account balance

简明释义

帐户余额

英英释义

例句

1.I was surprised to see my account balance after my paycheck was deposited.

在我的工资存入后，我惊讶地看到我的账户余额。

2.You can view your account balance online through the bank's mobile app.

您可以通过银行的移动应用程序在线查看您的账户余额。

3.The bank sent me a notification that my account balance has dropped below the minimum required amount.

银行给我发送了通知，说我的账户余额已低于最低要求金额。

4.To avoid overdraft fees, always keep an eye on your account balance.

为了避免透支费用，请始终关注您的账户余额。

5.Before making a large purchase, I checked my account balance to ensure I had enough funds.

在进行大额购买之前，我检查了我的账户余额以确保我有足够的资金。

作文

Understanding the concept of an account balance is crucial for anyone who manages their finances, whether personally or in a business context. An account balance refers to the amount of money that is currently available in a financial account, such as a checking account, savings account, or investment account. It represents the difference between the total credits and total debits in the account. Knowing your account balance helps you make informed decisions about spending, saving, and investing.In today's fast-paced world, many people rely on digital banking to keep track of their account balances. Online banking platforms provide users with real-time access to their financial information, allowing them to monitor their account balances at any time. This instant access is especially beneficial for budgeting purposes. By regularly checking your account balance, you can avoid overdraft fees and ensure that you have sufficient funds for upcoming expenses.Moreover, understanding your account balance is essential when planning for future financial goals. Whether you are saving for a vacation, a new car, or retirement, knowing how much money you have available will help you create a realistic savings plan. For example, if your account balance is lower than expected, you may need to adjust your spending habits or increase your income to reach your financial objectives.In a business setting, maintaining a healthy account balance is equally important. Companies must keep track of their account balances to manage cash flow effectively. A positive account balance indicates that a business has enough liquidity to cover its expenses, while a negative account balance may signal financial trouble. Businesses often use accounting software to monitor their account balances and generate reports that help them understand their financial position better.Furthermore, it is important to recognize that an account balance can fluctuate due to various factors, including deposits, withdrawals, fees, and interest earned. Regularly reviewing your account balance can help identify any discrepancies or unauthorized transactions. If you notice an unexpected change in your account balance, it is vital to investigate immediately to prevent potential fraud or errors.In conclusion, the significance of understanding and managing your account balance cannot be overstated. Whether for personal finance or business management, keeping a close eye on your account balance allows for better decision-making and financial stability. By utilizing modern banking tools and practices, individuals and businesses alike can effectively monitor their account balances and work towards achieving their financial goals. Ultimately, a well-maintained account balance is a key component of financial health and success.

理解账户余额的概念对任何管理自己财务的人来说都是至关重要的，无论是个人还是商业背景。账户余额指的是在金融账户中当前可用的资金金额，例如支票账户、储蓄账户或投资账户。它表示账户中总信用和总借记之间的差额。了解你的账户余额有助于你做出明智的消费、储蓄和投资决策。在当今快节奏的世界中，许多人依赖数字银行来跟踪他们的账户余额。在线银行平台为用户提供实时访问其财务信息的功能，使他们可以随时监控其账户余额。这种即时访问对于预算编制尤其有利。通过定期检查你的账户余额，你可以避免透支费用，并确保你有足够的资金应对即将到来的开支。此外，了解你的账户余额在规划未来财务目标时也是必不可少的。无论你是在为度假、新车还是退休储蓄，知道你可用的资金多少将帮助你制定现实的储蓄计划。例如，如果你的账户余额低于预期，你可能需要调整消费习惯或增加收入以实现你的财务目标。在商业环境中，保持健康的账户余额同样重要。公司必须跟踪其账户余额以有效管理现金流。正的账户余额表明企业有足够的流动性来支付其费用，而负的账户余额可能表明财务问题。企业通常使用会计软件来监控其账户余额并生成报告，以帮助他们更好地理解其财务状况。此外，重要的是要认识到，由于多种因素，包括存款、取款、费用和赚取的利息，账户余额可能会波动。定期审查你的账户余额可以帮助识别任何差异或未经授权的交易。如果你注意到账户余额有意外变化，立即调查是至关重要的，以防止潜在的欺诈或错误。总之，理解和管理你的账户余额的重要性不容小觑。无论是个人财务还是商业管理，密切关注你的账户余额都有助于更好的决策和财务稳定。通过利用现代银行工具和实践，个人和企业都可以有效监控其账户余额，并努力实现其财务目标。最终，良好的账户余额维护是财务健康和成功的关键组成部分。