comprehensive insurance

简明释义

综合保险

英英释义

例句

1.Before purchasing a new car, I decided to get comprehensive insurance for better protection.

在购买新车之前，我决定为更好的保护购买全面保险。

2.If you travel frequently, consider getting comprehensive insurance to cover unexpected incidents.

如果你经常旅行，考虑购买全面保险以覆盖意外事件。

3.With comprehensive insurance, you can claim for damages caused by natural disasters.

有了全面保险，你可以索赔因自然灾害造成的损失。

4.Many homeowners opt for comprehensive insurance to safeguard against various risks.

许多房主选择全面保险以防范各种风险。

5.The bank required me to have comprehensive insurance before approving the loan for my house.

银行要求我在批准我的房屋贷款之前必须有全面保险。

作文

In today's world, having the right type of insurance is crucial for financial security and peace of mind. One of the most important types of coverage available to individuals and businesses is comprehensive insurance (全面保险). This form of insurance provides extensive protection against a variety of risks, ensuring that policyholders are safeguarded from unexpected financial burdens. Understanding what comprehensive insurance entails is vital for anyone looking to protect their assets effectively.Firstly, comprehensive insurance covers a wide range of incidents that may cause damage or loss. For instance, when it comes to auto insurance, comprehensive insurance protects against damages not caused by collisions, such as theft, vandalism, natural disasters, and even animal strikes. This means that if your car is damaged by a falling tree during a storm or stolen from your driveway, your comprehensive insurance policy will help cover the repair or replacement costs. This broad scope of coverage makes it an essential option for vehicle owners who want to minimize their financial risk.Moreover, comprehensive insurance is not limited to automobiles; it can also apply to homeowners’ insurance policies. Homeowners can benefit from comprehensive insurance as it typically covers damages to the home and personal property due to various perils such as fire, theft, or severe weather. This means that should a disaster strike, homeowners can rely on their comprehensive insurance to help them recover without facing crippling out-of-pocket expenses.Another significant aspect of comprehensive insurance is its ability to provide peace of mind. Knowing that you have extensive coverage allows individuals and businesses to focus on their daily lives without the constant worry of potential financial setbacks. This psychological benefit cannot be overstated, as it enables people to live more freely, knowing they have a safety net in place. For instance, a small business owner can invest in growth opportunities, confident that their assets are protected under a comprehensive insurance plan.However, it is essential to note that comprehensive insurance often comes with a higher premium compared to basic insurance policies. While the extensive coverage is beneficial, individuals must weigh the costs against their specific needs and circumstances. It is advisable to shop around, compare different policies, and consult with insurance agents to find the best comprehensive insurance options that fit one’s budget and coverage requirements.In conclusion, comprehensive insurance (全面保险) serves as a critical tool for managing risks and protecting valuable assets. Whether it’s safeguarding a vehicle or a home, this type of insurance offers a wide range of coverage that can alleviate financial stress in times of crisis. By understanding the benefits and implications of comprehensive insurance, individuals and businesses can make informed decisions that enhance their overall financial security. Ultimately, investing in comprehensive insurance is not just about protecting material possessions but also about ensuring a stable future amidst life’s uncertainties.

在当今世界，拥有合适类型的保险对财务安全和内心平静至关重要。个人和企业可用的最重要的保险类型之一是全面保险（comprehensive insurance）。这种形式的保险提供了对各种风险的广泛保护，确保保单持有人免受意外财务负担的影响。理解全面保险的内容对于任何希望有效保护其资产的人来说都是至关重要的。首先，全面保险涵盖了可能导致损害或损失的广泛事件。例如，在汽车保险方面，全面保险保护因碰撞以外的损坏，如盗窃、破坏、自然灾害甚至动物撞击。这意味着，如果你的车在暴风雨中被倒下的树木损坏或从车道上被盗，你的全面保险政策将帮助覆盖修理或更换的费用。这种广泛的覆盖范围使其成为希望最大限度减少财务风险的车辆所有者的重要选择。此外，全面保险不仅限于汽车，它也适用于房主保险政策。房主可以从全面保险中受益，因为它通常涵盖由于各种危险造成的房屋和个人财产的损坏，如火灾、盗窃或恶劣天气。这意味着，一旦灾难发生，房主可以依靠他们的全面保险来帮助他们恢复，而不必面对沉重的自付费用。全面保险的另一个重要方面是它能够提供心理安慰。知道自己有广泛的覆盖范围使个人和企业能够专注于日常生活，而不必时刻担心潜在的财务挫折。这种心理上的好处不容小觑，因为它使人们能够更自由地生活，知道自己有安全网。例如，一位小企业主可以投资于增长机会，确信他们的资产在全面保险计划的保护之下。然而，必须注意的是，全面保险的保费通常比基本保险政策要高。虽然广泛的覆盖是有益的，但个人必须权衡成本与他们的具体需求和情况。建议进行比较，比较不同的政策，并咨询保险代理商，以找到适合自己预算和覆盖要求的最佳全面保险选项。总之，全面保险（comprehensive insurance）作为管理风险和保护宝贵资产的重要工具。无论是保护车辆还是房屋，这种类型的保险提供了广泛的覆盖，可以在危机时期减轻财务压力。通过理解全面保险的好处和影响，个人和企业可以做出明智的决定，从而增强他们的整体财务安全。最终，投资于全面保险不仅仅是为了保护物质财产，更是为了确保在生活的不确定性中拥有一个稳定的未来。