arrangement out of bankruptcy court

简明释义

不经破产法庭协调

英英释义

例句

1.After months of negotiation, the creditors accepted an arrangement out of bankruptcy court that allowed the business to survive.

经过几个月的谈判，债权人接受了一项法院外的破产安排，使企业得以存活。

2.Investors were relieved when the firm announced it had secured an arrangement out of bankruptcy court with its major lenders.

当公司宣布已与主要贷方达成法院外的破产安排时，投资者松了一口气。

3.The arrangement out of bankruptcy court included significant concessions from both the management and the creditors.

这项法院外的破产安排包括管理层和债权人的重大让步。

4.The small retailer opted for an arrangement out of bankruptcy court rather than filing for Chapter 11.

这家小零售商选择了一个法院外的破产安排，而不是申请第11章破产保护。

5.The company reached an arrangement out of bankruptcy court to restructure its debts and continue operations.

该公司达成了一个法院外的破产安排，以重组其债务并继续运营。

作文

In today's complex financial landscape, businesses and individuals often find themselves facing overwhelming debt. When this occurs, the legal system provides various options for relief. One such option is an arrangement out of bankruptcy court, which allows parties to negotiate and settle their debts without undergoing the formal bankruptcy process. This approach can be beneficial for both creditors and debtors, as it fosters cooperation and can lead to more favorable outcomes for all involved.An arrangement out of bankruptcy court typically involves negotiations between the debtor and their creditors to establish a repayment plan that is manageable for the debtor while ensuring that creditors receive some form of payment. This arrangement is often less costly and time-consuming than filing for bankruptcy, which can carry significant legal fees and lengthy court proceedings. By opting for an out-of-court arrangement, parties can maintain more control over the terms and conditions of their agreement.One of the primary advantages of pursuing an arrangement out of bankruptcy court is the preservation of the debtor's credit rating. Bankruptcy can have a devastating impact on an individual’s or business's credit score, making it difficult to secure loans or favorable terms in the future. In contrast, an out-of-court arrangement allows the debtor to demonstrate their commitment to repaying their debts, which can positively influence their creditworthiness.Moreover, an arrangement out of bankruptcy court can help maintain relationships between debtors and creditors. In many cases, creditors prefer to work with debtors directly rather than go through the bankruptcy process, which can create animosity and distrust. By engaging in open communication and negotiation, both parties can reach a mutually beneficial solution that preserves their relationship and encourages future business dealings.However, it is important to note that not all debts can be settled through an arrangement out of bankruptcy court. Certain obligations, such as child support or tax liabilities, may not be negotiable. Additionally, the success of such arrangements often depends on the willingness of creditors to cooperate and compromise. If a creditor is unwilling to negotiate, the debtor may still need to consider formal bankruptcy proceedings as a last resort.In conclusion, an arrangement out of bankruptcy court offers an alternative path for individuals and businesses struggling with debt. It provides a way to negotiate repayment terms, protect credit ratings, and maintain valuable relationships with creditors. While it may not be suitable for every situation, it is a viable option worth considering for those seeking financial relief without the long-term consequences of bankruptcy. As the financial landscape continues to evolve, understanding and exploring these alternatives can empower debtors to take control of their financial futures and work toward stability and recovery.

在当今复杂的金融环境中，企业和个人常常面临压倒性的债务。当这种情况发生时，法律系统提供了各种救济选择。其中一个选择是破产法庭外的安排，它允许各方在不经历正式破产程序的情况下进行债务的协商和解决。这种方法对债权人和债务人都有好处，因为它促进了合作，并能为所有相关方带来更有利的结果。破产法庭外的安排通常涉及债务人与其债权人之间的谈判，以建立一个可管理的还款计划，同时确保债权人获得某种形式的付款。这种安排通常比申请破产更省钱、更省时，后者可能会产生巨额的法律费用和漫长的法庭程序。通过选择庭外安排，各方可以对协议的条款和条件保持更多的控制。追求破产法庭外的安排的主要优势之一是保护债务人的信用评级。破产可能对个人或企业的信用评分产生毁灭性的影响，使其在未来难以获得贷款或优惠条款。相比之下，庭外安排允许债务人展示他们偿还债务的承诺，这可以积极影响他们的信用worthiness。此外，破产法庭外的安排可以帮助维护债务人和债权人之间的关系。在许多情况下，债权人更愿意直接与债务人合作，而不是通过破产程序，这可能会导致敌意和不信任。通过进行开放的沟通和谈判，双方可以达成互利的解决方案，从而保持他们的关系并鼓励未来的商业往来。然而，需要注意的是，并非所有债务都可以通过破产法庭外的安排来解决。某些义务，例如子女抚养费或税务责任，可能无法协商。此外，此类安排的成功往往取决于债权人是否愿意合作和妥协。如果债权人不愿意谈判，债务人可能仍需要考虑正式的破产程序作为最后的手段。总之，破产法庭外的安排为面临债务困扰的个人和企业提供了一条替代路径。它提供了协商还款条款、保护信用评级和维护与债权人宝贵关系的方式。虽然它可能并不适合每种情况，但对于那些寻求财务救济而不想承担破产长期后果的人来说，它是一个值得考虑的可行选择。随着金融环境的不断演变，理解和探索这些替代方案可以使债务人掌控自己的财务未来，努力实现稳定和恢复。