disposable personal income

简明释义

归个人支配的收入

英英释义

例句

1.Families with higher disposable personal income tend to spend more on luxury goods.

拥有更高可支配个人收入的家庭往往在奢侈品上花费更多。

2.With a larger disposable personal income, I can finally save for a vacation.

有了更大的可支配个人收入，我终于可以存钱去度假了。

3.After paying all my bills, my remaining disposable personal income is enough for a nice dinner out.

支付完所有账单后，我剩下的可支配个人收入足够我去享受一次美好的晚餐。

4.Investing wisely can help you increase your disposable personal income over time.

明智的投资可以帮助你随着时间的推移增加你的可支配个人收入。

5.The government reported that the average disposable personal income has increased this year.

政府报告称，今年平均可支配个人收入有所增加。

作文

Understanding the concept of disposable personal income is crucial in today’s economic environment. Disposable personal income refers to the amount of money that households have available for spending and saving after income taxes have been deducted. This financial metric plays a significant role in determining consumer behavior and overall economic health. In essence, it is the money that individuals can use freely without any obligations towards taxes or mandatory expenses.In many ways, disposable personal income serves as a barometer for the economic well-being of a population. When people have more disposable personal income, they are more likely to spend on goods and services, which stimulates economic growth. Conversely, when disposable personal income decreases, consumers tend to cut back on their spending, leading to slower economic activity. This relationship between disposable personal income and consumer spending is evident in various economic cycles.For example, during times of economic prosperity, wages may increase, and unemployment rates may drop, resulting in higher disposable personal income. As a result, consumers feel more confident in their financial situations and are likely to make larger purchases, such as homes and cars. This increased spending can lead to businesses hiring more employees and investing in expansion, creating a positive feedback loop that benefits the economy as a whole.On the other hand, during economic downturns or recessions, disposable personal income often takes a hit due to job losses, wage stagnation, and increased taxes. This reduction forces families to prioritize essential expenses and cut back on non-essential spending, which can further exacerbate economic challenges. The decline in disposable personal income can lead to lower demand for products and services, ultimately impacting businesses and leading to more layoffs and closures.Moreover, the implications of disposable personal income extend beyond individual households. Policymakers often analyze trends in disposable personal income to make informed decisions regarding fiscal policies. For instance, if disposable personal income is declining, governments may implement tax cuts or stimulus packages to boost consumer spending. Such measures aim to enhance the economic situation by increasing the amount of money available for households to spend.In conclusion, disposable personal income is a vital indicator of economic health and consumer confidence. It not only reflects the financial capabilities of households but also influences broader economic trends. Understanding the dynamics of disposable personal income can help individuals make better financial decisions and enable policymakers to create strategies that foster economic growth. As we navigate through various economic climates, keeping an eye on disposable personal income will remain essential for both consumers and leaders alike.

理解“可支配个人收入”这一概念在当今经济环境中至关重要。“可支配个人收入”是指家庭在扣除所得税后可用于消费和储蓄的资金。这个金融指标在决定消费者行为和整体经济健康方面发挥着重要作用。实质上，它是个人可以自由使用而没有税务或强制性支出义务的钱。在许多方面，“可支配个人收入”作为一个群体经济福祉的晴雨表。当人们拥有更多的“可支配个人收入”时，他们更有可能在商品和服务上消费，从而刺激经济增长。相反，当“可支配个人收入”减少时，消费者往往会减少开支，导致经济活动放缓。这种“可支配个人收入”与消费者支出之间的关系在各种经济周期中显而易见。例如，在经济繁荣时期，工资可能会增加，失业率可能会下降，从而导致更高的“可支配个人收入”。因此，消费者对自己的财务状况感到更有信心，更有可能进行较大金额的购买，例如住房和汽车。这种消费的增加可能导致企业雇佣更多员工，并投资于扩张，创造出一种积极的反馈循环，惠及整个经济。另一方面，在经济衰退或萧条期间，“可支配个人收入”通常会因失业、工资停滞和税收增加而受到影响。这种减少迫使家庭优先考虑基本支出，并削减非必要开支，这可能进一步加剧经济挑战。“可支配个人收入”的下降可能导致对产品和服务的需求降低，最终影响企业并导致更多裁员和关闭。此外，“可支配个人收入”的影响超越了个别家庭。政策制定者常常分析“可支配个人收入”的趋势，以便做出明智的财政政策决策。例如，如果“可支配个人收入”正在下降，政府可能会实施减税或刺激计划以促进消费支出。这些措施旨在通过增加家庭可支配的资金来改善经济状况。总之，“可支配个人收入”是经济健康和消费者信心的重要指标。它不仅反映了家庭的财务能力，还影响更广泛的经济趋势。理解“可支配个人收入”的动态可以帮助个人做出更好的财务决策，并使政策制定者能够制定促进经济增长的战略。在我们经历各种经济气候时，关注“可支配个人收入”仍将对消费者和领导者至关重要。