underwriter's guarantee

简明释义

承保人保证书

英英释义

例句

1.Investors felt more secure knowing there was an underwriter's guarantee backing the new project.

投资者感到更安心，因为有承保人担保支持新项目。

2.The bank required an underwriter's guarantee to approve the loan application.

银行要求提供承保人担保才能批准贷款申请。

3.With an underwriter's guarantee, the seller was confident in the buyer's ability to close the deal.

有了承保人担保，卖家对买方完成交易的能力充满信心。

4.Before signing the contract, she asked for an underwriter's guarantee to protect her investment.

在签署合同之前，她要求提供承保人担保以保护她的投资。

5.The underwriter's guarantee ensures that the funds will be available at closing.

承保人担保确保在成交时资金将可用。

作文

In the world of finance and insurance, the term underwriter's guarantee plays a crucial role in ensuring that various transactions and agreements are secured. An underwriter is an individual or entity that evaluates and assumes the risk associated with insuring or financing a project. The underwriter's guarantee is essentially a promise made by the underwriter to cover potential losses or liabilities that may arise from a particular agreement. This guarantee provides assurance to all parties involved, allowing them to proceed with confidence in their dealings.For instance, when a company seeks to issue bonds, it often relies on an underwriter to facilitate the process. The underwriter assesses the risk associated with the bond issuance and determines the appropriate terms. By providing a underwriter's guarantee, the underwriter commits to purchasing any unsold bonds, thereby ensuring that the issuing company receives the necessary funds. This not only protects the issuer but also instills trust among investors, as they know that the underwriter stands behind the offering.Moreover, the underwriter's guarantee is vital in real estate transactions. When a buyer applies for a mortgage, the lender typically requires an appraisal of the property. The underwriter evaluates this appraisal and other financial documents to determine whether to approve the loan. If the underwriter issues a guarantee, it signifies that they believe the borrower is capable of repaying the loan, thus reducing the lender's risk. In this way, the underwriter's guarantee acts as a safety net, enabling buyers to secure financing for their homes.The importance of the underwriter's guarantee extends beyond just financial transactions; it also plays a significant role in public offerings. When a company goes public, it engages underwriters to help sell its shares. The underwriters conduct extensive due diligence to assess the company's value and marketability. By providing a underwriter's guarantee, they agree to purchase a certain number of shares, ensuring that the company raises the capital it needs to grow and expand. This guarantee is particularly important in volatile markets, where investor confidence may be shaky.Additionally, the underwriter's guarantee can also be found in the realm of insurance. When individuals or businesses purchase insurance policies, underwriters evaluate the risks and determine the premiums. If an underwriter provides a guarantee, it means that they are willing to cover specific claims or losses, giving policyholders peace of mind. This assurance is crucial, especially in high-stakes situations such as health insurance or property insurance, where the financial implications can be significant.In conclusion, the concept of the underwriter's guarantee is fundamental in various sectors of finance and insurance. It serves as a protective measure for both issuers and investors, fostering trust and facilitating transactions. Understanding the significance of this guarantee allows individuals and businesses to navigate the complexities of financial agreements with greater confidence. Ultimately, the underwriter's guarantee is a testament to the underwriter's commitment to managing risk and supporting economic growth.

在金融和保险的世界中，术语承销商担保在确保各种交易和协议的安全性方面发挥着至关重要的作用。承销商是评估并承担与保险或融资项目相关风险的个人或实体。承销商担保本质上是承销商向特定协议可能产生的损失或责任提供的承诺。该担保为所有相关方提供了保障，使他们能够自信地进行交易。例如，当一家公司寻求发行债券时，它通常依赖承销商来促进这一过程。承销商评估与债券发行相关的风险，并确定适当的条款。通过提供承销商担保，承销商承诺购买任何未售出的债券，从而确保发行公司获得必要的资金。这不仅保护了发行者，还增强了投资者的信任，因为他们知道承销商支持这一发行。此外，承销商担保在房地产交易中至关重要。当买家申请抵押贷款时，贷款人通常要求对物业进行评估。承销商评估此评估和其他财务文件，以确定是否批准贷款。如果承销商发出担保，这意味着他们相信借款人有能力偿还贷款，从而降低了贷款人的风险。通过这种方式，承销商担保充当了安全网，使买家能够获得购房融资。承销商担保的重要性不仅限于金融交易；它在公开募股中也发挥着重要作用。当一家公司上市时，它会聘请承销商帮助出售其股票。承销商进行广泛的尽职调查，以评估公司的价值和市场吸引力。通过提供承销商担保，他们同意购买一定数量的股票，确保公司筹集所需的资本以实现增长和扩展。这个担保在市场动荡时尤为重要，因为投资者的信心可能会动摇。此外，承销商担保也可以在保险领域找到。当个人或企业购买保险政策时，承销商会评估风险并确定保费。如果承销商提供担保，这意味着他们愿意承担特定的索赔或损失，从而给予保单持有人安心。这种保证至关重要，尤其是在医疗保险或财产保险等高风险情况下，财务影响可能会很大。总之，承销商担保的概念在金融和保险的各个领域都是基础。它作为发行者和投资者的保护措施，促进信任并便利交易。理解这一担保的重要性使个人和企业能够更自信地应对金融协议的复杂性。最终，承销商担保是承销商对管理风险和支持经济增长承诺的证明。