利息，并获得用于重大购买（如住房或汽车）的贷款。这种对金融服务的可及性提高了许多公民的生活质量，使他们能够实现自己的财务目标。其次，国内银行通过提供必要的资金和财务建议来支持当地企业。中小型企业（SME）通常依赖这些银行获得启动或扩展业务所需的贷款。国内银行比外国银行更好地理解当地市场动态，使其能够更有效地评估风险和机会。这种本地化知识使他们能够根据所服务企业的特定需求量身定制产品，从而促进社区内的创业和创新。此外，国内银行对国家经济的稳定性也起着重要作用。在经济不确定时期，例如金融危机期间，国内银行通常比国际银行更具韧性。它们受本国法规和政策的约束，这有助于减轻与外国投资相关的风险。此外，国内银行更有可能优先考虑本地客户的利益，而不是国际投资者的利益，确保满足社区的需求。此外，国内银行在促进金融包容性方面发挥着重要作用。许多发展中国家的人缺乏传统银行服务，这可能阻碍他们储蓄和投资未来的能力。通过在农村地区设立分行并提供小额信贷选项，国内银行帮助弥合这一差距。它们通过为个人提供管理财务和改善经济状况所需的工具而赋能。总之，国内银行的重要性不可低估。它们作为一个国家金融体系的支柱，为个人和企业提供基本服务。通过了解当地社区的独特需求，国内银行促进了经济增长、稳定和金融包容性。随着我们在一个日益互联的世界中前进，国内银行在塑造全球各国经济格局中的作用将继续至关重要。