capital and liability ratio

简明释义

资本负债比率

英英释义

例句

1.Investors often look at the capital and liability ratio 资本与负债比率 before making investment decisions.

投资者在做出投资决策之前，通常会查看资本与负债比率 资本与负债比率。

2.A higher capital and liability ratio 资本与负债比率 indicates a more financially stable company.

较高的资本与负债比率 资本与负债比率表明公司财务状况更稳定。

3.A sudden drop in the capital and liability ratio 资本与负债比率 can signal potential financial trouble.

在资本与负债比率 资本与负债比率中突然下降可能预示着潜在的财务问题。

4.Companies must maintain a healthy capital and liability ratio 资本与负债比率 to attract investors.

公司必须保持健康的资本与负债比率 资本与负债比率以吸引投资者。

5.The bank requires a minimum capital and liability ratio 资本与负债比率 of 10% to approve your loan application.

银行要求最低的资本与负债比率 资本与负债比率为10%，以批准您的贷款申请。

作文

Understanding the financial health of a business is crucial for both investors and managers. One key metric that helps in assessing this health is the capital and liability ratio. This ratio provides insights into the relationship between a company's capital and its liabilities, indicating how well a company can cover its debts with its own resources. A higher capital and liability ratio suggests that a company is less leveraged and has a stronger financial position, while a lower ratio may indicate potential difficulties in meeting obligations.The capital and liability ratio is calculated by dividing total capital by total liabilities. Total capital includes equity and retained earnings, while total liabilities encompass all debts and obligations. For example, if a company has total capital of $1 million and total liabilities of $500,000, the capital and liability ratio would be 2:1. This means that for every dollar of liability, the company has two dollars of capital, which is a healthy sign.Investors often look at the capital and liability ratio when deciding whether to invest in a company. A strong ratio can indicate that a company is not overly reliant on debt financing, which can be risky, especially in times of economic downturns. Conversely, a weak ratio could signal that a company may struggle to pay off its debts, making it a less attractive investment.Moreover, the capital and liability ratio can also help managers make informed decisions about financing. If a company finds itself with a low ratio, it might consider strategies to improve it, such as increasing capital through retained earnings or issuing new equity. On the other hand, a high ratio may lead management to explore growth opportunities that involve taking on more debt, as they have the capacity to manage additional liabilities.In addition to its use in evaluating individual companies, the capital and liability ratio can be useful for comparing companies within the same industry. Different industries have varying levels of acceptable leverage, so understanding the average ratios within a sector can provide context for a specific company's performance. For instance, capital-intensive industries like utilities may typically have lower ratios due to their heavy reliance on debt, whereas technology companies might maintain higher ratios, reflecting their growth-oriented strategies.In conclusion, the capital and liability ratio is an essential tool for analyzing the financial stability of a business. It offers valuable insights for investors, managers, and analysts alike. By understanding this ratio, stakeholders can make better-informed decisions regarding investments, financing, and overall business strategy. As financial landscapes continue to evolve, keeping a close eye on the capital and liability ratio will remain vital for ensuring long-term success and sustainability in any business endeavor.

理解企业的财务健康状况对于投资者和管理者至关重要。一个帮助评估这种健康状况的关键指标是资本与负债比率。这个比率提供了公司资本与其负债之间关系的洞察，表明公司能在多大程度上用自身资源来覆盖债务。较高的资本与负债比率表明公司杠杆较低，财务状况更强，而较低的比率可能表明在履行义务方面可能存在困难。资本与负债比率的计算方法是将总资本除以总负债。总资本包括股本和留存收益，而总负债则包括所有债务和义务。例如，如果一家公司总资本为100万美元，总负债为50万美元，则资本与负债比率为2:1。这意味着每一美元的负债，公司就有两美元的资本，这是一种健康的迹象。投资者通常在决定是否投资于某家公司时会关注资本与负债比率。强劲的比率可以表明公司不依赖于债务融资，这在经济低迷时期尤其具有风险。相反，较弱的比率可能表明公司可能难以偿还债务，从而使其成为一个不太吸引人的投资对象。此外，资本与负债比率还可以帮助管理者做出有关融资的明智决策。如果一家公司发现自己拥有较低的比率，它可能会考虑通过留存收益或发行新股来增加资本等策略来改善它。另一方面，较高的比率可能促使管理层探索涉及承担更多债务的增长机会，因为他们有能力管理额外的负债。除了用于评估个别公司外，资本与负债比率在比较同一行业内的公司时也很有用。不同的行业对可接受的杠杆水平有不同的标准，因此了解一个行业的平均比率可以为特定公司的表现提供背景。例如，资本密集型行业如公用事业可能由于重度依赖债务而通常具有较低的比率，而科技公司可能保持较高的比率，反映出其以增长为导向的战略。总之，资本与负债比率是分析企业财务稳定性的重要工具。它为投资者、管理者和分析师提供了宝贵的见解。通过理解这一比率，利益相关者可以在投资、融资和整体商业战略方面做出更明智的决策。随着金融环境的不断演变，密切关注资本与负债比率仍将对确保任何商业努力的长期成功和可持续性至关重要。