debt service fund

简明释义

偿债基金

英英释义

例句

1.The school district created a debt service fund 债务服务基金 to handle the repayment of loans taken for building new schools.

学区设立了一个债务服务基金 debt service fund来处理为新建学校而借款的偿还。

2.Regular contributions to the debt service fund 债务服务基金 are necessary to maintain financial stability.

定期向债务服务基金 debt service fund的贡献对于维持财务稳定是必要的。

3.The city allocates a portion of its budget to the debt service fund 债务服务基金 to ensure timely payments on municipal bonds.

该市将预算的一部分分配给债务服务基金 debt service fund，以确保按时支付市政债券的款项。

4.Investors often look at the health of the debt service fund 债务服务基金 before purchasing bonds from a municipality.

投资者在购买市政债券之前，通常会关注债务服务基金 debt service fund的健康状况。

5.A well-managed debt service fund 债务服务基金 can significantly lower the risk for bondholders.

管理良好的债务服务基金 debt service fund可以显著降低债券持有人的风险。

作文

Understanding the concept of a debt service fund is crucial for both individuals and organizations that manage finances. A debt service fund refers to a dedicated account used to pay off debt obligations, primarily principal and interest on loans. This financial tool is essential for maintaining fiscal responsibility and ensuring that debts are managed effectively over time.In many cases, governments and municipal entities establish debt service funds to ensure they can meet their bond repayment obligations. These funds are typically funded through designated revenue sources, such as property taxes or specific fees. By setting aside money in a debt service fund, these entities can avoid defaulting on their debts, which could lead to severe financial repercussions and damage to their credit ratings.For businesses, having a debt service fund can be equally important. Companies often take out loans to finance operations, expand their services, or invest in new projects. By allocating a portion of their revenue to a debt service fund, businesses can ensure they have adequate cash flow to meet their debt obligations when they come due. This proactive approach to debt management helps businesses maintain operational stability and build investor confidence.The importance of a debt service fund cannot be overstated. It serves as a safety net for both public and private entities, allowing them to plan for the future while managing current liabilities. In times of economic uncertainty, having a well-funded debt service fund can make the difference between financial stability and crisis. It provides peace of mind to stakeholders, knowing that there are resources available to cover debt payments even in challenging times.Moreover, establishing a debt service fund involves careful financial planning and analysis. Entities must assess their expected revenues, understand their debt obligations, and determine how much to allocate to the fund regularly. This requires a comprehensive understanding of both short-term and long-term financial goals, as well as the implications of various debt instruments.In conclusion, a debt service fund is an essential component of sound financial management for both individuals and organizations. It ensures that debts are paid on time, protects credit ratings, and fosters a culture of fiscal responsibility. Whether it is a government entity or a private business, having a robust debt service fund allows for better financial planning and stability, ultimately leading to greater success and sustainability in the long run.

理解债务服务基金的概念对管理财务的个人和组织至关重要。债务服务基金是指用于偿还债务义务的专用账户，主要用于支付贷款的本金和利息。这个金融工具对于维持财政责任和确保债务有效管理至关重要。在许多情况下，政府和市政实体设立债务服务基金以确保能够履行其债券偿还义务。这些基金通常通过指定的收入来源来资助，例如财产税或特定费用。通过将资金存入债务服务基金，这些实体可以避免违约，这可能导致严重的财务后果并损害其信用评级。对于企业而言，拥有债务服务基金同样重要。公司通常会借款来融资运营、扩展服务或投资新项目。通过将一部分收入分配到债务服务基金，企业可以确保在债务到期时有足够的现金流来满足其债务义务。这种主动的债务管理方法有助于企业保持运营稳定，并增强投资者信心。债务服务基金的重要性不容小觑。它为公共和私人实体提供了安全网，使他们能够在管理当前负债的同时规划未来。在经济不确定时期，拥有充足的债务服务基金可能是财务稳定与危机之间的关键。这为利益相关者提供了安心，因为他们知道即使在困难时期也有资源可用于偿还债务。此外，建立债务服务基金需要仔细的财务规划和分析。实体必须评估预期收入，了解其债务义务，并确定定期向基金分配多少。这需要全面理解短期和长期财务目标，以及各种债务工具的影响。总之，债务服务基金是个人和组织健全财务管理的重要组成部分。它确保债务按时偿还，保护信用评级，并促进财政责任文化。无论是政府实体还是私营企业，拥有强大的债务服务基金都可以实现更好的财务规划和稳定，最终在长期内带来更大的成功和可持续性。