aggregate balance

简明释义

综合平衡

英英释义

例句

1.The aggregate balance of the company's accounts receivable indicates its financial health.

公司的应收账款的综合余额表明其财务健康状况。

2.Investors often look at the aggregate balance of their portfolios to assess overall performance.

投资者通常查看他们投资组合的综合余额以评估整体表现。

3.The bank provides an overview of your aggregate balance for the month, which helps you track your savings.

银行提供您本月的综合余额概览，这有助于您追踪储蓄。

4.To qualify for a loan, you need to maintain a minimum aggregate balance across all your accounts.

要申请贷款，您需要在所有账户中保持最低的综合余额。

5.You can view your aggregate balance in the banking app to understand your total funds available.

您可以在银行应用程序中查看您的综合余额，以了解可用的总资金。

作文

In the realm of finance and accounting, understanding the concept of aggregate balance is crucial for both individuals and organizations. The term aggregate balance refers to the total amount of funds or resources that are pooled together from various sources, often reflecting a comprehensive view of financial health. This concept can be applied in different contexts, such as personal finance, business accounting, and even governmental budgeting.For individuals, maintaining an aggregate balance is essential for effective financial management. It involves tracking all sources of income, including salaries, investments, and any other revenue streams, while also considering expenses such as bills, loans, and discretionary spending. By calculating the aggregate balance, individuals can gain insights into their overall financial status. For instance, if someone has a positive aggregate balance, it indicates that their income exceeds their expenses, allowing them to save or invest surplus funds. Conversely, a negative aggregate balance may signal the need for budget adjustments or increased income to avoid debt.In a business context, the aggregate balance is vital for assessing the company’s financial position. Companies often compile data from various departments, including sales, marketing, and operations, to arrive at an overall financial picture. This aggregate balance helps stakeholders understand profitability, liquidity, and solvency. For example, a company with a strong aggregate balance can invest in new projects, hire additional staff, or expand its operations. On the other hand, a weak aggregate balance might necessitate cost-cutting measures or restructuring efforts.Moreover, governments also utilize the concept of aggregate balance when preparing budgets. Public finance relies on the aggregation of revenues from taxes, fees, and other sources, which are then weighed against expenditures for public services, infrastructure, and social programs. A government with a healthy aggregate balance can invest in community development and improve citizens' quality of life. In contrast, a government facing a deficit in its aggregate balance may need to implement austerity measures or seek additional funding through loans or increased taxes.Understanding the aggregate balance is not just about numbers; it reflects the broader economic environment and individual circumstances. For example, during a recession, many individuals and businesses may find their aggregate balance declining due to reduced income and increased expenses. This scenario emphasizes the importance of financial literacy and strategic planning to navigate challenging times.In conclusion, the concept of aggregate balance plays a significant role in various aspects of finance, from personal budgeting to corporate accounting and government fiscal policy. By comprehensively assessing all financial inputs and outputs, individuals and organizations can make informed decisions that lead to better financial outcomes. Whether one is managing personal finances, running a business, or participating in civic affairs, a clear understanding of aggregate balance can pave the way for financial stability and growth.

在金融和会计领域，理解aggregate balance的概念对个人和组织来说都至关重要。术语aggregate balance指的是从各种来源汇集在一起的资金或资源的总额，通常反映了财务健康的全面视图。这个概念可以应用于不同的背景，例如个人财务、商业会计，甚至政府预算。对于个人来说，保持aggregate balance对于有效的财务管理至关重要。这涉及到跟踪所有收入来源，包括薪水、投资和其他任何收入流，同时也考虑到支出，如账单、贷款和可自由支配的开支。通过计算aggregate balance，个人可以深入了解其整体财务状况。例如，如果某人的aggregate balance为正，这表明他们的收入超过了支出，使他们能够储蓄或投资盈余资金。相反，负的aggregate balance可能意味着需要调整预算或增加收入，以避免债务。在商业背景下，aggregate balance对于评估公司的财务状况至关重要。公司通常会汇总来自各个部门的数据，包括销售、市场营销和运营，以得出整体财务状况。这种aggregate balance帮助利益相关者了解盈利能力、流动性和偿付能力。例如，一家拥有强大aggregate balance的公司可以投资于新项目、招聘更多员工或扩展业务。另一方面，弱的aggregate balance可能需要削减成本或重组措施。此外，政府在准备预算时也会利用aggregate balance的概念。公共财政依赖于从税收、费用和其他来源汇总的收入，这些收入与公共服务、基础设施和社会项目的支出进行权衡。拥有健康的aggregate balance的政府可以投资于社区发展，提高公民的生活质量。相反，面临aggregate balance赤字的政府可能需要实施紧缩措施或寻求通过贷款或增加税收获得额外资金。理解aggregate balance不仅仅是数字，它反映了更广泛的经济环境和个人情况。例如，在经济衰退期间，许多个人和企业可能会发现由于收入减少和支出增加，其aggregate balance下降。这种情况强调了财务知识和战略规划的重要性，以应对挑战时期。总之，aggregate balance的概念在个人预算、公司会计和政府财政政策等各种金融方面发挥着重要作用。通过全面评估所有财务输入和输出，个人和组织可以做出明智的决策，从而带来更好的财务结果。无论是管理个人财务、经营企业，还是参与公民事务，清晰理解aggregate balance都能为财务稳定和增长铺平道路。