cash and equivalents

简明释义

现金和视同现金

英英释义

例句

1.The company's balance sheet shows a strong position with high levels of cash and equivalents (现金及现金等价物).

公司的资产负债表显示出强劲的财务状况，拥有大量的现金及现金等价物。

2.A healthy amount of cash and equivalents (现金及现金等价物) can help a business weather economic downturns.

充足的现金及现金等价物可以帮助企业度过经济低迷期。

3.During the audit, the accountant confirmed that the cash and equivalents (现金及现金等价物) were accurately reported.

在审计过程中，会计确认现金及现金等价物被准确报告。

4.Investors often look for firms with substantial cash and equivalents (现金及现金等价物) to ensure liquidity.

投资者通常寻找拥有大量现金及现金等价物的公司，以确保流动性。

5.The startup secured funding but still maintained a reserve of cash and equivalents (现金及现金等价物) for emergencies.

这家初创公司获得了资金，但仍然保持了一定数量的现金及现金等价物以应对紧急情况。

作文

In the world of finance, understanding the concept of cash and equivalents is crucial for both individuals and businesses. The term cash and equivalents refers to a category of assets that are highly liquid and can be easily converted into cash. This includes physical currency, such as coins and banknotes, as well as funds held in checking and savings accounts. Additionally, cash and equivalents encompasses short-term investments that are readily convertible to cash, such as treasury bills and money market funds. The importance of cash and equivalents cannot be overstated. For businesses, having a sufficient amount of cash and equivalents on hand is essential for maintaining operations, meeting payroll, and covering unexpected expenses. A company with a healthy level of cash and equivalents is often viewed as financially stable and capable of weathering economic downturns. Investors closely monitor a company's cash and equivalents because it serves as an indicator of financial health and liquidity. On the personal finance side, individuals must also be aware of their cash and equivalents. Having adequate funds in easily accessible accounts allows individuals to manage day-to-day expenses and prepare for emergencies. Financial advisors often recommend maintaining a certain level of cash and equivalents as part of a comprehensive financial plan. This ensures that individuals are not caught off guard by sudden expenses, such as medical bills or car repairs.Moreover, the management of cash and equivalents can significantly impact investment strategies. While it is important to invest for long-term growth, having too much money tied up in less liquid assets can create risks. Investors should strike a balance between investing in growth opportunities and maintaining enough cash and equivalents to handle short-term needs. This balance is particularly important during times of market volatility when quick access to funds may be necessary. In conclusion, the concept of cash and equivalents plays a vital role in both personal and business finance. Understanding what constitutes cash and equivalents and how to effectively manage it can lead to better financial decisions and greater overall stability. Whether you are running a business or managing your personal finances, keeping a close eye on your cash and equivalents will help ensure that you are prepared for whatever financial challenges may arise in the future.

在金融世界中，理解现金及现金等价物的概念对个人和企业来说至关重要。现金及现金等价物这个术语指的是一种高度流动的资产类别，可以很容易地转换为现金。这包括实物货币，如硬币和纸币，以及存放在支票和储蓄账户中的资金。此外，现金及现金等价物还包括可以迅速转换为现金的短期投资，如国库券和货币市场基金。现金及现金等价物的重要性不容小觑。对于企业而言，手头有足够的现金及现金等价物对于维持运营、支付工资和应对意外开支至关重要。拥有健康水平的现金及现金等价物的公司通常被视为财务稳定，并能够抵御经济下滑。投资者密切关注公司的现金及现金等价物，因为它是财务健康和流动性的指标。在个人理财方面，个人也必须意识到自己的现金及现金等价物。在易于获取的账户中保持足够的资金使个人能够管理日常开支并为紧急情况做准备。财务顾问通常建议在全面的财务计划中保持一定水平的现金及现金等价物。这确保个人不会因突发费用（如医疗账单或汽车维修）而措手不及。此外，现金及现金等价物的管理对投资策略有着重大影响。虽然投资于长期增长是重要的，但将过多资金锁定在流动性较差的资产中可能会带来风险。投资者应在投资于增长机会和保持足够的现金及现金等价物以应对短期需求之间取得平衡。在市场波动时期，这种平衡尤为重要，因为快速获得资金可能是必要的。总之，现金及现金等价物的概念在个人和商业财务中发挥着至关重要的作用。理解什么构成现金及现金等价物以及如何有效管理它可以导致更好的财务决策和更大的整体稳定性。无论您是在经营企业还是管理个人财务，密切关注您的现金及现金等价物将帮助确保您为未来可能出现的任何财务挑战做好准备。