designated deposit

简明释义

委托存款

英英释义

例句

1.Please ensure that the funds are transferred to the designated deposit account for the project.

请确保资金转入项目的指定存款账户。

2.Make sure to keep the receipt for the designated deposit as proof of payment.

请务必保存指定存款的收据作为付款证明。

3.The bank requires a designated deposit of $1,000 to open a new savings account.

银行要求存入指定存款1000美元以开设新的储蓄账户。

4.The designated deposit must be made before the contract is finalized.

在合同最终确定之前，必须进行指定存款。

5.After reviewing your application, we will notify you of the designated deposit amount needed.

在审核您的申请后，我们将通知您所需的指定存款金额。

作文

In the world of finance, various terms and concepts are essential for understanding how money is managed and invested. One such term is designated deposit, which plays a crucial role in banking and investment practices. A designated deposit refers to a specific amount of money that is set aside in a bank account for a particular purpose, often with restrictions on how it can be used. This concept is vital for both individuals and businesses, as it helps in budgeting and financial planning.For individuals, a designated deposit can be used for saving towards a goal, such as a vacation, a new car, or even a house. By setting aside a certain amount of money in a separate account, individuals can track their progress towards their financial goals more effectively. This practice not only encourages saving but also instills discipline in financial management. For example, if someone wants to save $5,000 for a vacation in two years, they might set up a designated deposit account where they contribute a fixed amount each month. This way, they can ensure that the money is specifically allocated for that purpose and not spent impulsively.Businesses also utilize designated deposits for various reasons. Companies may need to set aside funds for future projects, maintenance costs, or emergency expenses. By creating a designated deposit, a business can ensure that the necessary funds are available when needed, thus avoiding cash flow problems. For instance, a construction company might have a designated deposit for a specific project that requires significant upfront investment. This ensures that the money is earmarked for that project and cannot be used for unrelated expenses.Moreover, designated deposits can sometimes come with benefits such as higher interest rates or incentives from banks. Financial institutions may offer special accounts for designated deposits that provide better returns compared to regular savings accounts. This encourages customers to save more effectively while also benefiting from the bank's offerings.However, it is essential to understand the terms and conditions associated with designated deposits. Some accounts may have withdrawal restrictions, meaning that the funds cannot be accessed until a specific time or under certain conditions. This can be beneficial for individuals and businesses looking to enforce stricter saving habits, but it can also pose risks if unexpected expenses arise. Therefore, careful consideration should be given before committing to a designated deposit.In conclusion, the concept of designated deposit is integral to effective financial management. It allows individuals and businesses to allocate funds for specific purposes, promoting disciplined saving and budgeting. Understanding how to utilize designated deposits can lead to better financial outcomes and help achieve long-term goals. As we navigate through our financial journeys, recognizing the importance of such terms can empower us to make informed decisions about our money and investments.

在金融世界中，各种术语和概念对于理解资金的管理和投资至关重要。其中一个术语是指定存款，它在银行和投资实践中发挥着关键作用。指定存款指的是在银行账户中为特定目的而专门留出的特定金额，通常对如何使用这些资金有一定的限制。这个概念对个人和企业都很重要，因为它有助于预算和财务规划。对于个人来说，指定存款可以用于实现某个目标的储蓄，例如度假、新车甚至房子。通过在单独的账户中留出一定金额，个人可以更有效地跟踪他们实现财务目标的进展。这种做法不仅鼓励储蓄，还培养了财务管理的纪律性。例如，如果某人想在两年内为一次度假存下5000美元，他们可能会设立一个指定存款账户，每月贡献固定金额。这样，他们可以确保这笔钱专门用于该目的，而不是冲动消费。企业也利用指定存款出于各种原因。公司可能需要为未来的项目、维护成本或紧急开支留出资金。通过创建指定存款，企业可以确保在需要时有必要的资金，从而避免现金流问题。例如，一家建筑公司可能会为一个需要大量前期投资的特定项目设置一个指定存款。这确保了资金被 earmarked 用于该项目，而不能用于无关的开支。此外，指定存款有时还可以附带一些好处，例如更高的利率或银行的激励措施。金融机构可能会为指定存款提供特殊账户，这些账户的回报率比普通储蓄账户更高。这鼓励客户更有效地储蓄，同时也从银行的产品中获益。然而，理解与指定存款相关的条款和条件至关重要。一些账户可能有取款限制，这意味着资金在特定时间或特定条件下无法访问。这对于希望实施更严格储蓄习惯的个人和企业可能是有益的，但如果出现意外开支，也可能带来风险。因此，在承诺指定存款之前，应仔细考虑。总之，指定存款的概念对有效的财务管理至关重要。它允许个人和企业为特定目的分配资金，促进有纪律的储蓄和预算。理解如何利用指定存款可以带来更好的财务结果，并帮助实现长期目标。在我们走过财务旅程时，认识到这些术语的重要性可以使我们能够对我们的资金和投资做出明智的决策。