Basel Core Principles

简明释义

巴塞尔原则

英英释义

例句

1.Training sessions on the Basel Core Principles 巴塞尔核心原则 are being held for new employees in the risk management department.

风险管理部门正在为新员工举办关于巴塞尔核心原则 Basel Core Principles的培训课程。

2.In order to enhance financial stability, regulators are focusing on the adherence to the Basel Core Principles 巴塞尔核心原则 by local banks.

为了增强金融稳定，监管机构正在关注地方银行对巴塞尔核心原则 Basel Core Principles的遵守情况。

3.The annual audit will assess the effectiveness of our policies in relation to the Basel Core Principles 巴塞尔核心原则.

年度审计将评估我们政策在与巴塞尔核心原则 Basel Core Principles相关方面的有效性。

4.Many countries have adopted the Basel Core Principles 巴塞尔核心原则 to strengthen their banking regulations.

许多国家已经采纳了巴塞尔核心原则 Basel Core Principles以加强其银行监管。

5.The bank's compliance team is currently reviewing the implementation of the Basel Core Principles 巴塞尔核心原则 to ensure they meet international standards.

银行的合规团队目前正在审查巴塞尔核心原则 Basel Core Principles的实施情况，以确保符合国际标准。

作文

The financial stability of a country is often linked to the robustness of its banking system. To ensure that banks operate safely and soundly, international standards have been developed. One of the most significant frameworks in this regard is the Basel Core Principles. The Basel Core Principles (巴塞尔核心原则) are a set of guidelines established by the Basel Committee on Banking Supervision, aimed at enhancing the quality of banking supervision worldwide. These principles provide a comprehensive framework for the effective regulation and supervision of banks, ensuring that they maintain adequate capital, manage risks effectively, and operate transparently. The Basel Core Principles consist of 29 principles that cover various aspects of banking supervision, including governance, risk management, and compliance. By adhering to these principles, banks can foster a culture of sound governance and risk management, which is crucial for maintaining public confidence in the financial system. For instance, one of the key principles emphasizes the importance of having a strong board of directors that is responsible for overseeing the bank's operations and ensuring that it adheres to regulatory requirements. This principle underscores the need for accountability and transparency within banking institutions.Moreover, the Basel Core Principles highlight the necessity of having a robust risk management framework in place. Banks are required to identify, assess, and mitigate risks that could potentially threaten their stability. This includes credit risk, market risk, operational risk, and liquidity risk. By implementing effective risk management strategies, banks can protect themselves from unforeseen events that may lead to financial distress.Another important aspect of the Basel Core Principles is the focus on supervisory practices. The principles advocate for ongoing supervision and regular assessments of banks' financial health. Supervisors are encouraged to engage with banks proactively, conducting thorough reviews and inspections to ensure compliance with regulations. This continuous oversight is vital for identifying potential weaknesses in the banking system before they escalate into larger problems.In addition to promoting sound banking practices, the Basel Core Principles also aim to enhance international cooperation among banking supervisors. Given the interconnectedness of the global financial system, it is essential for regulators to share information and collaborate on cross-border issues. This cooperation helps to create a more resilient banking environment and reduces the likelihood of systemic crises.In conclusion, the Basel Core Principles play a pivotal role in shaping the landscape of banking supervision globally. By providing a framework for effective governance, risk management, and supervisory practices, these principles help to ensure the stability and integrity of the banking system. As countries continue to navigate the complexities of the financial world, adherence to the Basel Core Principles will be crucial for fostering a sound and secure banking environment, ultimately benefiting economies and societies as a whole.

一个国家的金融稳定通常与其银行系统的稳健性密切相关。为了确保银行安全稳健地运营，国际标准已被制定。在这方面，最重要的框架之一就是巴塞尔核心原则。巴塞尔核心原则（Basel Core Principles）是由巴塞尔银行监管委员会制定的一套指导方针，旨在提高全球银行监管的质量。这些原则提供了有效的银行监管和监督的综合框架，确保银行保持足够的资本，有效管理风险，并透明运营。巴塞尔核心原则包括29项原则，涵盖了银行监管的各个方面，包括治理、风险管理和合规性。通过遵循这些原则，银行可以培养良好的治理和风险管理文化，这对于维护公众对金融系统的信心至关重要。例如，其中一项关键原则强调拥有强大的董事会的重要性，董事会负责监督银行的运营，并确保其遵守监管要求。这一原则强调了银行机构内部问责制和透明度的必要性。此外，巴塞尔核心原则强调建立强有力的风险管理框架的必要性。银行需要识别、评估和减轻可能威胁其稳定性的风险。这包括信用风险、市场风险、操作风险和流动性风险。通过实施有效的风险管理策略，银行可以保护自己免受可能导致财务困境的不可预见事件的影响。巴塞尔核心原则的另一个重要方面是对监管实践的关注。这些原则倡导持续监督和定期评估银行的财务健康状况。监管者被鼓励主动与银行接触，进行彻底的审查和检查，以确保遵守规定。这种持续的监督对于在银行系统中识别潜在的弱点至关重要，以便在问题升级之前采取措施。除了促进良好的银行实践外，巴塞尔核心原则还旨在增强银行监管者之间的国际合作。鉴于全球金融系统的相互关联性，监管者共享信息和协作处理跨境问题至关重要。这种合作有助于创造一个更具韧性的银行环境，并减少系统性危机发生的可能性。总之，巴塞尔核心原则在塑造全球银行监管格局方面发挥着关键作用。通过为有效的治理、风险管理和监管实践提供框架，这些原则有助于确保银行系统的稳定性和完整性。随着各国继续应对金融世界的复杂性，遵循巴塞尔核心原则将对促进一个健全和安全的银行环境至关重要，最终使经济和社会整体受益。