liquidity margin

简明释义

流动资金比率

英英释义

例句

1.Investors often look for firms with a strong liquidity margin as a sign of financial health.

投资者通常寻找具有强大流动性边际的公司作为财务健康的标志。

2.During economic downturns, maintaining a healthy liquidity margin is crucial for survival.

在经济衰退期间，保持健康的流动性边际对生存至关重要。

3.A tight liquidity margin can lead to financial distress if unexpected expenses arise.

紧张的流动性边际可能会导致财务困境，如果出现意外支出。

4.The bank reported an increase in its liquidity margin, indicating better cash flow management.

银行报告称其流动性边际有所增加，这表明现金流管理得到了改善。

5.The company decided to increase its liquidity margin to ensure it can meet short-term obligations.

公司决定增加其流动性边际以确保能够满足短期债务。

作文

In the world of finance, the term liquidity margin refers to the buffer that a company maintains to ensure it can meet its short-term obligations. Essentially, it is the difference between the liquid assets available and the liabilities that are due in the near term. Having a robust liquidity margin is crucial for any business, as it provides a safety net during periods of financial strain. Companies with a strong liquidity margin are better positioned to navigate unexpected expenses, market fluctuations, or economic downturns.To understand the importance of liquidity margin, one must first grasp the concept of liquidity itself. Liquidity refers to how quickly an asset can be converted into cash without significantly affecting its price. Cash is the most liquid asset, while real estate or long-term investments are less so. A healthy liquidity margin means that a company has enough liquid assets to cover its immediate liabilities, thus avoiding the risk of insolvency.For instance, consider a retail business that has a substantial amount of inventory but limited cash flow. If this business faces an unexpected dip in sales, it may struggle to pay its suppliers or meet payroll. However, if the business maintains a strong liquidity margin, it can quickly convert some of its inventory into cash, ensuring that it can keep operations running smoothly until sales improve.Moreover, a solid liquidity margin can enhance a company's creditworthiness. Lenders and investors often look at a company's liquidity position when making decisions about extending credit or investing. A company with a healthy liquidity margin is seen as less risky, which can lead to better financing terms and lower interest rates. This, in turn, can help the company grow and invest in new opportunities.On the flip side, a weak liquidity margin can signal trouble. Companies that do not maintain adequate liquidity may find themselves in a precarious position, struggling to meet obligations and potentially facing bankruptcy. This can lead to a loss of investor confidence and a decline in stock prices. Therefore, businesses must regularly assess their liquidity margin and make necessary adjustments to ensure they remain financially stable.In conclusion, the concept of liquidity margin is vital for understanding a company's financial health. It serves as a critical indicator of a firm's ability to manage its short-term obligations and navigate financial challenges. By maintaining a strong liquidity margin, companies can safeguard their operations, enhance their creditworthiness, and ultimately position themselves for long-term success. Business leaders should prioritize liquidity management as part of their overall financial strategy, ensuring that they have the resources needed to weather any storm that may come their way.

在金融世界中，术语流动性边际指的是公司保持的缓冲，以确保其能够满足短期义务。基本上，它是可用流动资产与即将到期的负债之间的差额。拥有强大的流动性边际对任何企业来说都是至关重要的，因为它在财务压力期间提供了安全网。拥有强大流动性边际的公司在应对意外支出、市场波动或经济衰退时处于更有利的位置。要理解流动性边际的重要性，首先必须掌握流动性本身的概念。流动性是指资产转化为现金的速度，而不会显著影响其价格。现金是最具流动性的资产，而房地产或长期投资则流动性较差。健康的流动性边际意味着公司有足够的流动资产来覆盖其即时负债，从而避免破产风险。例如，考虑一家拥有大量库存但现金流有限的零售企业。如果该企业面临销售意外下降，可能会难以支付供应商或满足工资。然而，如果企业保持强大的流动性边际，就可以迅速将部分库存转化为现金，确保在销售改善之前能够平稳运营。此外，稳健的流动性边际可以增强公司的信用度。贷方和投资者通常在决定是否扩展信贷或投资时，会考虑公司的流动性状况。拥有健康流动性边际的公司被视为风险较小，这可能导致更好的融资条款和更低的利率。这反过来又可以帮助公司增长并投资于新机会。另一方面，薄弱的流动性边际可能会发出危险信号。未能保持足够流动性的公司可能会发现自己处于危险境地，努力满足义务，并可能面临破产。这可能导致投资者信心丧失和股价下跌。因此，企业必须定期评估其流动性边际，并进行必要的调整，以确保它们保持财务稳定。总之，流动性边际的概念对于理解公司的财务健康至关重要。它作为公司管理短期义务和应对财务挑战能力的关键指标。通过保持强大的流动性边际，公司可以保护其运营，提升其信用度，并最终为长期成功奠定基础。企业领导者应将流动性管理作为整体财务战略的一部分，确保他们拥有应对未来任何风暴所需的资源。