creditor of bankruptcy

简明释义

破产债权人

英英释义

例句

1.The company filed for bankruptcy, leaving many creditors of bankruptcy 破产债权人 waiting for their claims to be processed.

这家公司申请了破产，许多破产债权人 破产债权人 正在等待他们的索赔得到处理。

2.It is essential for a creditor of bankruptcy 破产债权人 to submit their claim before the deadline.

对于破产债权人 破产债权人来说，在截止日期之前提交索赔是至关重要的。

3.The court ruled in favor of the creditors of bankruptcy 破产债权人 after reviewing all claims.

法院在审查所有索赔后，裁定支持破产债权人 破产债权人。

4.Many small businesses became creditors of bankruptcy 破产债权人 when their clients failed to pay invoices.

许多小企业成为了破产债权人 破产债权人，因为他们的客户未能支付发票。

5.As a creditor of bankruptcy 破产债权人, you have the right to attend the creditors' meeting to voice your concerns.

作为一个破产债权人 破产债权人，你有权参加债权人会议以表达你的关切。

作文

In the world of finance and business, the term creditor of bankruptcy refers to an individual or entity that is owed money by a debtor who has declared bankruptcy. This situation arises when a person or company can no longer meet their financial obligations and seeks legal protection from creditors. Understanding the implications of being a creditor of bankruptcy is crucial for anyone involved in lending or investing. When a debtor files for bankruptcy, they are essentially asking the court for relief from their debts. This process can significantly affect the rights and recovery prospects of creditors of bankruptcy. Typically, there are two main types of bankruptcy: Chapter 7 and Chapter 13 in the United States. In Chapter 7 bankruptcy, the debtor's non-exempt assets are liquidated to pay off creditors. On the other hand, Chapter 13 allows the debtor to keep their property while repaying debts over a period of time. For creditors of bankruptcy, the outcome of these proceedings can vary widely. Secured creditors, those with collateral backing their loans, often have a better chance of recovering their funds compared to unsecured creditors, who do not have any collateral. For example, if a business owner has taken out a loan to purchase equipment and later declares bankruptcy, the lender may reclaim the equipment as part of the bankruptcy process. Conversely, an unsecured creditor, such as a credit card company, may receive little to nothing back. The role of creditors of bankruptcy extends beyond just financial loss. They must also navigate the legal complexities of bankruptcy proceedings. This includes filing claims within specific deadlines and attending court hearings if necessary. It is essential for creditors to understand their rights during this process, as failing to act promptly can result in losing their ability to recover debts. Moreover, the impact of bankruptcy on creditors of bankruptcy can have broader implications. For instance, a significant number of bankruptcies in a particular industry can lead to a ripple effect, affecting suppliers, employees, and even the economy at large. When businesses fail, it can result in job losses and reduced consumer spending, which in turn can harm other businesses. In conclusion, being a creditor of bankruptcy is a challenging position that requires a thorough understanding of legal rights and potential outcomes. Creditors must be proactive in their efforts to recover debts and should consider seeking legal advice to navigate the complexities of bankruptcy law. As the economy continues to evolve, the dynamics of debt and bankruptcy will remain critical areas of focus for both creditors and debtors alike. Understanding the role and rights of creditors of bankruptcy is essential in managing financial risks and making informed decisions in the world of finance.

在金融和商业的世界中，术语破产债权人指的是因债务人已申请破产而欠款的个人或实体。当一个人或公司无法再履行其财务义务并寻求法律保护时，就会出现这种情况。理解作为破产债权人的含义对任何参与借贷或投资的人来说都是至关重要的。当债务人申请破产时，他们实际上是在请求法院解除他们的债务。这一过程可能会显著影响破产债权人的权利和回收前景。通常，在美国有两种主要类型的破产：第7章和第13章。在第7章破产中，债务人的非豁免资产被清算以偿还债权人。另一方面，第13章允许债务人在一段时间内偿还债务的同时保留其财产。对于破产债权人来说，这些程序的结果可能差异很大。担保债权人，即那些有抵押品支持其贷款的债权人，通常比无担保债权人更有可能收回资金。例如，如果一位企业主为购买设备而贷款，随后宣告破产，贷方可能会在破产过程中收回设备。相反，无担保债权人，如信用卡公司，可能会得到很少甚至没有回报。破产债权人的角色不仅仅涉及财务损失。他们还必须应对破产程序的法律复杂性。这包括在特定截止日期内提交索赔，并在必要时出席法庭听证会。债权人必须了解他们在此过程中的权利，因为未能及时采取行动可能会导致失去追回债务的能力。此外，破产对破产债权人的影响可能具有更广泛的意义。例如，特定行业的大量破产可能会导致连锁反应，影响供应商、员工，甚至整个经济。当企业失败时，可能导致失业和消费支出的减少，这反过来又会伤害其他企业。总之，作为破产债权人是一个具有挑战性的角色，需要全面理解法律权利和潜在结果。债权人必须积极努力追回债务，并应考虑寻求法律建议以应对破产法的复杂性。随着经济的不断发展，债务和破产的动态将继续成为债权人和债务人关注的关键领域。理解破产债权人的角色和权利对于管理财务风险和在金融世界中做出明智决策至关重要。