deficit balance

简明释义

赤字差额

英英释义

例句

1.The city faced a significant deficit balance due to decreased tax revenues during the pandemic.

由于疫情期间税收减少，该市面临着巨大的赤字余额。

2.After reviewing the budget, the manager noticed a deficit balance that needed immediate attention.

在审查预算后，经理发现了一个需要立即关注的赤字余额。

3.The nonprofit organization struggled with a deficit balance last year, which affected its ability to fund new projects.

该非营利组织去年面临赤字余额的问题，这影响了其资助新项目的能力。

4.The company reported a deficit balance in its quarterly financial statement, indicating that expenses exceeded revenues.

公司在季度财务报表中报告了一个赤字余额，这表明支出超过了收入。

5.To address the deficit balance, the finance team proposed several cost-cutting measures.

为了应对赤字余额，财务团队提出了几项削减成本的措施。

作文

In today's world, the concept of financial management is more crucial than ever. Individuals and organizations alike must keep a close eye on their budgets to ensure they do not fall into a state of financial disarray. One key term that often comes up in discussions about budgeting and finance is deficit balance. A deficit balance refers to a situation where expenses exceed revenues, resulting in a negative balance. This condition can arise in personal finances, business accounts, or even government budgets. Understanding this term is essential for anyone looking to maintain financial health.To illustrate the implications of a deficit balance, consider the example of a small business. Imagine a local bakery that has been running for several years. Initially, the bakery was profitable, with sales exceeding operational costs. However, due to unforeseen circumstances such as a rise in ingredient prices and a decline in customer footfall, the bakery's expenses began to outpace its income. As a result, the bakery found itself with a deficit balance. This situation forced the owner to make difficult decisions, such as cutting staff hours, reducing inventory, or even taking out loans to cover the shortfall.The consequences of maintaining a deficit balance can be dire. For individuals, it may lead to mounting credit card debt, increased stress, and an inability to save for future goals. For businesses, a prolonged deficit balance can lead to bankruptcy or closure. Governments too face similar challenges; when a country runs a budget deficit, it may need to borrow money, leading to increased national debt and potential economic instability.To avoid falling into a deficit balance, it is essential to implement sound financial practices. Budgeting is the first step. By tracking income and expenses meticulously, individuals and organizations can identify areas where they can cut costs or increase revenue. Additionally, setting financial goals can provide direction and motivation. For instance, a family might aim to save a certain amount each month, while a business may set sales targets to ensure profitability.Moreover, seeking professional financial advice can also be beneficial. Financial advisors can help create a sustainable plan to manage finances effectively, ensuring that a deficit balance does not become a persistent issue. They can offer insights into investments, savings strategies, and ways to generate additional income.In conclusion, understanding the term deficit balance is vital for anyone involved in financial planning. Whether for personal finances, business management, or governmental budgeting, recognizing the dangers of a deficit balance can lead to better decision-making and ultimately, financial stability. By adopting effective budgeting practices and seeking professional guidance, individuals and organizations can avoid the pitfalls associated with a deficit balance and work towards achieving their financial goals.

在当今世界，财务管理的概念比以往任何时候都更加重要。个人和组织都必须密切关注他们的预算，以确保他们不会陷入财务混乱。一个在预算和财务讨论中经常出现的关键术语是赤字余额。赤字余额指的是支出超过收入的情况，从而导致负余额。这种情况可能发生在个人财务、商业账户甚至政府预算中。理解这个术语对于任何希望保持财务健康的人来说都是必不可少的。为了说明赤字余额的影响，考虑一个小企业的例子。想象一下一个经营了几年的当地面包店。最初，这家面包店是盈利的，销售额超过了运营成本。然而，由于不可预见的情况，比如原材料价格上涨和顾客数量下降，面包店的支出开始超过其收入。因此，面包店发现自己处于赤字余额的状态。这种情况迫使店主做出艰难的决定，比如削减员工工作时间、减少库存，甚至借款来弥补亏损。维持赤字余额的后果可能是严重的。对于个人来说，这可能导致信用卡债务不断增加、压力加大以及无法为未来目标储蓄。对于企业而言，长期的赤字余额可能导致破产或关闭。政府也面临类似的挑战；当一个国家出现预算赤字时，它可能需要借钱，从而导致国家债务增加和潜在的经济不稳定。为了避免陷入赤字余额，实施良好的财务实践至关重要。预算编制是第一步。通过详细跟踪收入和支出，个人和组织可以识别出可以削减成本或增加收入的领域。此外，设定财务目标可以提供方向和动力。例如，一个家庭可能会每月设定存款目标，而一家企业可能会设定销售目标以确保盈利。此外，寻求专业财务建议也可能是有益的。财务顾问可以帮助制定可持续的财务管理计划，确保赤字余额不会成为持续性问题。他们可以提供有关投资、储蓄策略和产生额外收入的方法的见解。总之，理解术语赤字余额对参与财务规划的任何人来说都至关重要。无论是个人财务、商业管理还是政府预算，认识到赤字余额的危险可以导致更好的决策，最终实现财务稳定。通过采用有效的预算实践和寻求专业指导，个人和组织可以避免与赤字余额相关的陷阱，并朝着实现财务目标努力。