creditor's meeting

简明释义

债权人会议

英英释义

A creditor's meeting is a formal gathering of creditors, typically convened during bankruptcy proceedings, where they discuss the financial status of the debtor and vote on matters such as the proposed repayment plans or restructuring options.

债权人会议是债权人的正式聚会,通常在破产程序中召开,债权人在会上讨论债务人的财务状况,并对如提议的还款计划或重组方案等事项进行投票。

例句

1.The company called for a creditor's meeting to discuss their financial restructuring.

公司召集了一次债权人会议来讨论他们的财务重组。

2.The lawyer advised her client to prepare thoroughly for the upcoming creditor's meeting.

律师建议她的客户为即将到来的债权人会议做好充分准备。

3.During the creditor's meeting, stakeholders expressed their concerns about the company's future.

债权人会议上,利益相关者表达了对公司未来的担忧。

4.At the creditor's meeting, a proposal was made to extend the repayment period.

债权人会议上,提出了一项延长还款期限的提案。

5.It is important for all creditors to attend the creditor's meeting to voice their opinions.

所有债权人参加债权人会议以表达他们的意见是很重要的。

作文

In the world of finance and business, various terms and concepts play crucial roles in understanding how companies operate, especially during challenging times. One such term is the creditor's meeting, which refers to a gathering of creditors for a company that is facing financial difficulties. This meeting is essential for both the creditors and the company as it provides a platform for discussing the company's financial status, potential restructuring plans, and the prospects for recovery. Understanding the significance of a creditor's meeting is vital for anyone involved in finance, whether they are investors, creditors, or even the management of the distressed company.When a company finds itself in financial trouble, it may seek protection under bankruptcy laws. This process often involves convening a creditor's meeting where all the creditors are invited to discuss the company's debts and the options available for repayment or restructuring. The primary goal of this meeting is to create a collaborative environment where creditors can voice their concerns, negotiate terms, and develop a unified approach to managing the company's debts.During a creditor's meeting, various topics are typically addressed. Firstly, the company's financial situation is presented, detailing its assets, liabilities, and cash flow. Creditors need to understand the extent of the company's financial troubles to make informed decisions about their claims. Additionally, the management may propose a restructuring plan aimed at revitalizing the company’s operations. This plan could involve debt rescheduling, asset sales, or even new financing options.The importance of a creditor's meeting cannot be overstated. It serves as a crucial step in the bankruptcy process, allowing creditors to work together rather than pursuing individual actions against the company. By coming together, creditors can negotiate better terms collectively, which may lead to a more favorable outcome for everyone involved. Moreover, the meeting fosters transparency, as creditors gain insight into the company’s financial health and the challenges it faces.Furthermore, the outcomes of a creditor's meeting can significantly impact the future of the company. If the creditors agree to a proposed plan, it can lead to a successful turnaround, preserving jobs and maintaining the company's operations. Conversely, if the meeting results in disagreement or lack of consensus, it could accelerate the path toward liquidation, resulting in losses for all parties involved.In conclusion, a creditor's meeting plays a pivotal role in the financial recovery process for distressed companies. It provides a structured forum for creditors to engage with the company’s management, discuss financial strategies, and work towards a mutually beneficial resolution. Understanding this concept is essential for anyone interested in corporate finance, as it highlights the importance of collaboration and communication in navigating financial difficulties. As businesses continue to face economic challenges, the relevance of creditor's meetings will only grow, making it a critical area of study for finance professionals and stakeholders alike.

在金融和商业的世界中,各种术语和概念在理解公司如何运作时发挥着至关重要的作用,尤其是在困难时期。其中一个术语是债权人会议,指的是面对财务困难的公司的债权人聚会。这个会议对债权人和公司都至关重要,因为它提供了一个讨论公司财务状况、潜在重组计划和复苏前景的平台。理解债权人会议的重要性对于任何参与金融的人来说都是至关重要的,无论他们是投资者、债权人,还是困境公司的管理层。当一家公司发现自己陷入财务困境时,它可能会寻求破产法的保护。这个过程通常涉及召开一个债权人会议,邀请所有债权人讨论公司的债务以及偿还或重组的选项。这个会议的主要目标是创建一个合作环境,让债权人可以表达他们的担忧、谈判条款,并制定一个统一的管理公司债务的方法。在债权人会议期间,通常会讨论各种主题。首先,公司的财务状况被呈现,详细说明其资产、负债和现金流。债权人需要了解公司的财务困境的程度,以便对他们的索赔做出明智的决定。此外,管理层可能会提出一个旨在振兴公司运营的重组计划。该计划可能涉及债务重新安排、资产出售,甚至新的融资选项。债权人会议的重要性不容小觑。它作为破产流程中的关键步骤,使债权人能够团结一致,而不是单独对公司采取行动。通过共同努力,债权人可以集体谈判出更好的条款,这可能导致对所有相关方都更有利的结果。此外,会议促进了透明度,因为债权人获得了有关公司财务健康状况和面临挑战的深入了解。此外,债权人会议的结果可能会对公司的未来产生重大影响。如果债权人同意提出的计划,这可能会导致成功的转机,保留工作岗位并维持公司的运营。相反,如果会议导致意见不合或缺乏共识,可能会加速走向清算的道路,导致所有参与方的损失。总之,债权人会议在困境公司财务恢复过程中发挥着关键作用。它为债权人与公司管理层之间的互动提供了结构化的论坛,讨论财务策略,并朝着互利的解决方案努力。理解这一概念对于任何对企业金融感兴趣的人来说都是至关重要的,因为它突显了在应对财务困难时合作与沟通的重要性。随着企业继续面临经济挑战,债权人会议的相关性只会增加,这使其成为金融专业人士和利益相关者研究的关键领域。