accelerated amortization

简明释义

加速摊销

英英释义

例句

1.The company decided to use accelerated amortization to reduce its tax burden this year.

公司决定采用加速摊销来减少今年的税负。

2.By implementing accelerated amortization, the firm can recover its investment faster.

通过实施加速摊销，公司可以更快地收回投资。

3.The accountant recommended accelerated amortization for the new machinery purchased last year.

会计建议对去年购买的新机器采用加速摊销。

4.Investors often prefer assets that can be written off using accelerated amortization methods.

投资者通常更喜欢可以采用加速摊销方法进行折旧的资产。

5.Using accelerated amortization can lead to higher cash flow in the early years of an asset's life.

使用加速摊销可以在资产生命周期的早期带来更高的现金流。

作文

In the world of finance and accounting, understanding various terms and concepts is crucial for making informed decisions. One such term that often comes up in discussions about loans and investments is accelerated amortization. This financial strategy allows borrowers to pay off their debts more quickly than the standard schedule would require. It involves making larger payments at the beginning of the loan term, which can significantly reduce the overall interest paid over time. 加速摊销的概念在财务管理中尤为重要，因为它可以帮助借款人节省资金并缩短债务期限。The primary advantage of accelerated amortization is the reduction in interest costs. When a borrower opts for this method, they are essentially decreasing the principal balance of the loan at a faster rate. As the principal decreases, so does the amount of interest that accrues on the remaining balance. This can lead to substantial savings, especially for long-term loans such as mortgages. For example, if a homeowner decides to pay an extra $200 each month towards their mortgage, they may find that they can pay off their loan several years earlier than expected, all while saving thousands of dollars in interest payments. 通过减少贷款的本金余额，借款人可以实现更高效的财务管理。Moreover, accelerated amortization can provide psychological benefits as well. Many individuals feel a sense of accomplishment when they see their debt decrease more rapidly. This can motivate them to continue making larger payments and stick to their financial goals. The satisfaction of being closer to financial freedom can be a powerful incentive for many borrowers. 这种心理上的满足感使得借款人在财务管理上更加积极主动。However, it is important to note that accelerated amortization may not be suitable for everyone. Borrowers should carefully consider their financial situation before committing to this strategy. For instance, those with limited cash flow may find it challenging to make larger payments consistently. Additionally, some loans may have prepayment penalties that could negate the benefits of accelerating payments. Therefore, it is essential to review the terms of the loan and consult with a financial advisor if necessary. 在选择加速摊销策略之前，借款人应全面评估自己的财务状况。In conclusion, accelerated amortization is a valuable tool for those looking to pay off their debts more quickly and save on interest costs. By making larger payments early in the loan term, borrowers can significantly reduce their overall financial burden. However, it is crucial to approach this strategy with caution and ensure that it aligns with one's financial capabilities and goals. Whether for a mortgage, student loan, or any other type of debt, understanding the implications of 加速摊销 can empower borrowers to make better financial decisions and achieve their objectives more efficiently.