without recourse

简明释义

无偿还义务;无权追偿

英英释义

例句

1.Investors often prefer bonds issued without recourse as they limit their financial exposure.

投资者通常更喜欢以无追索权发行的债券，因为这限制了他们的财务风险敞口。

2.The bank issued the loan without recourse, transferring all risks to the borrower.

银行以无追索权的方式发放贷款，将所有风险转移给借款人。

3.The contract was signed without recourse, meaning the seller cannot claim any further payment once the deal is closed.

合同签署时是无追索权的，这意味着卖方在交易结束后无法要求任何进一步的付款。

4.He sold the property without recourse to avoid any future liabilities.

他以无追索权的方式出售房产，以避免未来的任何责任。

5.The agreement stated that the buyer would take the goods without recourse for any defects.

协议中规定买方将以无追索权的方式接受商品，无法因缺陷进行索赔。

作文

In the world of finance and law, the phrase without recourse holds significant importance. It refers to a situation where a party transfers their liability or obligation to another party, thereby relinquishing any future claims against them. This concept is particularly relevant in transactions such as the sale of promissory notes or other financial instruments. When a seller sells a note without recourse, they are essentially saying that if the buyer fails to pay, the seller cannot seek repayment from them. This creates a clear boundary of responsibility and is often seen as a way to limit risk.Understanding the implications of without recourse is crucial for both buyers and sellers. For sellers, it means that they can offload an asset without worrying about future liabilities. This can be particularly beneficial in situations where the seller is uncertain about the creditworthiness of the buyer or the likelihood of repayment. By transferring the risk, sellers can focus on other aspects of their business without the burden of potential losses hanging over their heads.On the other hand, buyers must approach transactions labeled without recourse with caution. They should conduct thorough due diligence to ensure that they are making a sound investment. The absence of recourse means that if the investment goes awry, they have no legal avenue to pursue the seller for recovery. Therefore, it is essential that buyers assess the value of the asset and the associated risks before proceeding with such transactions.The concept of without recourse also extends beyond financial transactions into various legal agreements. For instance, in contracts, parties may agree to limit their liabilities through this phrase. This is often done to foster trust and encourage collaboration among parties who might otherwise be hesitant to engage in business due to fear of potential repercussions.In real estate, for example, a lender may provide financing without recourse to the borrower. This means that if the borrower defaults on the loan, the lender can only seize the property but cannot pursue the borrower's other assets. This arrangement can make it easier for borrowers to secure financing, as it lessens the risk involved for them. However, lenders must carefully evaluate the property’s value and the borrower's ability to repay before agreeing to such terms.In summary, the term without recourse serves as a critical tool in various financial and legal contexts. It allows parties to transfer risk and manage liabilities more effectively. However, it is essential for all parties involved to fully understand the implications of this term. For sellers, it provides a way to divest themselves of obligations, while for buyers, it necessitates a careful evaluation of potential risks. Ultimately, the successful use of without recourse in transactions hinges on clear communication and mutual understanding between all parties involved. As the landscape of finance and law continues to evolve, the relevance of without recourse will undoubtedly persist, shaping how individuals and businesses engage in various agreements.

在金融和法律的世界中，短语without recourse具有重要意义。它指的是一种情况，其中一方将其责任或义务转移给另一方，从而放弃对其未来的索赔。这个概念在诸如票据或其他金融工具的销售等交易中尤为相关。当出售者以without recourse的方式出售票据时，他们基本上是在说，如果买方未能支付，出售者不能向他们追索还款。这创造了一个明确的责任界限，通常被视为限制风险的一种方式。理解without recourse的含义对于买方和卖方来说至关重要。对于卖方而言，这意味着他们可以卸载资产，而不必担心未来的负债。这在卖方对买方的信用状况或还款可能性感到不确定的情况下尤其有利。通过转移风险，卖方可以专注于业务的其他方面，而不必承受潜在损失的负担。另一方面，买方必须谨慎对待标记为without recourse的交易。他们应该进行彻底的尽职调查，以确保他们正在进行稳妥的投资。缺乏追索权意味着如果投资失败，他们没有法律途径向卖方追讨。因此，买方在进行此类交易之前，评估资产的价值和相关风险是至关重要的。without recourse的概念也扩展到各种法律协议中。例如，在合同中，各方可能同意通过该短语来限制其责任。这通常是为了促进信任，并鼓励各方之间的合作，否则由于潜在后果的恐惧，他们可能会犹豫不决。例如，在房地产中，贷方可能会以without recourse的方式向借款人提供融资。这意味着如果借款人违约，贷方只能没收财产，而不能追索借款人的其他资产。这种安排可以使借款人更容易获得融资，因为它减轻了他们的风险。然而，贷方在同意此类条款之前，必须仔细评估物业的价值和借款人的还款能力。总之，术语without recourse在各种金融和法律背景中作为一种关键工具。它使各方能够更有效地转移风险和管理责任。然而，所有参与方都必须充分理解这一术语的含义。对于卖方而言，它提供了一种摆脱义务的方式，而对于买方而言，则需要仔细评估潜在风险。最终，成功使用without recourse进行交易的关键在于各方之间的清晰沟通和相互理解。随着金融和法律领域的不断发展，without recourse的相关性无疑会持续存在，塑造个人和企业参与各种协议的方式。