current account

简明释义

经常帐户

英英释义

例句

1.I need to transfer money from my current account to my savings account.

我需要从我的活期账户转账到我的储蓄账户。

2.You can easily check your balance through online banking for your current account.

你可以通过网上银行轻松查看你的活期账户余额。

3.Many people prefer to keep their salary in a current account for easy access.

许多人更喜欢将工资存入活期账户，以便于随时取用。

4.You can set up direct deposits into your current account for convenience.

你可以为方便起见，将直接存款设置到你的活期账户。

5.I was charged a fee because I went below the minimum balance in my current account.

因为我的活期账户余额低于最低要求，我被收取了手续费。

作文

The term current account refers to a crucial component of a country's balance of payments, which records all transactions made between residents of a country and the rest of the world over a specific period. Understanding the current account is essential for anyone interested in economics, international trade, or finance. It encompasses a wide range of economic activities, including exports and imports of goods and services, income earned from investments, and current transfers such as remittances. In essence, the current account can be divided into four main categories: the trade balance, net income from abroad, net current transfers, and the balance of services. The trade balance is perhaps the most well-known aspect, reflecting the difference between a country's exports and imports. A positive trade balance indicates that a country exports more than it imports, which can be a sign of economic strength. Conversely, a negative trade balance may suggest reliance on foreign goods and services, potentially leading to economic vulnerabilities. Net income from abroad includes earnings from investments made by residents in foreign countries and income earned by foreign residents within the domestic economy. This aspect of the current account highlights the interconnectedness of global economies, where capital flows across borders can significantly impact a nation's financial health. For instance, if a country has a high level of foreign investment, it may enjoy substantial net income, contributing positively to its current account. Current transfers, another vital component, refer to transactions where money is transferred without any exchange of goods or services. This includes remittances sent home by expatriates and foreign aid received by a country. These transfers can play a significant role in supporting local economies, particularly in developing nations where they can constitute a large portion of GDP. Monitoring the current account is essential for policymakers and economists because it provides insights into a country's economic performance and external position. A persistent deficit in the current account may raise concerns about a country's ability to finance its imports and service its debts. It can also lead to depreciation of the national currency, which may further exacerbate economic challenges. On the other hand, a surplus can indicate a strong economic position, attracting foreign investments and enhancing a country's global standing. In conclusion, the current account is a fundamental concept in understanding a country's economic interactions with the rest of the world. It reflects the balance between what a country earns and spends internationally, providing valuable insights into its economic health. By analyzing the components of the current account, individuals and policymakers can better understand the dynamics of international trade and finance, making informed decisions that influence economic policy and strategy. As globalization continues to shape the world economy, the significance of the current account will only grow, highlighting the importance of staying informed about its implications for national and global economic stability.

“经常账户”一词指的是一个国家国际收支平衡表的关键组成部分，它记录了特定时期内该国居民与世界其他地区之间的所有交易。理解“经常账户”对任何对经济学、国际贸易或金融感兴趣的人来说都是至关重要的。它包括一系列经济活动，包括商品和服务的出口和进口、投资收入以及如汇款等当前转移。本质上，“经常账户”可以分为四个主要类别：贸易平衡、来自国外的净收入、净当前转移和服务的余额。贸易平衡可能是最为人所知的方面，反映了一个国家的出口与进口之间的差额。正的贸易平衡意味着一个国家的出口超过其进口，这可能是经济强劲的标志。相反，负的贸易平衡可能表明对外国商品和服务的依赖，从而可能导致经济脆弱性。来自国外的净收入包括居民在外国进行投资所获得的收入，以及外国居民在国内经济中获得的收入。“经常账户”的这一方面突显了全球经济的相互联系，跨境资本流动可以显著影响一个国家的金融健康。例如，如果一个国家拥有高水平的外国投资，它可能会享有可观的净收入，从而对其“经常账户”产生积极影响。当前转移是另一个重要组成部分，指的是没有商品或服务交换的资金转移。这包括外籍人士寄回家乡的汇款和一个国家收到的外援。这些转移在支持地方经济方面可以发挥重要作用，尤其是在发展中国家，这些转移可能占GDP的很大一部分。监测“经常账户”对政策制定者和经济学家至关重要，因为它提供了对一个国家经济表现和外部状况的洞察。持续的“经常账户”赤字可能引发对一个国家融资进口和偿还债务能力的担忧。它也可能导致本国货币贬值，进一步加剧经济挑战。另一方面，盈余可能表明强大的经济地位，吸引外国投资并提升一个国家的全球地位。总之，“经常账户”是理解一个国家与世界其他地区经济互动的基本概念。它反映了一个国家在国际上赚取和支出的平衡，为其经济健康提供了宝贵的见解。通过分析“经常账户”的组成部分，个人和政策制定者可以更好地理解国际贸易和金融的动态，从而做出影响经济政策和战略的明智决策。随着全球化继续塑造世界经济，“经常账户”的重要性只会增加，突显了了解其对国家和全球经济稳定影响的重要性。