bank statement

简明释义

对帐单

英英释义

例句

1.Make sure to review your bank statement for any unauthorized transactions.

确保检查您的银行对账单，以防有任何未经授权的交易。

2.The loan officer asked for my latest bank statement to process the application.

贷款专员要求提供我最新的银行对账单以处理申请。

3.I need to check my bank statement to see if my salary has been deposited.

我需要查看我的银行对账单，看看我的工资是否已经到账。

4.I found an error in my bank statement that I need to dispute.

我在我的银行对账单中发现了一个错误，我需要提出异议。

5.You can download your bank statement from your online banking account.

您可以从网上银行账户下载您的银行对账单。

作文

A bank statement is an essential financial document that provides a summary of all transactions made in a bank account over a specific period, usually monthly. This document is crucial for individuals and businesses alike as it helps them keep track of their finances, manage their budgets, and prepare for tax season. Understanding your bank statement can provide insights into your spending habits, allowing you to make informed decisions about your financial future.When you receive your bank statement, it typically includes several important pieces of information. Firstly, it lists all deposits and withdrawals made during the statement period. This includes direct deposits from employers, automatic payments, and any cash withdrawals or purchases made with your debit card. By reviewing these transactions, you can easily identify where your money is going and whether you are staying within your budget.Additionally, a bank statement will show your account balance at the beginning and end of the statement period. This is crucial for understanding your overall financial health. If you notice that your balance is decreasing over time, it may be a sign that you need to reevaluate your spending habits or find ways to increase your income. On the other hand, a growing balance may indicate that you are successfully saving money and managing your expenses.Another important aspect of a bank statement is the fees associated with your account. Many banks charge monthly maintenance fees, overdraft fees, or transaction fees, which can add up over time. By regularly reviewing your bank statement, you can identify these fees and consider switching to a different account or bank if necessary. Some banks offer fee-free accounts or accounts with lower fees, so it is worth doing some research to find the best option for your financial situation.Furthermore, a bank statement can serve as a valuable tool for tracking your savings goals. If you are saving for a specific purpose, such as a vacation or a new car, you can monitor your progress by comparing your current balance to your savings target. This can motivate you to stick to your savings plan and make adjustments if needed.In conclusion, a bank statement is more than just a record of your financial transactions; it is a powerful tool that can help you understand and manage your finances effectively. By regularly reviewing your bank statement, you can gain insights into your spending habits, track your savings goals, and identify any fees that may be costing you money. Taking the time to understand this document can lead to better financial decision-making and ultimately help you achieve your financial goals. Whether you are an individual trying to manage your personal finances or a business owner overseeing company expenses, being knowledgeable about your bank statement is key to financial success.

银行对账单是一个重要的财务文件，提供了在特定时期内（通常是每月）银行账户中所有交易的总结。这个文件对个人和企业都至关重要，因为它帮助他们跟踪财务、管理预算和为纳税季节做准备。理解你的银行对账单可以提供对你消费习惯的洞察，使你能够对自己的财务未来做出明智的决定。当你收到银行对账单时，它通常包括几项重要信息。首先，它列出了在对账期内进行的所有存款和取款。这包括来自雇主的直接存款、自动支付以及用借记卡进行的任何现金取款或购物。通过审查这些交易，你可以轻松识别你的钱花在哪里，以及你是否在预算之内。此外，银行对账单还会显示对账期开始和结束时的账户余额。这对于了解你的整体财务健康状况至关重要。如果你注意到你的余额随着时间的推移而减少，这可能是你需要重新评估消费习惯或寻找增加收入的方法的迹象。另一方面，余额不断增长可能表明你成功地储蓄了资金并管理了支出。银行对账单的另一个重要方面是与账户相关的费用。许多银行收取每月维护费、透支费或交易费，这些费用可能会随着时间的推移而累积。通过定期审查你的银行对账单，你可以识别这些费用，并考虑在必要时更换到不同的账户或银行。一些银行提供免手续费的账户或费用较低的账户，因此值得做一些研究以找到适合你财务状况的最佳选择。此外，银行对账单可以作为追踪储蓄目标的有价值工具。如果你正在为特定目的储蓄，例如度假或购买新车，你可以通过将当前余额与储蓄目标进行比较来监测进展。这可以激励你坚持储蓄计划，并在需要时进行调整。总之，银行对账单不仅仅是财务交易的记录；它是一个强大的工具，可以帮助你有效地理解和管理财务。通过定期审查你的银行对账单，你可以获得对消费习惯的洞察，跟踪储蓄目标，并识别可能花费你金钱的任何费用。花时间理解这个文件可以导致更好的财务决策，并最终帮助你实现财务目标。无论你是试图管理个人财务的个人，还是监督公司支出的企业主，了解你的银行对账单对财务成功至关重要。