warranty to keep partly uninsured

简明释义

保留部分标的不保条款

英英释义

例句

1.I was surprised to see that the electronics store provided a warranty to keep partly uninsured for their products.

我惊讶地发现电子商店为他们的产品提供了部分未投保的保修。

2.The contractor's agreement stated a warranty to keep partly uninsured for any structural issues that might arise post-construction.

承包商的协议中说明，对于施工后可能出现的任何结构问题，存在部分未投保的保修。

3.The car dealership offered a warranty to keep partly uninsured on the vehicle, meaning some damages would not be covered.

汽车经销商提供了一个部分未投保的保修，这意味着某些损坏将不被覆盖。

4.The insurance policy included a warranty to keep partly uninsured clause that limited coverage on certain types of damages.

保险政策包含一个部分未投保的保修条款，限制对某些类型损害的覆盖。

5.Before signing the lease, I was informed about the warranty to keep partly uninsured for the apartment's appliances.

在签署租约之前，我被告知公寓电器的部分未投保的保修。

作文

In the world of insurance, various terms and conditions can often be confusing. One such term is warranty to keep partly uninsured. This phrase refers to a specific agreement between an insurer and the insured, where the insured agrees to maintain a certain level of risk by not fully insuring their property or assets. Understanding this concept is crucial for anyone looking to navigate the complexities of insurance policies effectively.To begin with, let’s break down the term. A 'warranty' in insurance typically signifies a promise or guarantee made by the insured party. It can involve various commitments related to the condition or maintenance of the insured item. In this context, the 'warranty to keep partly uninsured' implies that the insured is acknowledging that they will not cover the entire value of their asset with insurance. This might be a strategic decision based on their financial situation or risk assessment.For instance, consider a homeowner who owns a house worth $300,000. Instead of insuring the entire amount, they might decide to insure only $200,000, thus leaving $100,000 'partly uninsured.' By doing so, they are accepting the risk associated with the uninsured portion. This decision could stem from several factors, such as a desire to save on insurance premiums or a belief that the likelihood of significant damage is low.However, while this approach can lead to short-term savings, it also carries potential long-term risks. If a disaster were to occur, the homeowner would have to bear the financial burden of the uninsured amount. This highlights the importance of carefully considering the implications of a warranty to keep partly uninsured agreement.Moreover, such warranties can affect the overall insurance policy. Insurers may offer lower premiums for policies that include a warranty to keep partly uninsured clause since the insured is taking on more risk. However, it is essential for individuals to weigh these savings against the possibility of incurring greater costs in the event of a loss.Additionally, there are legal aspects to consider. Some insurance contracts may stipulate that if the insured does not comply with the warranty to maintain a certain level of coverage, claims could be denied. Therefore, it is vital for policyholders to read and understand their insurance agreements thoroughly to avoid any unpleasant surprises when filing a claim.In conclusion, the phrase warranty to keep partly uninsured encapsulates a significant aspect of risk management in insurance. While it can provide immediate financial relief through reduced premiums, it also necessitates a careful evaluation of the risks involved. Individuals must consider their personal circumstances, the value of their assets, and their capacity to absorb potential losses before entering into such agreements. Ultimately, informed decision-making is key to navigating the complex landscape of insurance effectively.

在保险的世界中，各种条款和条件往往会令人困惑。其中一个术语是warranty to keep partly uninsured。这个短语指的是保险人和被保险人之间的一项特定协议，被保险人同意通过不完全投保他们的财产或资产来维持一定程度的风险。理解这一概念对于任何希望有效应对保险政策复杂性的人来说都是至关重要的。首先，让我们分解一下这个术语。在保险中，“warranty”通常表示被保险方做出的承诺或保证。它可能涉及与被保险物品的状态或维护相关的各种承诺。在这种情况下，“warranty to keep partly uninsured”意味着被保险人承认他们不会用保险覆盖资产的全部价值。这可能是基于他们的财务状况或风险评估的战略决策。例如，考虑一个拥有价值30万美元房屋的房主。与其为整个金额投保，他们可能决定仅投保20万美元，从而留下10万美元“部分未投保”。这样一来，他们就接受了与未投保部分相关的风险。这一决定可能源于多个因素，例如希望节省保险费或认为发生重大损失的可能性较低。然而，尽管这种方式可以带来短期节省，但也存在潜在的长期风险。如果发生灾难，房主将不得不承担未投保金额的财务负担。这突显了仔细考虑warranty to keep partly uninsured协议影响的重要性。此外，这种保修可能会影响整体保险政策。由于被保险人承担了更多风险，保险公司可能会为包含warranty to keep partly uninsured条款的保单提供较低的保费。然而，个人必须权衡这些节省与在发生损失时可能产生的更大费用之间的关系。此外，还有法律方面需要考虑。一些保险合同可能规定，如果被保险人未能遵守维持一定覆盖水平的保修，索赔可能会被拒绝。因此，被保险人必须仔细阅读并理解他们的保险协议，以避免在申请索赔时出现任何不愉快的意外。总之，短语warranty to keep partly uninsured概括了保险中风险管理的一个重要方面。虽然它可以通过降低保费提供即时的财务缓解，但它也需要仔细评估所涉及的风险。个人必须考虑他们的个人情况、资产的价值以及他们承担潜在损失的能力，然后再签署此类协议。最终，明智的决策是有效应对保险复杂环境的关键。