development bank

简明释义

开发银行

英英释义

A development bank is a financial institution that provides funds and services to promote economic development in a country or region, typically by financing projects that aim to improve infrastructure, create jobs, and reduce poverty.

开发银行是一种金融机构,提供资金和服务以促进一个国家或地区的经济发展,通常通过资助旨在改善基础设施、创造就业机会和减少贫困的项目。

例句

1.The development bank provides funding for infrastructure projects in rural areas.

这个开发银行为农村地区的基础设施项目提供资金。

2.The development bank focuses on sustainable development initiatives.

开发银行专注于可持续发展倡议。

3.Investors are keen to partner with the development bank for new projects.

投资者热衷于与开发银行合作开展新项目。

4.The development bank offers low-interest loans to small businesses.

开发银行为小企业提供低息贷款。

5.Many countries rely on the development bank to support their economic growth.

许多国家依赖于开发银行来支持其经济增长。

作文

Development bank plays a crucial role in the economic growth of developing countries. These financial institutions are specifically designed to provide funding and support for projects that aim to improve infrastructure, promote industrialization, and enhance social welfare. Unlike traditional commercial banks, which focus primarily on profit-making, development banks prioritize long-term economic development and social progress. This unique approach allows them to finance projects that may not be immediately profitable but are essential for sustainable growth.

开发银行在发展中国家的经济增长中发挥着至关重要的作用。这些金融机构专门旨在为改善基础设施、促进工业化和增强社会福利的项目提供资金和支持。与主要关注盈利的传统商业银行不同,开发银行优先考虑长期经济发展和社会进步。这种独特的方法使它们能够为那些可能不会立即盈利但对可持续增长至关重要的项目提供融资。

One of the key functions of a development bank is to provide loans at lower interest rates compared to commercial banks. This is particularly important for small and medium-sized enterprises (SMEs) that often struggle to secure financing due to their limited credit history or lack of collateral. By offering favorable lending terms, development banks empower these businesses to grow, innovate, and create jobs, which ultimately contributes to the overall economy.

一个开发银行的关键功能是提供比商业银行更低利率的贷款。这对于中小企业(SMEs)尤其重要,因为它们通常因为信用历史有限或缺乏抵押品而难以获得融资。通过提供有利的贷款条件,开发银行使这些企业能够成长、创新并创造就业机会,最终促进整体经济的发展。

Furthermore, development banks often engage in capacity building and technical assistance. They work closely with governments and local communities to identify priority areas for development and help design projects that align with national goals. This collaborative approach ensures that the funds allocated are used effectively and efficiently, maximizing the impact of investments. For instance, a development bank might support renewable energy projects that not only provide electricity but also reduce carbon emissions and promote environmental sustainability.

此外,开发银行通常参与能力建设和技术援助。它们与政府和地方社区密切合作,以确定优先发展的领域,并帮助设计与国家目标一致的项目。这种合作方式确保分配的资金得到有效和高效的使用,最大限度地提高投资的影响。例如,开发银行可能支持可再生能源项目,这些项目不仅提供电力,还减少碳排放,促进环境可持续性。

In conclusion, development banks serve as vital instruments for fostering economic development, particularly in developing regions. By providing accessible financing, promoting entrepreneurship, and supporting sustainable projects, they contribute significantly to the alleviation of poverty and the improvement of living standards. As the global economy continues to evolve, the role of development banks will likely become even more important in addressing the challenges faced by developing nations.

总之,开发银行作为促进经济发展的重要工具,尤其是在发展中地区。通过提供可获得的融资、促进创业和支持可持续项目,它们对减轻贫困和改善生活水平作出了重要贡献。随着全球经济的不断发展,开发银行在应对发展中国家面临的挑战中可能会变得更加重要。