adverse balance

简明释义

收支逆差

英英释义

例句

1.The company reported an adverse balance in its financial statements, indicating potential losses.

公司在财务报表中报告了一个不利余额，这表明可能会出现损失。

2.Investors were concerned about the adverse balance in the quarterly report, which could affect stock prices.

投资者对季度报告中的不利余额感到担忧，这可能会影响股价。

3.Management decided to investigate the reasons behind the adverse balance in the budget.

管理层决定调查预算中不利余额的原因。

4.The accountant explained that an adverse balance could lead to cash flow issues.

会计师解释说，不利余额可能导致现金流问题。

5.Due to an adverse balance, the project was put on hold until further review.

由于存在不利余额，该项目被暂停，直到进一步审查。

作文

In the world of finance and economics, the term adverse balance refers to a situation where liabilities outweigh assets, leading to a negative financial position. This concept is crucial for businesses, governments, and individuals alike, as it can significantly impact their financial health and decision-making processes. Understanding adverse balance is essential for anyone involved in financial planning or management.When a company has an adverse balance, it means that its debts exceed its total assets. This scenario is often a red flag for investors and creditors, as it indicates that the organization may struggle to meet its obligations. For instance, if a small business takes on too much debt to expand operations without generating sufficient revenue, it can quickly find itself in a situation of adverse balance. Consequently, the business may face bankruptcy or require restructuring to regain financial stability.Governments can also experience adverse balance when their expenditures surpass revenues. This situation is particularly common during economic downturns when tax revenues decline, but government spending remains high to stimulate the economy. An adverse balance in a government budget can lead to increased borrowing, which may result in higher interest rates and inflation, further complicating the economic landscape.On a personal level, individuals can encounter adverse balance when their debts, such as credit card balances, loans, and mortgages, exceed their assets, including savings and property. Living with an adverse balance can be stressful and may limit one’s ability to make future financial decisions, such as purchasing a home or investing in education.To avoid falling into an adverse balance, it is crucial to maintain a healthy financial strategy. This includes budgeting effectively, monitoring expenses, and ensuring that income consistently exceeds outflows. Regular financial assessments can help identify potential issues before they escalate into significant problems.Moreover, businesses and individuals alike should focus on building an emergency fund to cover unexpected expenses, which can help prevent a shift into adverse balance. By saving a portion of income regularly, one can create a financial buffer that provides security during tough times.In conclusion, the concept of adverse balance highlights the importance of maintaining a positive financial position. Whether for a business, government, or individual, understanding the implications of an adverse balance can guide better financial decisions and strategies. By prioritizing responsible financial management and planning, one can work towards achieving a balanced and sustainable financial future.

在金融和经济的世界中，术语不利余额指的是负债超过资产，导致负面财务状况的情况。这个概念对企业、政府和个人都至关重要，因为它可能会显著影响他们的财务健康和决策过程。理解不利余额对于任何参与财务规划或管理的人来说都是必不可少的。当一家公司存在不利余额时，意味着其债务超过了总资产。这个情况通常是投资者和债权人的红旗，因为它表明组织可能难以履行其义务。例如，如果一家小企业为了扩大运营而承担过多债务，但未能产生足够的收入，它很快就会发现自己处于不利余额的境地。因此，该企业可能面临破产或需要重组以恢复财务稳定。政府也可能会经历不利余额，当其支出超过收入时。这种情况在经济低迷期间尤为常见，当税收收入下降，但政府支出仍然保持高位以刺激经济。政府预算中的不利余额可能导致增加借款，这可能导致更高的利率和通货膨胀，进一步复杂化经济形势。在个人层面，当个人的债务（如信用卡余额、贷款和抵押贷款）超过其资产（包括储蓄和财产）时，也会遇到不利余额。生活在不利余额中可能会带来压力，并可能限制一个人做出未来财务决策的能力，例如购买房屋或投资教育。为了避免陷入不利余额，保持健康的财务策略至关重要。这包括有效预算、监控支出以及确保收入始终超过支出。定期的财务评估可以帮助在问题升级为重大问题之前识别潜在问题。此外，企业和个人都应专注于建立应急基金，以覆盖意外开支，这可以帮助防止转入不利余额。通过定期储蓄一部分收入，可以创建一个提供安全感的财务缓冲，以应对艰难时刻。总之，不利余额的概念突显了保持积极财务状况的重要性。无论是对企业、政府还是个人，理解不利余额的影响可以指导更好的财务决策和策略。通过优先考虑负责任的财务管理和规划，人们可以努力实现平衡和可持续的财务未来。