closing balance

简明释义

期末差额

英英释义

例句

1.At the end of the month, my bank statement showed a closing balance of $1,500.

在月底，我的银行对账单显示的期末余额为1500美元。

2.To prepare for next month's budget, I need to check my closing balance from this month.

为了准备下个月的预算，我需要查看这个月的期末余额。

3.I was surprised to see a negative closing balance in my account after the unexpected charges.

在意外费用后，我看到账户中出现了负的期末余额，感到很惊讶。

4.Every quarter, we review our closing balance to assess our financial health.

每个季度，我们都会审查我们的期末余额以评估我们的财务状况。

5.The accountant reported that the closing balance for the fiscal year was significantly higher than expected.

会计报告称，财政年度的期末余额远高于预期。

作文

In the world of finance and accounting, understanding key terms is crucial for effective management and analysis. One such term is closing balance, which refers to the amount of money remaining in an account at the end of a specific period. This figure is essential for individuals and businesses alike, as it provides a snapshot of financial health at a given moment.The closing balance is calculated by taking the opening balance and adding any credits while subtracting any debits that occurred during the accounting period. For example, if a business starts the month with an opening balance of $5,000, receives $2,000 in payments from customers, and pays out $1,500 in expenses, the closing balance would be $5,000 + $2,000 - $1,500, resulting in a final balance of $5,500.This concept is not only applicable to business accounts; individuals also need to understand their closing balance to manage personal finances effectively. For instance, when reviewing a bank statement, one can see the closing balance at the end of the month, which indicates how much money is available for spending or saving. It helps individuals make informed decisions about budgeting, investing, and planning for future expenses.Moreover, the closing balance plays a significant role in financial reporting. At the end of each accounting period, companies prepare financial statements that include the closing balance for various accounts. These statements provide stakeholders, including investors and creditors, with valuable insights into the company’s performance and stability. A healthy closing balance can indicate good cash flow management, while a negative or low balance might raise red flags about the company's financial practices.Understanding the importance of the closing balance extends beyond just knowing its definition. It involves recognizing how it impacts budgeting, forecasting, and strategic planning. For example, a business may analyze its closing balance over several months to identify trends in revenue and expenses. This analysis can inform future business decisions, such as whether to expand operations, hire more staff, or cut costs.Additionally, the closing balance can be influenced by various factors, including seasonality, economic conditions, and changes in consumer behavior. Businesses must remain agile and responsive to these factors to maintain a healthy closing balance. Regularly monitoring this figure allows for timely adjustments to financial strategies and operations.In conclusion, the term closing balance is a fundamental concept in finance that signifies the amount left in an account at the end of a period. Whether for personal finance or business accounting, understanding and managing the closing balance is vital for ensuring financial stability and making informed decisions. By regularly reviewing and analyzing the closing balance, individuals and businesses can better navigate their financial futures and achieve their economic goals.

在金融和会计的世界里，理解关键术语对有效管理和分析至关重要。其中一个术语是closing balance，它指的是在特定期间结束时账户中剩余的金额。这个数字对于个人和企业来说都很重要，因为它提供了在特定时刻财务健康的快照。closing balance的计算方法是将期初余额加上任何收入，同时减去在会计期间发生的任何支出。例如，如果一家企业月初的期初余额为5000美元，收到客户付款2000美元，并支付1500美元的费用，那么closing balance将是5000 + 2000 - 1500，最终余额为5500美元。这个概念不仅适用于商业账户；个人也需要理解他们的closing balance以有效管理个人财务。例如，在查看银行对账单时，可以看到月底的closing balance，这表明可用于支出或储蓄的金额。它帮助个人做出关于预算、投资和未来开支规划的明智决策。此外，closing balance在财务报告中也发挥着重要作用。在每个会计期末，公司准备包括各种账户的closing balance的财务报表。这些报表为利益相关者，包括投资者和债权人，提供了有关公司业绩和稳定性的宝贵见解。健康的closing balance可以表明良好的现金流管理，而负数或低余额可能会引发对公司财务实践的警示。理解closing balance的重要性不仅仅是了解其定义。这涉及到认识到它对预算、预测和战略规划的影响。例如，企业可能会分析几个月的closing balance以识别收入和支出的趋势。这种分析可以为未来的商业决策提供信息，例如是否扩大运营、雇用更多员工或削减成本。此外，closing balance可能受到季节性、经济状况和消费者行为变化等各种因素的影响。企业必须保持灵活和响应这些因素，以维持健康的closing balance。定期监控这一数字可以及时调整财务策略和运营。总之，closing balance这个术语是金融中的一个基本概念，表示在一个期间结束时账户中剩余的金额。无论是个人财务还是商业会计，理解和管理closing balance对确保财务稳定和做出明智决策至关重要。通过定期审查和分析closing balance，个人和企业可以更好地驾驭他们的财务未来，实现经济目标。