central bank

简明释义

中央银行

英英释义

例句

1.A strong central bank 中央银行 is crucial for a stable economy.

强大的中央银行 central bank 对于经济稳定至关重要。

2.The central bank 中央银行 raised interest rates to control inflation.

为了控制通货膨胀，中央银行 central bank 提高了利率。

3.Many countries rely on their central bank 中央银行 for monetary policy decisions.

许多国家依赖其中央银行 central bank 做出货币政策决策。

4.The central bank 中央银行 published its annual report on economic growth.

中央银行 central bank 发布了关于经济增长的年度报告。

5.The central bank 中央银行 intervened in the foreign exchange market to stabilize the currency.

中央银行 central bank 介入外汇市场以稳定货币。

作文

The role of a central bank in a country's economy cannot be overstated. A central bank is a national institution responsible for managing a state's currency, money supply, and interest rates. It plays a crucial role in maintaining financial stability and fostering economic growth. One of the primary functions of a central bank is to implement monetary policy, which involves controlling inflation and stabilizing the currency. By adjusting interest rates, the central bank can influence borrowing and spending behaviors, which ultimately affect economic activity.For instance, during periods of economic downturn, a central bank may lower interest rates to encourage borrowing and investment. This can stimulate economic growth as businesses expand and consumers increase their spending. Conversely, if the economy is overheating and inflation is rising, the central bank might raise interest rates to cool down the economy and prevent runaway inflation.Moreover, the central bank also acts as a lender of last resort to commercial banks during times of financial distress. This function is vital for maintaining trust in the financial system, as it ensures that banks have access to liquidity when needed. If a bank faces a sudden withdrawal of deposits, the central bank can provide emergency funds to stabilize the situation and prevent a potential bank run.In addition to these roles, the central bank is responsible for regulating and supervising the banking industry. By ensuring that banks operate safely and soundly, the central bank helps to protect consumers and maintain public confidence in the financial system. This regulatory oversight is essential for preventing financial crises and ensuring the stability of the banking sector.Furthermore, the central bank plays a key role in foreign exchange and international finance. It manages the country's foreign reserves and implements policies to influence exchange rates. A stable currency is vital for international trade, and the central bank must navigate complex global economic conditions to maintain this stability.The independence of a central bank is also a critical factor in its effectiveness. When a central bank operates independently from political pressures, it can make decisions based on economic data rather than short-term political considerations. This independence helps to build credibility and trust in the central bank's policies, making them more effective in achieving their objectives.In conclusion, the central bank serves as the backbone of a nation's economy. Its ability to manage monetary policy, oversee the banking sector, provide liquidity, and regulate foreign exchange is essential for maintaining economic stability and growth. Understanding the functions and importance of a central bank is crucial for anyone interested in economics or finance, as it plays a pivotal role in shaping the financial landscape of a country.

一个国家的中央银行在经济中的作用不可低估。中央银行是一个国家机构，负责管理国家的货币、货币供应和利率。它在维护金融稳定和促进经济增长方面发挥着至关重要的作用。中央银行的主要职能之一是实施货币政策，这涉及到控制通货膨胀和稳定货币。通过调整利率，中央银行可以影响借贷和消费行为，最终影响经济活动。例如，在经济衰退期间，中央银行可能会降低利率以鼓励借贷和投资。这可以刺激经济增长，因为企业扩张，消费者增加支出。相反，如果经济过热且通货膨胀上升，中央银行可能会提高利率，以冷却经济并防止失控的通货膨胀。此外，中央银行还充当商业银行在金融危机时期的最后贷款人。这一功能对于维护金融体系的信任至关重要，因为它确保银行在需要时能够获得流动性。如果一家银行面临突然的大额提款，中央银行可以提供紧急资金来稳定局势，防止潜在的银行挤兑。除了这些角色，中央银行还负责监管和监督银行业。通过确保银行安全稳健地运营，中央银行帮助保护消费者并维护公众对金融体系的信心。这种监管监督对于防止金融危机和确保银行部门的稳定至关重要。此外，中央银行在外汇和国际金融中也发挥着关键作用。它管理国家的外汇储备，并实施政策以影响汇率。稳定的货币对国际贸易至关重要，而中央银行必须应对复杂的全球经济条件以维持这种稳定。中央银行的独立性也是其有效性的关键因素。当中央银行独立于政治压力运作时，它可以根据经济数据做出决策，而不是短期政治考虑。这种独立性有助于建立中央银行政策的信誉和信任，使其在实现目标时更为有效。总之，中央银行是一个国家经济的支柱。它管理货币政策、监督银行业、提供流动性和调节外汇的能力对于维护经济稳定和增长至关重要。理解中央银行的职能和重要性对于任何对经济或金融感兴趣的人来说都是至关重要的，因为它在塑造一个国家的金融格局中发挥着关键作用。