confermed banker's credit

简明释义

确认的银行信用证

英英释义

例句

1.A confermed banker's credit is often used in international trade to minimize risks.

在国际贸易中，确认的银行信用证常用于降低风险。

2.The exporter felt more confident with a confermed banker's credit in place.

出口商在有确认的银行信用证的情况下感到更加自信。

3.Using a confermed banker's credit provides assurance to both the buyer and the seller.

使用确认的银行信用证为买卖双方提供了保障。

4.To secure the transaction, the importer obtained a confermed banker's credit from their bank.

为了确保交易，进口商从他们的银行获得了确认的银行信用证。

5.The seller requested a confermed banker's credit to ensure payment before shipping the goods.

卖方要求提供确认的银行信用证以确保在发货前收到付款。

作文

In the world of international trade and finance, the term confermed banker's credit plays a crucial role in facilitating transactions between buyers and sellers across borders. A confermed banker's credit is essentially a type of letter of credit that has been verified and guaranteed by a second bank, providing additional security to the parties involved. This financial instrument is particularly important in situations where the buyer and seller may not have established trust or where political and economic uncertainties exist. The confermed banker's credit serves as a promise from the issuing bank to pay the seller upon presentation of the required documents, ensuring that the seller receives payment even if the buyer defaults.The process of obtaining a confermed banker's credit typically begins when the buyer applies for a letter of credit from their bank. Once the bank issues the letter, it can be sent to a bank in the seller's country for confirmation. This second bank reviews the creditworthiness of the issuing bank and the terms of the letter before confirming it. The confirmation adds an extra layer of security, as the seller can rely on the confirmed bank to make the payment if the issuing bank fails to do so. This is especially beneficial in international transactions where the risk of non-payment is higher due to factors such as currency fluctuations, political instability, or legal differences between countries.One of the significant advantages of using a confermed banker's credit is that it enhances the seller's confidence in the transaction. Knowing that a reputable bank in their own country stands behind the credit reduces the perceived risk of doing business with a foreign buyer. It also encourages sellers to engage in international trade, as they can be assured of receiving payment for their goods or services. Additionally, the use of a confermed banker's credit can expedite the shipping process, as sellers are more likely to ship goods promptly when they have a secure payment guarantee.However, it is essential to understand that while a confermed banker's credit provides added security, it does come with costs. Both the buyer and seller may incur fees associated with the issuance and confirmation of the letter of credit. These costs can vary depending on the banks involved and the complexity of the transaction. Therefore, parties must weigh the benefits against the expenses when deciding to use this financial instrument.In conclusion, a confermed banker's credit is a vital tool in international trade that offers protection and assurance to both buyers and sellers. By providing a guarantee of payment from a reliable bank, it helps to mitigate risks associated with cross-border transactions. As global trade continues to expand, understanding the mechanics and benefits of instruments like the confermed banker's credit will be increasingly important for businesses looking to thrive in the international marketplace. Ultimately, the use of this financial instrument can lead to successful and profitable trading relationships between partners from different parts of the world.

在国际贸易和金融的世界中，术语confermed banker's credit在促进跨境买卖交易中起着至关重要的作用。confermed banker's credit本质上是一种经过第二家银行验证和担保的信用证，为参与各方提供了额外的安全性。这种金融工具在买卖双方可能没有建立信任或存在政治和经济不确定性的情况下尤为重要。confermed banker's credit作为发行银行在提交所需文件后向卖方支付的承诺，确保即使买方违约，卖方也能收到付款。获得confermed banker's credit的过程通常始于买方向其银行申请信用证。一旦银行发出信用证，它可以发送到卖方所在国家的银行进行确认。这家第二银行会审查发行银行的信用状况和信用证的条款，然后进行确认。确认增加了一层额外的安全性，因为卖方可以依靠确认银行在发行银行未能付款的情况下进行支付。这在国际交易中尤为有利，因为由于货币波动、政治不稳定或国家间法律差异等因素，未付款的风险更高。使用confermed banker's credit的一个显著优势是它增强了卖方对交易的信心。知道自己国家的一家信誉良好的银行支持该信用证减少了与外国买方做生意的感知风险。这也鼓励卖方参与国际贸易，因为他们可以确保收到货物或服务的付款。此外，使用confermed banker's credit可以加快运输过程，因为当卖方拥有安全的付款保证时，更有可能及时发货。然而，必须理解的是，尽管confermed banker's credit提供了额外的安全性，但它确实会产生费用。买方和卖方都可能会承担与信用证的发行和确认相关的费用。这些费用可能因参与的银行和交易的复杂性而异。因此，各方在决定使用这种金融工具时，必须权衡收益与费用。总之，confermed banker's credit是国际贸易中一种重要的工具，为买卖双方提供保护和保障。通过提供来自可靠银行的付款担保，它有助于减轻与跨境交易相关的风险。随着全球贸易的不断扩大，理解像confermed banker's credit这样的工具的机制和好处，对于希望在国际市场上蓬勃发展的企业将变得越来越重要。最终，使用这种金融工具可以导致来自不同地区的合作伙伴之间成功和盈利的贸易关系。