annual return

简明释义

年利润

英英释义

例句

1.Many mutual funds report their annual return 年回报率 to help investors make informed decisions.

许多共同基金报告它们的年回报率 annual return 以帮助投资者做出明智的决策。

2.Investors should always check the annual return 年回报率 before committing to any investment.

投资者在承诺任何投资之前，应该始终检查年回报率 annual return。

3.The annual return 年回报率 on government bonds is typically lower than that of stocks.

政府债券的年回报率 annual return 通常低于股票。

4.When evaluating a stock, consider its historical annual return 年回报率 over the past five years.

在评估一只股票时，考虑它过去五年的历史年回报率 annual return。

5.The investor was pleased to see his portfolio's annual return 年回报率 exceed 10% this year.

投资者很高兴看到他的投资组合的年回报率 annual return 超过了10%。

作文

Understanding the concept of annual return is crucial for anyone looking to invest in stocks, bonds, or other financial assets. The term annual return refers to the percentage gain or loss made on an investment over a year, which is a key indicator of its performance. Investors often analyze the annual return to assess how well their investments are doing compared to benchmarks like the stock market or other investment vehicles. For instance, if an investor purchases shares of a company at $100 and sells them a year later for $120, the annual return would be calculated as follows: the profit of $20 divided by the initial investment of $100, resulting in a annual return of 20%. This simple calculation provides investors with a clear understanding of their investment's performance over the year.The annual return can also include dividends or interest earned from the investment. For example, if the same investor received $5 in dividends during the year, the total return would be $25 ($20 from the sale and $5 from dividends), leading to an annual return of 25%. This highlights the importance of considering all forms of income generated by an investment when calculating the annual return.When comparing different investments, it’s essential to look at the annual return alongside other metrics such as volatility and risk. A high annual return might seem attractive, but if it comes with high volatility, it could signify that the investment is risky. Therefore, investors should not only focus on the annual return but also evaluate the overall risk associated with the investment.Moreover, the annual return can vary significantly from year to year due to market conditions, economic factors, and changes in the specific industry. For instance, during a recession, many companies may see a decline in their annual return, while others may thrive. Understanding these dynamics helps investors make informed decisions about when to buy or sell their assets.In addition, understanding the concept of compound interest is vital when discussing annual return. Compounding refers to earning returns not just on the initial investment but also on the returns that accumulate over time. For example, if an investor reinvests their annual return, the amount they earn in subsequent years can grow exponentially. This principle emphasizes the significance of a consistent annual return over a long period, as it can lead to substantial wealth accumulation.Finally, it’s important to note that different types of investments may yield varying annual returns. For instance, stocks typically have higher potential annual returns compared to bonds, but they also come with higher risk. On the other hand, government bonds may offer lower annual returns but are considered safer. Understanding these differences can help investors create a balanced portfolio that aligns with their financial goals and risk tolerance.In conclusion, grasping the meaning and implications of annual return is essential for making informed investment decisions. By analyzing the annual return of various assets, considering the potential risks and rewards, and understanding the impact of compounding, investors can better navigate the complexities of the financial markets and work towards achieving their financial objectives.

理解annual return的概念对于任何想要投资股票、债券或其他金融资产的人来说都是至关重要的。术语annual return指的是投资在一年内的百分比收益或损失，这是衡量其表现的关键指标。投资者通常会分析annual return以评估他们的投资相较于股票市场或其他投资工具的表现如何。例如，如果一位投资者以100美元的价格购买了一家公司的股票，并在一年后以120美元的价格出售，那么annual return将按如下方式计算：利润20美元除以初始投资100美元，得出annual return为20%。这个简单的计算为投资者提供了一个清晰的理解，了解他们的投资在一年内的表现。annual return还可以包括投资所获得的股息或利息。例如，如果同一位投资者在一年中收到了5美元的股息，那么总回报将是25美元（来自销售的20美元和股息的5美元），这将导致annual return为25%。这突显了在计算annual return时考虑投资所产生的所有收入形式的重要性。在比较不同投资时，查看annual return与波动性和风险等其他指标是至关重要的。高annual return可能看起来很有吸引力，但如果伴随着高波动性，则可能表明该投资风险较大。因此，投资者不应仅关注annual return，还应评估与投资相关的整体风险。此外，由于市场条件、经济因素和特定行业的变化，annual return可能每年会有显著变化。例如，在经济衰退期间，许多公司可能会看到其annual return下降，而其他公司可能会蓬勃发展。理解这些动态有助于投资者在何时买入或卖出资产时做出明智的决定。此外，理解复利的概念在讨论annual return时至关重要。复利是指不仅在初始投资上赚取回报，还在随时间积累的回报上赚取回报。例如，如果投资者将其annual return再投资，那么他们在随后的几年中所赚取的金额可能会呈指数级增长。这一原则强调了在较长时期内持续的annual return的重要性，因为它可以导致可观的财富积累。最后，需要注意的是，不同类型的投资可能会产生不同的annual return。例如，股票通常相较于债券具有更高的潜在annual return，但它们也伴随着更高的风险。另一方面，政府债券可能提供较低的annual return，但被认为更安全。理解这些差异可以帮助投资者创建一个与其财务目标和风险承受能力相一致的平衡投资组合。总之，掌握annual return的含义及其影响对于做出明智的投资决策至关重要。通过分析各种资产的annual return、考虑潜在的风险和回报，并理解复利的影响，投资者能够更好地驾驭金融市场的复杂性，并努力实现他们的财务目标。