capital reserves

简明释义

准备金

英英释义

例句

1.The company decided to allocate part of its profits to increase its capital reserves.

公司决定将部分利润分配用于增加其资本储备。

2.A healthy level of capital reserves is crucial for any business to survive economic downturns.

健康的资本储备水平对任何企业在经济低迷时期生存至关重要。

3.Regulatory authorities require banks to hold a minimum amount of capital reserves.

监管机构要求银行保持最低金额的资本储备。

4.Investors often look for companies with strong capital reserves before making investment decisions.

投资者在做出投资决策之前，通常会寻找拥有强大资本储备的公司。

5.The bank maintains high capital reserves to ensure it can withstand financial crises.

银行保持高水平的资本储备以确保能够抵御金融危机。

作文

In the world of finance and banking, understanding the concept of capital reserves is crucial for both investors and companies. Capital reserves refer to the portion of a company's profits that are set aside for specific purposes, such as future investments, expansion, or to cover unexpected losses. This financial strategy is essential for maintaining a company’s stability and ensuring long-term growth. By allocating funds into capital reserves, businesses can safeguard themselves against market volatility and economic downturns.One of the primary reasons why companies maintain capital reserves is to enhance their financial health. When a company faces unforeseen challenges, such as a sudden drop in sales or an increase in operational costs, having a reserve fund allows it to navigate these difficulties without resorting to debt or drastic measures. For example, during an economic recession, companies with substantial capital reserves can continue operations, pay employees, and invest in opportunities that may arise, while those without such reserves may struggle to survive.Moreover, capital reserves play a significant role in attracting investors. Investors often look for companies that demonstrate sound financial management and stability. A strong reserve indicates that a company is not only profitable but also prudent in its financial planning. This can lead to increased investor confidence, higher stock prices, and ultimately, more capital influx. Companies that effectively communicate their strategies regarding capital reserves can create a positive perception in the market, further enhancing their reputation and attractiveness to potential investors.In addition to providing a safety net, capital reserves can be used strategically for growth initiatives. Companies can utilize these reserves to fund research and development, enter new markets, or acquire other businesses. By doing so, they can leverage their financial strength to capitalize on opportunities that may not have been possible without the availability of reserved funds. This proactive approach can lead to increased market share and profitability in the long run.However, it is essential for companies to strike a balance between maintaining adequate capital reserves and utilizing their profits for growth. Excessively hoarding cash can lead to missed opportunities for investment and innovation. Therefore, management must regularly assess their financial position and determine the optimal level of reserves necessary to support their strategic objectives.In conclusion, capital reserves are a vital component of a company’s financial strategy. They provide a buffer against economic uncertainties, enhance investor confidence, and enable strategic growth initiatives. As businesses navigate an ever-changing economic landscape, the importance of maintaining healthy capital reserves cannot be overstated. Companies that prioritize this aspect of financial management are better positioned to thrive and succeed in the long term.

在金融和银行的世界中，理解“资本储备”的概念对投资者和公司来说至关重要。“资本储备”指的是公司将部分利润留存起来，用于特定目的，例如未来投资、扩张或覆盖意外损失。这种财务策略对于维持公司的稳定性和确保长期增长至关重要。通过将资金分配到“资本储备”中，企业可以保护自己免受市场波动和经济衰退的影响。公司维护“资本储备”的主要原因之一是增强其财务健康。当公司面临意外挑战时，例如销售突然下降或运营成本增加，拥有储备资金使其能够应对这些困难，而无需借债或采取激烈措施。例如，在经济衰退期间，拥有可观“资本储备”的公司可以继续运营、支付员工工资，并投资于可能出现的机会，而没有这些储备的公司可能会陷入困境。此外，“资本储备”在吸引投资者方面也发挥着重要作用。投资者通常寻找那些展现出良好财务管理和稳定性的公司。强大的储备表明公司不仅盈利，而且在财务规划上谨慎。这可以导致投资者信心的增强、股价的上涨，最终带来更多的资本流入。有效沟通其“资本储备”策略的公司，可以在市场上创造积极的认知，进一步提升其声誉和对潜在投资者的吸引力。除了提供安全网外，“资本储备”还可以被战略性地用于增长计划。公司可以利用这些储备资金来资助研发、进入新市场或收购其他企业。通过这样做，他们可以利用自己的财务实力来抓住可能没有储备资金的情况下无法实现的机会。这种积极主动的方法可以在长期内带来市场份额和盈利能力的增加。然而，公司必须在维持适当的“资本储备”与利用利润进行增长之间找到平衡。过度囤积现金可能导致错失投资和创新的机会。因此，管理层必须定期评估其财务状况，并确定支持其战略目标所需的最佳储备水平。总之，“资本储备”是公司财务战略的重要组成部分。它们为应对经济不确定性提供缓冲，增强投资者信心，并使战略增长计划成为可能。在企业应对不断变化的经济环境时，保持健康的“资本储备”的重要性不容小觑。优先考虑这一财务管理方面的公司在长期内更有可能蓬勃发展和成功。