creditor's equity

简明释义

债权人权益

英英释义

例句

1.The company's financial statement revealed that the creditor's equity 债权人权益 had increased significantly over the last year.

公司的财务报表显示，债权人权益 creditor's equity 在过去一年中显著增加。

2.In bankruptcy proceedings, the distribution of creditor's equity 债权人权益 is often a contentious issue among stakeholders.

在破产程序中，债权人权益 creditor's equity 的分配通常是利益相关者之间争议的焦点。

3.A thorough audit revealed discrepancies in the reporting of creditor's equity 债权人权益 on the balance sheet.

一次彻底审计揭示了资产负债表上债权人权益 creditor's equity 报告中的差异。

4.Investors should consider the creditor's equity 债权人权益 when evaluating the risk associated with a company's debt.

投资者在评估公司债务相关风险时，应考虑债权人权益 creditor's equity。

5.The merger resulted in a complex restructuring of the creditor's equity 债权人权益 among the involved companies.

此次合并导致涉及公司的债权人权益 creditor's equity 复杂重组。

作文

In the world of finance and accounting, understanding various terms is crucial for both professionals and students. One such term that often arises in discussions about financial health is creditor's equity. This phrase refers to the interest or claim that creditors have over a company's assets. When a company borrows money or takes on debt, it incurs obligations that must be satisfied before any equity holders, such as shareholders, can claim their share of the assets. Therefore, creditor's equity can be seen as a protective measure for creditors, ensuring that they have a rightful claim to the company's resources in the event of liquidation or bankruptcy.To further elaborate, let’s break down the components of this concept. "Creditor" refers to any individual or institution that lends money or extends credit to another party. This could include banks, bondholders, suppliers, or any entity that provides goods or services on credit. On the other hand, "equity" represents ownership, typically associated with shareholders who invest in a company and expect returns on their investment. In this context, creditor's equity signifies the balance between the rights of creditors and the rights of equity holders.The importance of creditor's equity becomes especially evident during financial distress. When a company faces insolvency, its assets are liquidated to pay off debts. Creditors are prioritized in this process, receiving payments before any distributions are made to shareholders. This hierarchy emphasizes the significance of creditor's equity as it safeguards the interests of those who have lent money to the business.Moreover, the concept of creditor's equity is vital in assessing a company's capital structure. Investors and analysts often look at the ratio of debt to equity to understand the level of risk involved in investing in a particular firm. A high level of debt compared to equity may indicate that a company is heavily reliant on borrowed funds, which could pose risks if it struggles to meet its financial obligations. In such cases, the creditor's equity becomes a point of concern, as creditors may demand higher interest rates or impose stricter terms to mitigate their risk.In addition to its implications for creditors, creditor's equity also affects the decision-making processes within a company. Management must carefully consider the balance between debt and equity financing when planning for future growth. While taking on debt can provide necessary capital for expansion, it also increases the burden of repayment, thereby impacting the company's overall financial stability. Therefore, understanding creditor's equity is essential for making informed strategic decisions that align with both short-term and long-term objectives.In conclusion, creditor's equity plays a pivotal role in the financial landscape of any business. It encapsulates the relationship between creditors and equity holders, highlighting the importance of safeguarding creditor interests while also balancing the needs of investors. As businesses navigate the complexities of financing and investment, a thorough understanding of creditor's equity will not only aid in risk management but also enhance overall financial strategy. By recognizing the implications of this term, stakeholders can make more informed decisions that contribute to the longevity and success of their enterprises.

在金融和会计的世界中，理解各种术语对专业人士和学生来说至关重要。其中一个经常在讨论财务健康时出现的术语是债权人权益。这个短语指的是债权人对公司资产的利益或索赔。当一家公司借款或承担债务时，它产生必须在任何股东（如股东）可以索取其资产份额之前满足的义务。因此，债权人权益可以被视为对债权人的保护措施，确保他们在清算或破产的情况下对公司的资源拥有合法索赔。进一步阐述，让我们拆分这个概念的组成部分。“债权人”是指借钱或向另一方提供信贷的任何个人或机构。这可能包括银行、债券持有人、供应商或任何以信贷方式提供商品或服务的实体。另一方面，“权益”代表所有权，通常与投资于公司并期望获得投资回报的股东相关。在这种情况下，债权人权益表示债权人权利与股东权利之间的平衡。债权人权益的重要性在财务困境期间尤为明显。当一家公司面临破产时，其资产将被清算以偿还债务。在此过程中，债权人优先获得支付，在任何分配给股东之前。这种等级制度强调了债权人权益的重要性，因为它保护了借钱给企业的人的利益。此外，债权人权益的概念在评估公司的资本结构时至关重要。投资者和分析师通常会查看债务与权益的比率，以了解投资特定公司的风险水平。相对于权益而言，高债务水平可能表明公司严重依赖借入资金，如果公司努力满足其财务义务，则可能会带来风险。在这种情况下，债权人权益成为一个关注点，因为债权人可能会要求更高的利率或施加更严格的条款以降低风险。除了对债权人的影响外，债权人权益还影响公司的决策过程。管理层在规划未来增长时必须仔细考虑债务和权益融资之间的平衡。虽然承担债务可以为扩张提供必要的资本，但它也增加了偿还的负担，从而影响公司的整体财务稳定性。因此，理解债权人权益对于做出符合短期和长期目标的知情战略决策至关重要。总之，债权人权益在任何企业的财务格局中发挥着关键作用。它概括了债权人与股东之间的关系，强调了保护债权人利益的重要性，同时也平衡了投资者的需求。随着企业在融资和投资的复杂性中航行，全面理解债权人权益不仅有助于风险管理，还能增强整体财务战略。通过认识到这个术语的含义，利益相关者可以做出更明智的决策，从而有助于他们企业的长期生存和成功。